Oregon Pacific Bancorp (ORPB)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 24 | 27 | 30 | 33 | 35 | 38 | 43 | - |
| Operating profit | $m | 11 | 13 | ||||||
| Net profit | $m | 4 | 8 | 7 | 9 | 8 | 9 | 10 | - |
| EPS reported | $ | 1.19 | 1.39 | ||||||
| Operating cashflow per share | $ | 1.43 | 0.00 | ||||||
| Capex per share | $ | 0.07 | 0.00 | ||||||
| FCF per share | $ | 1.35 | 0.00 | ||||||
| Free cash flow | $m | 10 | 0 | ||||||
| Net debt | $m | 15 | 15 | ||||||
| Book value equity | $m | 78 | 83 | ||||||
| Book value per share | $ | 10.82 | 11.46 | ||||||
| Number of shares | m | 7.19 | 7.2 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.50 | 9.95 | ||||||
| P/B LTM | x | 1.04 | 0.98 | ||||||
| P/S LTM | x | 2.11 | 1.87 | ||||||
| P/FCF LTM | x | 8.35 | 0.00 | ||||||
| EV/EBITDA LTM | x | 7.88 | 7.26 | ||||||
| EV/Sales LTM | x | 2.00 | 2.13 | ||||||
| Earnings Yield LTM | % | +10.53% | +10.05% | ||||||
| FCF Yield | % | +11.98% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +11.02% | +12.22% | ||||||
| ROIC | % | +1.06% | +1.23% | ||||||
| Operating margin | % | +23.39% | +28.78% | ||||||
| Gross margin | % | +76.29% | +81.34% | ||||||
| FCF/Sales | % | +19.88% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +13.33% | +32.38% | ||||||
| Sales Growth YoY | % | +10.91% | +25.01% | ||||||
| Net Income Growth YoY | % | +13.97% | +33.23% | ||||||
| FCF Growth | % | +12.75% | -100.00% | ||||||
| Operating Profit Growth | % | -18.95% | -4.48% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 0.34 | 0.00 | ||||||
| Net Debt/EBITDA | x | 1.34 | 1.42 | ||||||
| EBIT/Net interest | x | 1.09 | 2.67 | ||||||
| Net debt/market cap | % | +33.51% | +32.16% | ||||||
| Net debt/Equity | x | 0.20 | 0.18 | ||||||
| Gross debt/equity | x | 0.36 | 0.32 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Oregon Pacific Bancorp, acting as the holding company for Oregon Pacific Banking Company, delivers a comprehensive array of financial products and services to individual and business clientele within the United States. Its diverse deposit offerings feature checking, savings, money market, and time deposit accounts. The institution provides a broad spectrum of lending options, including business loans for commercial real estate, equipment, and government-guaranteed financing. Additionally, it extends credit for vehicles such as cars, boats, ATVs, RVs, and motorcycles, as well as personal loans like unsecured installment plans, lines of credit, home equity loans, and cash-secured loans. Mortgage financing and credit card services are also available. Beyond traditional banking, the company offers merchant services for payment processing, cash management solutions, and specialized trust and fiduciary services encompassing administration and estate planning. Furthermore, clients can access wealth and retirement planning services, along with various investment and insurance products. For convenience, it provides online and mobile banking, night depository, notary, and overdraft protection services, alongside safe deposit boxes. Founded in 1979 and headquartered in Florence, Oregon, Oregon Pacific Bancorp serves customers through full-service branches located in Florence, Eugene, Coos Bay, Roseburg, and Medford, with trust services available at its Florence, Coos Bay, Medford, and Eugene locations.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Oregon Pacific Bancorp (ORPB)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Oregon Pacific Bancorp, acting as the holding company for Oregon Pacific Banking Company, delivers a comprehensive array of financial products and services to individual and business clientele within the United States. Its diverse deposit offerings feature checking, savings, money market, and time deposit accounts. The institution provides a broad spectrum of lending options, including business loans for commercial real estate, equipment, and government-guaranteed financing. Additionally, it extends credit for vehicles such as cars, boats, ATVs, RVs, and motorcycles, as well as personal loans like unsecured installment plans, lines of credit, home equity loans, and cash-secured loans. Mortgage financing and credit card services are also available. Beyond traditional banking, the company offers merchant services for payment processing, cash management solutions, and specialized trust and fiduciary services encompassing administration and estate planning. Furthermore, clients can access wealth and retirement planning services, along with various investment and insurance products. For convenience, it provides online and mobile banking, night depository, notary, and overdraft protection services, alongside safe deposit boxes. Founded in 1979 and headquartered in Florence, Oregon, Oregon Pacific Bancorp serves customers through full-service branches located in Florence, Eugene, Coos Bay, Roseburg, and Medford, with trust services available at its Florence, Coos Bay, Medford, and Eugene locations.
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