Kish Bancorp, Inc. (KISB)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 41 | 45 | 50 | 55 | 18 | 72 | 66 | - |
| Operating profit | $m | 22 | 28 | ||||||
| Net profit | $m | 8 | 10 | 13 | 13 | 15 | 18 | 21 | - |
| EPS reported | $ | 6.25 | 7.07 | ||||||
| Operating cashflow per share | $ | 7.18 | 7.15 | ||||||
| Capex per share | $ | 0.87 | 0.86 | ||||||
| FCF per share | $ | 6.31 | 6.29 | ||||||
| Free cash flow | $m | 19 | 19 | ||||||
| Net debt | $m | 329 | 401 | ||||||
| Book value equity | $m | 124 | 133 | ||||||
| Book value per share | $ | 41.44 | 43.81 | ||||||
| Number of shares | m | 3 | 3.03 | ||||||
| DPS (TTM paid) | $ | 1.57 | 1.64 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 6.72 | 9.91 | ||||||
| P/B LTM | x | 1.01 | 0.95 | ||||||
| P/S LTM | x | 1.75 | 1.92 | ||||||
| P/FCF LTM | x | 6.66 | 6.66 | ||||||
| EV/EBITDA LTM | x | 20.80 | 17.80 | ||||||
| EV/Sales LTM | x | 3.86 | 5.50 | ||||||
| Earnings Yield LTM | % | +14.88% | +10.09% | ||||||
| FCF Yield | % | +15.02% | +15.02% | ||||||
| Quality | |||||||||
| ROE | % | +14.60% | +16.88% | ||||||
| ROIC | % | +0.92% | +1.11% | ||||||
| Operating margin | % | +18.56% | +23.81% | ||||||
| Gross margin | % | +59.03% | +66.25% | ||||||
| FCF/Sales | % | +15.88% | +17.15% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +22.79% | +38.90% | ||||||
| Sales Growth YoY | % | +309.10% | +272.22% | ||||||
| Net Income Growth YoY | % | +24.83% | +46.59% | ||||||
| FCF Growth | % | +43.62% | +43.62% | ||||||
| Operating Profit Growth | % | -10.94% | +12.80% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +3.73% | +2.22% | ||||||
| Dividend Growth | % | +4.67% | +9.33% | ||||||
| Payout Ratio | % | +25.05% | +25.88% | ||||||
| FCF/Debt | x | 0.05 | 0.05 | ||||||
| Net Debt/EBITDA | x | 15.10 | 15.52 | ||||||
| EBIT/Net interest | x | 0.47 | 0.55 | ||||||
| Net debt/market cap | % | +2.71% | +1.38% | ||||||
| Net debt/Equity | x | 2.65 | 3.02 | ||||||
| Gross debt/equity | x | 2.78 | 3.10 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Kish Bancorp, Inc. operates as a broad-spectrum financial services enterprise, primarily serving customers throughout central Pennsylvania and its adjacent regions. The company offers an extensive array of banking solutions, which encompass diverse deposit accounts such as checking, savings, money market, and certificates of deposit, alongside specialized options like individual retirement and health savings accounts. Its lending activities are comprehensive, covering home equity, personal, and student loans, as well as financing for equipment, commercial real estate, agriculture, and professionals. Moreover, it facilitates lines of credit, letters of credit, and provides both mortgage and credit card services. Beyond traditional banking, Kish Bancorp delivers a full complement of insurance products. For individuals, these include coverage for automobiles, homes (homeowners/renters), farms, dwelling fires, floods, and recreational vehicles, among other types. Commercial clients can access policies covering property, general liability, business auto, workers' compensation, professional liability, and even specialized insurance for religious organizations and the agricultural sector. The company further enhances its offerings with trust and estate management services, coupled with a robust selection of financial planning and advisory solutions. These services span investment planning, risk management, detailed financial position analysis, retirement income strategies, and wealth transfer. Additional provisions include cash management, various card options, and business-focused solutions for retirement plans, executive compensation, employee education, group insurance, and business succession planning. Modern digital banking capabilities are also a core feature, boasting online banking, bill payment, electronic statements, and mobile options like telephone and text banking. Businesses, in particular, can benefit from payroll and collection, merchant, and remote deposit capture services. Kish Bancorp also provides travel services and actively manages investments in equity securities. Established in 1935, with its main office located in Belleville, Pennsylvania, Kish Bancorp maintained 17 branches and financial centers across five counties (Centre, Mifflin, Huntingdon, Blair, and Juniata) as of April 18, 2022. It also operated a dedicated loan production office in Hudson, Ohio.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Kish Bancorp, Inc. operates as a broad-spectrum financial services enterprise, primarily serving customers throughout central Pennsylvania and its adjacent regions. The company offers an extensive array of banking solutions, which encompass diverse deposit accounts such as checking, savings, money market, and certificates of deposit, alongside specialized options like individual retirement and health savings accounts. Its lending activities are comprehensive, covering home equity, personal, and student loans, as well as financing for equipment, commercial real estate, agriculture, and professionals. Moreover, it facilitates lines of credit, letters of credit, and provides both mortgage and credit card services. Beyond traditional banking, Kish Bancorp delivers a full complement of insurance products. For individuals, these include coverage for automobiles, homes (homeowners/renters), farms, dwelling fires, floods, and recreational vehicles, among other types. Commercial clients can access policies covering property, general liability, business auto, workers' compensation, professional liability, and even specialized insurance for religious organizations and the agricultural sector. The company further enhances its offerings with trust and estate management services, coupled with a robust selection of financial planning and advisory solutions. These services span investment planning, risk management, detailed financial position analysis, retirement income strategies, and wealth transfer. Additional provisions include cash management, various card options, and business-focused solutions for retirement plans, executive compensation, employee education, group insurance, and business succession planning. Modern digital banking capabilities are also a core feature, boasting online banking, bill payment, electronic statements, and mobile options like telephone and text banking. Businesses, in particular, can benefit from payroll and collection, merchant, and remote deposit capture services. Kish Bancorp also provides travel services and actively manages investments in equity securities. Established in 1935, with its main office located in Belleville, Pennsylvania, Kish Bancorp maintained 17 branches and financial centers across five counties (Centre, Mifflin, Huntingdon, Blair, and Juniata) as of April 18, 2022. It also operated a dedicated loan production office in Hudson, Ohio.
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