CF Bankshares Inc. (CFBK)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 87 | 53 | 51 | 51 | 50 | 61 | 62 | - |
| Operating profit | $m | 22 | 23 | ||||||
| Net profit | $m | 30 | 18 | 18 | 17 | 13 | 17 | 19 | 23 |
| EPS reported | $ | 2.69 | 2.91 | ||||||
| Operating cashflow per share | $ | 2.97 | 2.90 | ||||||
| Capex per share | $ | 0.08 | 0.05 | ||||||
| FCF per share | $ | 2.89 | 2.85 | ||||||
| Free cash flow | $m | 18 | 18 | ||||||
| Net debt | $m | -160 | -156 | ||||||
| Book value equity | $m | 184 | 194 | ||||||
| Book value per share | $ | 29.13 | 30.54 | ||||||
| Number of shares | m | 6.33 | 6.36 | ||||||
| DPS (TTM paid) | $ | 0.30 | 0.35 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.28 | 11.77 | ||||||
| P/B LTM | x | 0.85 | 0.81 | ||||||
| P/S LTM | x | 2.58 | 2.51 | ||||||
| P/FCF LTM | x | 8.62 | 8.71 | ||||||
| EV/EBITDA LTM | x | 0.90 | 0.86 | ||||||
| EV/Sales LTM | x | 0.16 | 0.78 | ||||||
| Earnings Yield LTM | % | +10.78% | +8.50% | ||||||
| FCF Yield | % | +11.60% | +11.48% | ||||||
| Quality | |||||||||
| ROE | % | +9.22% | +10.09% | ||||||
| ROIC | % | +0.83% | +0.88% | ||||||
| Operating margin | % | +17.10% | +18.20% | ||||||
| Gross margin | % | +41.85% | +43.79% | ||||||
| FCF/Sales | % | +14.46% | +14.45% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +30.58% | +41.26% | ||||||
| Sales Growth YoY | % | +20.85% | +23.76% | ||||||
| Net Income Growth YoY | % | +27.00% | +40.70% | ||||||
| FCF Growth | % | +30.73% | +29.40% | ||||||
| Operating Profit Growth | % | +33.34% | +40.63% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.24% | +0.98% | ||||||
| Dividend Growth | % | +20.00% | +40.00% | ||||||
| Payout Ratio | % | +11.44% | +11.96% | ||||||
| FCF/Debt | x | 0.15 | 0.15 | ||||||
| Net Debt/EBITDA | x | -6.23 | -5.76 | ||||||
| EBIT/Net interest | x | 0.33 | 0.36 | ||||||
| Net debt/market cap | % | +74.50% | +49.97% | ||||||
| Net debt/Equity | x | -0.87 | -0.80 | ||||||
| Gross debt/equity | x | 0.66 | 0.62 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
As the parent company for CFBank, National Association, CF Bankshares Inc. provides a broad spectrum of banking products and services throughout the United States. Its offerings encompass various deposit accounts, including savings, retail and business checking, money market accounts, and certificates of deposit. The bank also facilitates a range of loans such as single-family mortgages, commercial real estate and multi-family residential mortgages, commercial loans, and construction and land loans. Furthermore, it provides consumer credit options like home equity lines, home improvement loans, and loans secured by deposits, along with other purchased loans. Customers can access modern conveniences such as internet and mobile banking, remote deposit, and treasury management depository services. As of December 31, 2021, the company operated five branch offices situated in Franklin, Cuyahoga, Hamilton, and Summit counties, Ohio, in addition to a loan production office in Franklin County, Ohio. Founded in 1892, the company was formerly named Central Federal Corporation before adopting its current name, CF Bankshares Inc., in July 2020, and is headquartered in Worthington, Ohio.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
CF Bankshares Inc. (CFBK)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
As the parent company for CFBank, National Association, CF Bankshares Inc. provides a broad spectrum of banking products and services throughout the United States. Its offerings encompass various deposit accounts, including savings, retail and business checking, money market accounts, and certificates of deposit. The bank also facilitates a range of loans such as single-family mortgages, commercial real estate and multi-family residential mortgages, commercial loans, and construction and land loans. Furthermore, it provides consumer credit options like home equity lines, home improvement loans, and loans secured by deposits, along with other purchased loans. Customers can access modern conveniences such as internet and mobile banking, remote deposit, and treasury management depository services. As of December 31, 2021, the company operated five branch offices situated in Franklin, Cuyahoga, Hamilton, and Summit counties, Ohio, in addition to a loan production office in Franklin County, Ohio. Founded in 1892, the company was formerly named Central Federal Corporation before adopting its current name, CF Bankshares Inc., in July 2020, and is headquartered in Worthington, Ohio.
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