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Utkarsh Small Finance Bank Limited is an Indian financial institution delivering a comprehensive suite of banking and financial offerings. Its services cater to individual clients with diverse deposit accounts like savings, fixed, recurring, and tax-saving options, alongside debit and credit cards. Lending solutions for individuals encompass home loans, property-backed (LAP retail) loans, personal loans, and gold loans. The bank also offers life and general insurance, various investment products, and convenient services such as remittances, bill payments, locker facilities, and overdrafts against fixed deposits, all accessible via ATMs, physical branches, and digital platforms (internet and mobile banking). For business customers, the bank provides current and institutional banking accounts, with a loan portfolio extending to micro banking groups, MSMEs, wholesale clients, and financing for commercial vehicles and construction equipment. Businesses, like individuals, also have access to insurance products, investment opportunities, remittance services, bill payment options, and digital banking. Established in 2016 with its headquarters in Varanasi, India, the bank functions as a subsidiary of Utkarsh CoreInvest Limited.

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