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Stock profile

TC Bancshares, Inc. (TCBC)

Country: United States of AmericaSector: Financial ServicesIndustry: Banks - RegionalExchange: OTC

Delisted · last close 2 Dec 2025

Current price
21.65 USD0.00%
Last close 2 Dec 2025
Benchmarks

Key financial summary

Financials in USD
201920202021202220232024TTM
Total net revenue$m11131516152727
Operating profit$m04
Net profit$m1032013
EPS reported$0.140.71
Operating cashflow per share$0.740.00
Capex per share$0.040.00
FCF per share$0.700.00
Free cash flow$m3-1
Net debt$m5-104
Book value equity$m7776
Book value per share$18.1818.65
Number of sharesm4.254.06
DPS (TTM paid)$0.100.00

Financial summary

Financials in USD
201920202021202220232024TTM
Value
P/E TTMx121.0730.59
P/B LTMx0.931.19
P/S LTMx2.633.31
P/FCF LTMx24.22-176.58
EV/EBITDA LTMx184.62-3.68
EV/Sales LTMx2.89-0.51
Earnings Yield LTM%0.83%3.27%
FCF Yield%4.13%-0.57%
Quality
ROE%0.77%3.30%
ROIC%-0.20%2.74%
Operating margin%1.56%14.17%
Gross margin%0.00%18.81%
FCF/Sales%10.88%0.00%
Growth and momentum
EPS Growth YoY%+152.71%+2641.3%
Sales Growth YoY%+80.78%+30.81%
Net Income Growth YoY%+123.74%+2678.8%
FCF Growth%+55.40%-
Operating Profit Growth%+13.96%-
Dividend and capital structure
Dividend Yield%0.58%0.00%
Dividend Growth%0.00%-
Payout Ratio%70.33%70.33%
FCF/Debtx0.43-0.04
Net Debt/EBITDAx16.23-2.66
EBIT/Net interestx0.001.07
Net debt/market cap%7.37%-115.26%
Net debt/Equityx0.07-1.38
Gross debt/equityx0.090.16

Company overview

TC Bancshares, Inc., the holding entity for TC Federal Bank, delivers a comprehensive spectrum of banking services to individual and corporate clients throughout the United States. The company's deposit offerings encompass personal and business checking accounts, savings accounts, money market accounts, and certificates of deposit. Furthermore, it extends credit through an extensive array of loan products, including single-family residential mortgages, home equity lines of credit, closed-end home equity loans, consumer credit, commercial and multi-family real estate financing, commercial and industrial loans, construction and land development loans, and SBA/USDA guaranteed loans. The institution maintains a physical branch presence in Thomasville, Georgia, and Tallahassee, Florida, complemented by loan production offices situated in Tallahassee, Florida, and Savannah, Georgia. Established in 1934, TC Bancshares, Inc. is headquartered in Thomasville, Georgia.

WebsiteN/A
IndustryBanks - Regional
Trades inUSD

Similar companies

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

Delisted · last close 2 Dec 2025

TC Bancshares, Inc. (TCBC)

TCBC · OTC · Financial Services
21.65 USD0.00%
Benchmarks
Financialsin USD
20232024TTM
About

TC Bancshares, Inc., the holding entity for TC Federal Bank, delivers a comprehensive spectrum of banking services to individual and corporate clients throughout the United States. The company's deposit offerings encompass personal and business checking accounts, savings accounts, money market accounts, and certificates of deposit. Furthermore, it extends credit through an extensive array of loan products, including single-family residential mortgages, home equity lines of credit, closed-end home equity loans, consumer credit, commercial and multi-family real estate financing, commercial and industrial loans, construction and land development loans, and SBA/USDA guaranteed loans. The institution maintains a physical branch presence in Thomasville, Georgia, and Tallahassee, Florida, complemented by loan production offices situated in Tallahassee, Florida, and Savannah, Georgia. Established in 1934, TC Bancshares, Inc. is headquartered in Thomasville, Georgia.

IndustryBanks - Regional
Trades inUSD

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

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