First Capital, Inc. (FCAP)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 37 | 38 | 40 | 42 | 43 | 51 | 55 | - |
| Operating profit | $m | 20 | 23 | ||||||
| Net profit | $m | 10 | 11 | 12 | 13 | 12 | 16 | 18 | - |
| EPS reported | $ | 4.89 | 5.53 | ||||||
| Operating cashflow per share | $ | 6.36 | 7.12 | ||||||
| Capex per share | $ | 0.40 | 0.06 | ||||||
| FCF per share | $ | 5.96 | 7.06 | ||||||
| Free cash flow | $m | 20 | 24 | ||||||
| Net debt | $m | -392 | -564 | ||||||
| Book value equity | $m | 138 | 143 | ||||||
| Book value per share | $ | 41.16 | 42.67 | ||||||
| Number of shares | m | 3.35 | 3.34 | ||||||
| DPS (TTM paid) | $ | 1.20 | 1.25 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 12.11 | 10.90 | ||||||
| P/B LTM | x | 1.44 | 1.39 | ||||||
| P/S LTM | x | 3.91 | 3.63 | ||||||
| P/FCF LTM | x | 9.94 | 8.41 | ||||||
| EV/EBITDA LTM | x | 2.82 | 2.52 | ||||||
| EV/Sales LTM | x | 0.91 | 0.96 | ||||||
| Earnings Yield LTM | % | +8.26% | +9.17% | ||||||
| FCF Yield | % | +10.06% | +11.89% | ||||||
| Quality | |||||||||
| ROE | % | +11.88% | +13.40% | ||||||
| ROIC | % | +11.16% | +12.29% | ||||||
| Operating margin | % | +30.48% | +33.03% | ||||||
| Gross margin | % | +75.75% | +77.32% | ||||||
| FCF/Sales | % | +30.52% | +34.21% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +36.97% | +54.90% | ||||||
| Sales Growth YoY | % | +16.50% | +25.48% | ||||||
| Net Income Growth YoY | % | +37.08% | +54.51% | ||||||
| FCF Growth | % | -7.84% | +8.91% | ||||||
| Operating Profit Growth | % | +40.51% | +60.53% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.04% | +1.92% | ||||||
| Dividend Growth | % | +7.14% | +11.61% | ||||||
| Payout Ratio | % | +24.65% | +22.52% | ||||||
| FCF/Debt | x | - | - | ||||||
| Net Debt/EBITDA | x | -6.61 | -6.36 | ||||||
| EBIT/Net interest | x | 1.35 | 1.59 | ||||||
| Net debt/market cap | % | 0.00% | 0.00% | ||||||
| Net debt/Equity | x | -2.84 | -3.96 | ||||||
| Gross debt/equity | x | 0.00 | 0.00 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States. The company provides various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also offers residential mortgage loans; construction loans for residential and commercial properties; and commercial real estate and business loans. In addition, the company originates residential mortgage, multi-family residential, commercial real estate and business, and consumer loans. Further, it provides various secured or guaranteed consumer loans, including automobile and truck, home equity, home improvement, boat, and mobile home loans; unsecured consumer loans; and loans secured by savings deposits. Additionally, the company invests in mortgage-backed securities and collateralized mortgage obligations. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
First Capital, Inc. (FCAP)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States. The company provides various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also offers residential mortgage loans; construction loans for residential and commercial properties; and commercial real estate and business loans. In addition, the company originates residential mortgage, multi-family residential, commercial real estate and business, and consumer loans. Further, it provides various secured or guaranteed consumer loans, including automobile and truck, home equity, home improvement, boat, and mobile home loans; unsecured consumer loans; and loans secured by savings deposits. Additionally, the company invests in mortgage-backed securities and collateralized mortgage obligations. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.
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