FS Bancorp (FXLG)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 38 | 40 | 42 | 39 | 46 | 52 | 55 | - |
| Operating profit | $m | 25 | 27 | ||||||
| Net profit | $m | 14 | 15 | 16 | 13 | 17 | 21 | 23 | - |
| EPS reported | $ | 4.95 | 5.46 | ||||||
| Operating cashflow per share | $ | 4.41 | 0.00 | ||||||
| Capex per share | $ | 0.14 | 0.00 | ||||||
| FCF per share | $ | 4.27 | 0.00 | ||||||
| Free cash flow | $m | 18 | 0 | ||||||
| Net debt | $m | -98 | -89 | ||||||
| Book value equity | $m | 130 | 137 | ||||||
| Book value per share | $ | 31.38 | 33.14 | ||||||
| Number of shares | m | 4.15 | 4.14 | ||||||
| DPS (TTM paid) | $ | 1.14 | 1.53 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 8.49 | 9.62 | ||||||
| P/B LTM | x | 1.33 | 1.26 | ||||||
| P/S LTM | x | 3.36 | 3.15 | ||||||
| P/FCF LTM | x | 9.84 | 0.00 | ||||||
| EV/EBITDA LTM | x | 3.04 | 2.75 | ||||||
| EV/Sales LTM | x | 1.06 | 1.53 | ||||||
| Earnings Yield LTM | % | +11.78% | +10.40% | ||||||
| FCF Yield | % | +10.16% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +15.77% | +17.20% | ||||||
| ROIC | % | +13.08% | +1.72% | ||||||
| Operating margin | % | +35.04% | +37.84% | ||||||
| Gross margin | % | +72.88% | +75.42% | ||||||
| FCF/Sales | % | +24.85% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +21.62% | +34.15% | ||||||
| Sales Growth YoY | % | +12.29% | +19.50% | ||||||
| Net Income Growth YoY | % | +18.82% | +30.80% | ||||||
| FCF Growth | % | -24.00% | -100.00% | ||||||
| Operating Profit Growth | % | +18.86% | +31.11% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.72% | +2.86% | ||||||
| Dividend Growth | % | +7.55% | +44.34% | ||||||
| Payout Ratio | % | +22.88% | +22.88% | ||||||
| FCF/Debt | x | 1.24 | 0.00 | ||||||
| Net Debt/EBITDA | x | -3.94 | -3.25 | ||||||
| EBIT/Net interest | x | 1.29 | 1.57 | ||||||
| Net debt/market cap | % | +8.17% | +7.81% | ||||||
| Net debt/Equity | x | -0.75 | -0.65 | ||||||
| Gross debt/equity | x | 0.11 | 0.11 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
FS Bancorp functions as the parent entity for Farmers State Bank, providing a comprehensive range of financial products and services to individual and commercial customers throughout Indiana and Michigan. The bank's diverse portfolio includes various deposit accounts such as checking, consumer savings, and health savings accounts, alongside individual retirement accounts (IRAs) and Certificates of Deposit (CDs). Clients can also access a variety of lending solutions, including personal and business loans, as well as home mortgages. Additional services encompass secure safe deposit boxes, overdraft protection, and a selection of card options (credit, debit, ATM, and gift cards). For its corporate clientele, the bank offers specialized merchant and cash management services. Moreover, FS Bancorp facilitates convenient access through mobile, online, and telephone banking platforms, complete with online bill payment capabilities. Established in 1915, the company's corporate headquarters are situated in LaGrange, Indiana.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
FS Bancorp functions as the parent entity for Farmers State Bank, providing a comprehensive range of financial products and services to individual and commercial customers throughout Indiana and Michigan. The bank's diverse portfolio includes various deposit accounts such as checking, consumer savings, and health savings accounts, alongside individual retirement accounts (IRAs) and Certificates of Deposit (CDs). Clients can also access a variety of lending solutions, including personal and business loans, as well as home mortgages. Additional services encompass secure safe deposit boxes, overdraft protection, and a selection of card options (credit, debit, ATM, and gift cards). For its corporate clientele, the bank offers specialized merchant and cash management services. Moreover, FS Bancorp facilitates convenient access through mobile, online, and telephone banking platforms, complete with online bill payment capabilities. Established in 1915, the company's corporate headquarters are situated in LaGrange, Indiana.
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