Malaga Financial Corporation (MLGF)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 38 | 40 | 44 | 47 | 45 | 45 | 46 | - |
| Operating profit | $m | 30 | 31 | ||||||
| Net profit | $m | 18 | 20 | 21 | 23 | 23 | 22 | 23 | - |
| EPS reported | $ | 2.18 | 2.29 | ||||||
| Operating cashflow per share | $ | 2.63 | 0.00 | ||||||
| Capex per share | $ | 0.06 | 0.00 | ||||||
| FCF per share | $ | 2.58 | 0.00 | ||||||
| Free cash flow | $m | 24 | 0 | ||||||
| Net debt | $m | 254 | 260 | ||||||
| Book value equity | $m | 223 | 223 | ||||||
| Book value per share | $ | 23.65 | 16.52 | ||||||
| Number of shares | m | 9.42 | 13.49 | ||||||
| DPS (TTM paid) | $ | 0.96 | 1.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.87 | 9.61 | ||||||
| P/B LTM | x | 0.91 | 0.91 | ||||||
| P/S LTM | x | 4.48 | 4.45 | ||||||
| P/FCF LTM | x | 8.35 | 0.00 | ||||||
| EV/EBITDA LTM | x | 14.60 | 14.89 | ||||||
| EV/Sales LTM | x | 6.57 | 10.48 | ||||||
| Earnings Yield LTM | % | +10.13% | +10.41% | ||||||
| FCF Yield | % | +11.97% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +9.67% | +10.20% | ||||||
| ROIC | % | +4.33% | +2.13% | ||||||
| Operating margin | % | +43.90% | +67.22% | ||||||
| Gross margin | % | +65.15% | +100.00% | ||||||
| FCF/Sales | % | +34.95% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | -9.54% | -4.98% | ||||||
| Sales Growth YoY | % | -0.01% | +0.73% | ||||||
| Net Income Growth YoY | % | -4.84% | +0.34% | ||||||
| FCF Growth | % | +16.81% | -100.00% | ||||||
| Operating Profit Growth | % | -4.55% | -4.07% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +4.65% | +4.49% | ||||||
| Dividend Growth | % | +6.31% | +10.25% | ||||||
| Payout Ratio | % | +45.89% | +43.74% | ||||||
| FCF/Debt | x | 0.09 | 0.00 | ||||||
| Net Debt/EBITDA | x | 8.11 | 8.49 | ||||||
| EBIT/Net interest | x | 1.26 | 0.00 | ||||||
| Net debt/market cap | % | +1.30% | +1.21% | ||||||
| Net debt/Equity | x | 1.14 | 1.17 | ||||||
| Gross debt/equity | x | 1.18 | 1.21 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Malaga Financial Corporation serves as the parent company for Malaga Bank, offering a full spectrum of community banking products and services tailored for both individual and business customers. Its diverse range of deposit options includes checking, savings, NOW, and money market accounts, in addition to certificates of deposit and demand deposits. The institution also provides various lending solutions, such as commercial real estate, land acquisition, business financing, consumer, and personal loans, alongside single and multi-family residential mortgage options. Furthermore, Malaga Bank delivers numerous supplementary services, including coupon and U.S. savings bond redemption, direct deposit, overdraft lines of credit, telephone transfers, and wire transfer capabilities. Customers can also access ATM and VISA debit cards, bank by mail, medallion signature guarantee, night depository services, notary publics, secure safe deposit boxes, and trust deed note collection. For digital convenience, the company offers comprehensive online banking, featuring bill payment, electronic statements, and mobile banking applications. As of December 31, 2021, Malaga Financial Corporation maintained five branch offices across Palos Verdes Estates, Rolling Hills Estates, Torrance, and San Pedro, California. The company was founded in 2002 and is headquartered in Palos Verdes Estates, California.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Malaga Financial Corporation (MLGF)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Malaga Financial Corporation serves as the parent company for Malaga Bank, offering a full spectrum of community banking products and services tailored for both individual and business customers. Its diverse range of deposit options includes checking, savings, NOW, and money market accounts, in addition to certificates of deposit and demand deposits. The institution also provides various lending solutions, such as commercial real estate, land acquisition, business financing, consumer, and personal loans, alongside single and multi-family residential mortgage options. Furthermore, Malaga Bank delivers numerous supplementary services, including coupon and U.S. savings bond redemption, direct deposit, overdraft lines of credit, telephone transfers, and wire transfer capabilities. Customers can also access ATM and VISA debit cards, bank by mail, medallion signature guarantee, night depository services, notary publics, secure safe deposit boxes, and trust deed note collection. For digital convenience, the company offers comprehensive online banking, featuring bill payment, electronic statements, and mobile banking applications. As of December 31, 2021, Malaga Financial Corporation maintained five branch offices across Palos Verdes Estates, Rolling Hills Estates, Torrance, and San Pedro, California. The company was founded in 2002 and is headquartered in Palos Verdes Estates, California.
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