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TC Bancshares, Inc. (TCBC)
Key financial summary
Financials in USD| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 11 | 13 | 15 | 16 | 15 | 27 | 27 |
| Operating profit | $m | 0 | 4 | |||||
| Net profit | $m | 1 | 0 | 3 | 2 | 0 | 1 | 3 |
| EPS reported | $ | 0.14 | 0.71 | |||||
| Operating cashflow per share | $ | 0.74 | 0.00 | |||||
| Capex per share | $ | 0.04 | 0.00 | |||||
| FCF per share | $ | 0.70 | 0.00 | |||||
| Free cash flow | $m | 3 | -1 | |||||
| Net debt | $m | 5 | -104 | |||||
| Book value equity | $m | 77 | 76 | |||||
| Book value per share | $ | 18.18 | 18.65 | |||||
| Number of shares | m | 4.25 | 4.06 | |||||
| DPS (TTM paid) | $ | 0.10 | 0.00 |
Financial summary
Financials in USD| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 121.07 | 30.59 | |||||
| P/B LTM | x | 0.93 | 1.19 | |||||
| P/S LTM | x | 2.63 | 3.31 | |||||
| P/FCF LTM | x | 24.22 | -176.58 | |||||
| EV/EBITDA LTM | x | 184.62 | -3.68 | |||||
| EV/Sales LTM | x | 2.89 | -0.51 | |||||
| Earnings Yield LTM | % | 0.83% | 3.27% | |||||
| FCF Yield | % | 4.13% | -0.57% | |||||
| Quality | ||||||||
| ROE | % | 0.77% | 3.30% | |||||
| ROIC | % | -0.20% | 2.74% | |||||
| Operating margin | % | 1.56% | 14.17% | |||||
| Gross margin | % | 0.00% | 18.81% | |||||
| FCF/Sales | % | 10.88% | 0.00% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | +152.71% | +2641.3% | |||||
| Sales Growth YoY | % | +80.78% | +30.81% | |||||
| Net Income Growth YoY | % | +123.74% | +2678.8% | |||||
| FCF Growth | % | +55.40% | - | |||||
| Operating Profit Growth | % | +13.96% | - | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 0.58% | 0.00% | |||||
| Dividend Growth | % | 0.00% | - | |||||
| Payout Ratio | % | 70.33% | 70.33% | |||||
| FCF/Debt | x | 0.43 | -0.04 | |||||
| Net Debt/EBITDA | x | 16.23 | -2.66 | |||||
| EBIT/Net interest | x | 0.00 | 1.07 | |||||
| Net debt/market cap | % | 7.37% | -115.26% | |||||
| Net debt/Equity | x | 0.07 | -1.38 | |||||
| Gross debt/equity | x | 0.09 | 0.16 | |||||
Company overview
TC Bancshares, Inc., the holding entity for TC Federal Bank, delivers a comprehensive spectrum of banking services to individual and corporate clients throughout the United States. The company's deposit offerings encompass personal and business checking accounts, savings accounts, money market accounts, and certificates of deposit. Furthermore, it extends credit through an extensive array of loan products, including single-family residential mortgages, home equity lines of credit, closed-end home equity loans, consumer credit, commercial and multi-family real estate financing, commercial and industrial loans, construction and land development loans, and SBA/USDA guaranteed loans. The institution maintains a physical branch presence in Thomasville, Georgia, and Tallahassee, Florida, complemented by loan production offices situated in Tallahassee, Florida, and Savannah, Georgia. Established in 1934, TC Bancshares, Inc. is headquartered in Thomasville, Georgia.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
TC Bancshares, Inc. (TCBC)
TC Bancshares, Inc., the holding entity for TC Federal Bank, delivers a comprehensive spectrum of banking services to individual and corporate clients throughout the United States. The company's deposit offerings encompass personal and business checking accounts, savings accounts, money market accounts, and certificates of deposit. Furthermore, it extends credit through an extensive array of loan products, including single-family residential mortgages, home equity lines of credit, closed-end home equity loans, consumer credit, commercial and multi-family real estate financing, commercial and industrial loans, construction and land development loans, and SBA/USDA guaranteed loans. The institution maintains a physical branch presence in Thomasville, Georgia, and Tallahassee, Florida, complemented by loan production offices situated in Tallahassee, Florida, and Savannah, Georgia. Established in 1934, TC Bancshares, Inc. is headquartered in Thomasville, Georgia.
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