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Banco Alfa de Investimento S.A. (BRIV4.SA)
Key financial summary
Financials in BRL| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total net revenue | BRL m | -522 | -469 | -347 | -624 | -1,842 | -2,315 | -2,315 |
| Operating profit | BRL m | 78 | 797 | |||||
| Net profit | BRL m | 61 | 72 | 74 | 74 | 120 | 3 | 3 |
| EPS reported | BRL | 0.03 | 0.04 | |||||
| Operating cashflow per share | BRL | -29.07 | -29.07 | |||||
| Capex per share | BRL | 0.01 | 0.01 | |||||
| FCF per share | BRL | -29.08 | -29.08 | |||||
| Free cash flow | BRL m | -2,574 | -2,574 | |||||
| Net debt | BRL m | 3,912 | 3,846 | |||||
| Book value equity | BRL m | 1,677 | 1,677 | |||||
| Book value per share | BRL | 18.94 | 18.94 | |||||
| Number of shares | m | 88.53 | 88.53 | |||||
| DPS (TTM paid) | BRL | 0.65 | 0.65 |
Financial summary
Financials in BRL| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 325.98 | - | |||||
| P/B LTM | x | 0.57 | 0.67 | |||||
| P/S LTM | x | -0.41 | -0.49 | |||||
| P/FCF LTM | x | -0.37 | -0.44 | |||||
| EV/EBITDA LTM | x | 0.00 | 0.00 | |||||
| EV/Sales LTM | x | 9.22 | -2.15 | |||||
| Earnings Yield LTM | % | 0.31% | 0.26% | |||||
| FCF Yield | % | -270.24% | -228.37% | |||||
| Quality | ||||||||
| ROE | % | 0.17% | 0.17% | |||||
| ROIC | % | -0.07% | -0.07% | |||||
| Operating margin | % | 14.77% | 14.77% | |||||
| Gross margin | % | 100.00% | 100.00% | |||||
| FCF/Sales | % | -487.91% | -487.91% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | - | - | |||||
| Sales Growth YoY | % | - | - | |||||
| Net Income Growth YoY | % | - | - | |||||
| FCF Growth | % | - | - | |||||
| Operating Profit Growth | % | -97.03% | -97.03% | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 2.95% | 5.22% | |||||
| Dividend Growth | % | +5.49% | - | |||||
| Payout Ratio | % | 960.39% | 832.33% | |||||
| FCF/Debt | x | -0.64 | -0.64 | |||||
| Net Debt/EBITDA | x | 0.00 | 0.00 | |||||
| EBIT/Net interest | x | 0.03 | 0.03 | |||||
| Net debt/market cap | % | 410.61% | 341.13% | |||||
| Net debt/Equity | x | 2.33 | 2.29 | |||||
| Gross debt/equity | x | 2.40 | 2.40 | |||||
Company overview
Based in São Paulo, Brazil, Banco Alfa de Investimento S.A. offers a wide array of financial services to individuals, corporations, and other legal entities throughout the country. Its core activities include private banking, treasury management, wealth advisory, and diverse investment opportunities. The bank provides numerous financial solutions, such as personal credit, overdraft facilities, vehicle loans, aircraft and boat financing, leasing arrangements, working capital solutions, and access to capital markets. Additionally, it extends payroll loans and facilitates specialized funding through programs like FINAME, FINEM, BNDES automatic, and EXIM services, as well as financing for equipment imports. Founded in 1925, the institution was formerly known as Banco Real de Investimentos S.A. before rebranding to Banco Alfa de Investimento S.A. in April 1999, and it functions as a subsidiary of Conglomerado Financeiro Alfa S.A.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Banco Alfa de Investimento S.A. (BRIV4.SA)
Based in São Paulo, Brazil, Banco Alfa de Investimento S.A. offers a wide array of financial services to individuals, corporations, and other legal entities throughout the country. Its core activities include private banking, treasury management, wealth advisory, and diverse investment opportunities. The bank provides numerous financial solutions, such as personal credit, overdraft facilities, vehicle loans, aircraft and boat financing, leasing arrangements, working capital solutions, and access to capital markets. Additionally, it extends payroll loans and facilitates specialized funding through programs like FINAME, FINEM, BNDES automatic, and EXIM services, as well as financing for equipment imports. Founded in 1925, the institution was formerly known as Banco Real de Investimentos S.A. before rebranding to Banco Alfa de Investimento S.A. in April 1999, and it functions as a subsidiary of Conglomerado Financeiro Alfa S.A.
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