First Ottawa Bancshares, Inc. (FOTB)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 34 | 45 | 51 | 56 | 62 | 77 | 85 | - |
| Operating profit | $m | 34 | 36 | ||||||
| Net profit | $m | 3 | 12 | 12 | 14 | 19 | 25 | 26 | - |
| EPS reported | $ | 26.72 | 27.98 | ||||||
| Operating cashflow per share | $ | 36.28 | 0.00 | ||||||
| Capex per share | $ | 0.29 | 0.00 | ||||||
| FCF per share | $ | 35.99 | 0.00 | ||||||
| Free cash flow | $m | 34 | 0 | ||||||
| Net debt | $m | 104 | 29 | ||||||
| Book value equity | $m | 134 | 149 | ||||||
| Book value per share | $ | 143.8 | 156.1 | ||||||
| Number of shares | m | 0.93 | 0.96 | ||||||
| DPS (TTM paid) | $ | 1.60 | 1.60 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 6.55 | 8.49 | ||||||
| P/B LTM | x | 1.22 | 1.10 | ||||||
| P/S LTM | x | 2.13 | 1.93 | ||||||
| P/FCF LTM | x | 4.86 | 0.00 | ||||||
| EV/EBITDA LTM | x | 7.60 | 7.42 | ||||||
| EV/Sales LTM | x | 2.14 | 1.67 | ||||||
| Earnings Yield LTM | % | +15.27% | +11.78% | ||||||
| FCF Yield | % | +20.56% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +18.58% | +19.43% | ||||||
| ROIC | % | +8.62% | +11.90% | ||||||
| Operating margin | % | +27.34% | +26.88% | ||||||
| Gross margin | % | +57.98% | +62.13% | ||||||
| FCF/Sales | % | +26.90% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +28.52% | +34.58% | ||||||
| Sales Growth YoY | % | +23.51% | +36.20% | ||||||
| Net Income Growth YoY | % | +31.32% | +38.92% | ||||||
| FCF Growth | % | +81.27% | -100.00% | ||||||
| Operating Profit Growth | % | +31.10% | +38.10% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +0.86% | +0.75% | ||||||
| Dividend Growth | % | +6.67% | +6.67% | ||||||
| Payout Ratio | % | +5.64% | 0.00% | ||||||
| FCF/Debt | x | 0.24 | 0.00 | ||||||
| Net Debt/EBITDA | x | 2.95 | 0.33 | ||||||
| EBIT/Net interest | x | 0.71 | 0.71 | ||||||
| Net debt/market cap | % | +84.40% | +25.56% | ||||||
| Net debt/Equity | x | 0.77 | 0.19 | ||||||
| Gross debt/equity | x | 1.03 | 0.43 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
First Ottawa Bancshares, Inc. serves as the holding company for American Commercial Bank & Trust, National Association. This financial institution offers a comprehensive array of banking and financial solutions to both individual consumers and businesses located in LaSalle, Grundy, Cook, and surrounding counties in Illinois. For personal banking clients, the company provides diverse offerings such as checking and savings accounts, demand deposits that may or may not earn interest, time deposits, certificates of deposit (CDs), and individual retirement accounts (IRAs). Lending options include mortgage loans, consumer loans, home equity loans, and residential financing. Additionally, customers can access trust and estate management, personal and fiduciary services, safe deposit boxes, ATM and credit card facilities, as well as digital banking conveniences like online banking, bill payment, and mobile banking apps. Regarding business clients, the firm delivers a robust selection of commercial banking services. These encompass e-business checking, various commercial checking accounts (including NOW accounts), deposit sweep services, cash management balance accounts, commercial savings accounts, money market accounts, and non-profit NOW accounts. The commercial lending portfolio features lines of credit, general commercial loans, construction and development loans, real estate financing, letters of credit, and specialized agriculture loans along with farm management services. Established in 1865, First Ottawa Bancshares, Inc. maintains its headquarters in Ottawa, Illinois.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
First Ottawa Bancshares, Inc. (FOTB)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
First Ottawa Bancshares, Inc. serves as the holding company for American Commercial Bank & Trust, National Association. This financial institution offers a comprehensive array of banking and financial solutions to both individual consumers and businesses located in LaSalle, Grundy, Cook, and surrounding counties in Illinois. For personal banking clients, the company provides diverse offerings such as checking and savings accounts, demand deposits that may or may not earn interest, time deposits, certificates of deposit (CDs), and individual retirement accounts (IRAs). Lending options include mortgage loans, consumer loans, home equity loans, and residential financing. Additionally, customers can access trust and estate management, personal and fiduciary services, safe deposit boxes, ATM and credit card facilities, as well as digital banking conveniences like online banking, bill payment, and mobile banking apps. Regarding business clients, the firm delivers a robust selection of commercial banking services. These encompass e-business checking, various commercial checking accounts (including NOW accounts), deposit sweep services, cash management balance accounts, commercial savings accounts, money market accounts, and non-profit NOW accounts. The commercial lending portfolio features lines of credit, general commercial loans, construction and development loans, real estate financing, letters of credit, and specialized agriculture loans along with farm management services. Established in 1865, First Ottawa Bancshares, Inc. maintains its headquarters in Ottawa, Illinois.
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