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Stock profile

Communities First Financial Corporation (CFST)

Country: United States of AmericaSector: Financial ServicesIndustry: Banks - RegionalExchange: OTC

Delisted · last close 25 Sep 2023

Current price
68.97 USD-0.19%
Last close 25 Sep 2023
Benchmarks

Key financial summary

Financials in USD
201720182019202020212022TTM
Total net revenue$m16202533465874
Operating profit$m3949
Net profit$m46912212734
EPS reported$8.4410.60
Operating cashflow per share$7.360.00
Capex per share$0.100.00
FCF per share$7.260.00
Free cash flow$m230
Net debt$m-29627
Book value equity$m92113
Book value per share$29.4035.50
Number of sharesm3.143.18
DPS (TTM paid)$0.000.00

Financial summary

Financials in USD
201720182019202020212022TTM
Value
P/E TTMx7.17-
P/B LTMx2.041.91
P/S LTMx3.232.90
P/FCF LTMx8.330.00
EV/EBITDA LTMx5.934.97
EV/Sales LTMx3.803.26
Earnings Yield LTM%13.95%7.71%
FCF Yield%12.00%0.00%
Quality
ROE%28.72%10.69%
ROIC%3.76%1.21%
Operating margin%63.70%25.55%
Gross margin%100.00%79.67%
FCF/Sales%36.85%0.00%
Growth and momentum
EPS Growth YoY%+27.49%+36.60%
Sales Growth YoY%+26.64%+37.05%
Net Income Growth YoY%+29.20%+38.28%
FCF Growth%+22.48%-
Operating Profit Growth%+38.66%+42.32%
Dividend and capital structure
Dividend Yield%0.00%0.00%
Dividend Growth%0.00%0.00%
Payout Ratio%0.00%0.00%
FCF/Debtx0.220.00
Net Debt/EBITDAx1.130.12
EBIT/Net interestx12.791.52
Net debt/market cap%-156.84%12.56%
Net debt/Equityx-3.200.24
Gross debt/equityx1.130.35

Company overview

Communities First Financial Corporation serves as the parent entity for Fresno First Bank, providing a comprehensive range of financial products and services. Its clientele primarily consists of individual customers and small to mid-sized businesses located throughout California. The institution offers diverse deposit options, including checking accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Beyond deposits, the corporation extends various credit facilities such as loans for residential real estate, general commercial purposes, small business financing, commercial property development and construction, and agricultural endeavors (including lines of credit), in addition to equipment leasing. Customers also have access to debit and credit cards, digital banking platforms (online and mobile), online bill payment, treasury management services, remote check deposit capabilities, merchant services, and tailored business manager solutions. Operationally, the company maintains a full-service branch in Fresno, California, complemented by a loan origination office situated in Torrance, California. Communities First Financial Corporation was established in 2005 and its principal executive offices are located in Fresno, California.

WebsiteN/A
IndustryBanks - Regional
Trades inUSD

Similar companies

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

Delisted · last close 25 Sep 2023

Communities First Financial Corporation (CFST)

CFST · OTC · Financial Services
68.97 USD-0.19%
Benchmarks
Financialsin USD
20212022TTM
About

Communities First Financial Corporation serves as the parent entity for Fresno First Bank, providing a comprehensive range of financial products and services. Its clientele primarily consists of individual customers and small to mid-sized businesses located throughout California. The institution offers diverse deposit options, including checking accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Beyond deposits, the corporation extends various credit facilities such as loans for residential real estate, general commercial purposes, small business financing, commercial property development and construction, and agricultural endeavors (including lines of credit), in addition to equipment leasing. Customers also have access to debit and credit cards, digital banking platforms (online and mobile), online bill payment, treasury management services, remote check deposit capabilities, merchant services, and tailored business manager solutions. Operationally, the company maintains a full-service branch in Fresno, California, complemented by a loan origination office situated in Torrance, California. Communities First Financial Corporation was established in 2005 and its principal executive offices are located in Fresno, California.

IndustryBanks - Regional
Trades inUSD

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

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