Hamlin Bank and Trust Company (HMLN)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 9 | 24 | 14 | 16 | 18 | 21 | 15 | - |
| Operating profit | $m | 8 | 8 | ||||||
| Net profit | $m | -0 | 12 | 3 | 4 | 6 | 7 | 6 | - |
| EPS reported | $ | 19.23 | 14.69 | ||||||
| Operating cashflow per share | $ | 11.83 | 11.83 | ||||||
| Capex per share | $ | 1.35 | 1.35 | ||||||
| FCF per share | $ | 10.48 | 10.48 | ||||||
| Free cash flow | $m | 4 | 0 | ||||||
| Net debt | $m | -24 | 9 | ||||||
| Book value equity | $m | 97 | 70 | ||||||
| Book value per share | $ | 271.9 | 169.4 | ||||||
| Number of shares | m | 0.36 | 0.41 | ||||||
| DPS (TTM paid) | $ | 12.25 | 12.25 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 11.23 | - | ||||||
| P/B LTM | x | 0.79 | 1.10 | ||||||
| P/S LTM | x | 3.75 | 5.03 | ||||||
| P/FCF LTM | x | 20.61 | 22.29 | ||||||
| EV/EBITDA LTM | x | 6.10 | 6.92 | ||||||
| EV/Sales LTM | x | 1.98 | 2.22 | ||||||
| Earnings Yield LTM | % | +8.90% | +8.24% | ||||||
| FCF Yield | % | +4.85% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +7.07% | +7.39% | ||||||
| ROIC | % | +6.24% | +6.24% | ||||||
| Operating margin | % | +31.19% | +31.19% | ||||||
| Gross margin | % | +75.01% | +75.01% | ||||||
| FCF/Sales | % | +13.84% | +13.84% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +23.75% | -5.47% | ||||||
| Sales Growth YoY | % | +11.97% | -16.61% | ||||||
| Net Income Growth YoY | % | +23.07% | +5.30% | ||||||
| FCF Growth | % | +36.57% | -100.00% | ||||||
| Operating Profit Growth | % | +24.26% | +14.22% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +5.56% | +5.25% | ||||||
| Dividend Growth | % | +2.08% | +2.08% | ||||||
| Payout Ratio | % | +62.42% | +62.41% | ||||||
| FCF/Debt | x | - | 0.00 | ||||||
| Net Debt/EBITDA | x | -2.67 | -2.67 | ||||||
| EBIT/Net interest | x | 1.31 | 1.31 | ||||||
| Net debt/market cap | % | 0.00% | 0.00% | ||||||
| Net debt/Equity | x | -0.24 | 0.13 | ||||||
| Gross debt/equity | x | 0.00 | 0.25 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Hamlin Bank and Trust Company (HMLN) is a financial institution offering a comprehensive suite of banking and fiduciary services. Operating primarily within Northwestern Pennsylvania, the bank provides customers with a range of deposit products, including checking and savings accounts, individual retirement accounts (IRAs), and certificates of deposit (CDs). The bank also extends a diverse portfolio of lending solutions. These encompass residential mortgage financing, alongside various consumer loans such as personal, auto, home equity, boat, camper, and recreational vehicle loans. For its business clientele, Hamlin provides commercial lines of credit, property and equipment financing, land development and acquisition loans, construction loans, and commercial mortgages. Beyond traditional banking, Hamlin offers convenient services like debit cards. Its trust and wealth management division handles estate settlement, personal trusts, investment management, and custodial services. Further amenities include safe deposit boxes, night depository services, cashier's and traveler's checks, and telephone banking. Established in 1863, Hamlin Bank and Trust Company maintains its headquarters in Smethport, Pennsylvania.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Hamlin Bank and Trust Company (HMLN)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Hamlin Bank and Trust Company (HMLN) is a financial institution offering a comprehensive suite of banking and fiduciary services. Operating primarily within Northwestern Pennsylvania, the bank provides customers with a range of deposit products, including checking and savings accounts, individual retirement accounts (IRAs), and certificates of deposit (CDs). The bank also extends a diverse portfolio of lending solutions. These encompass residential mortgage financing, alongside various consumer loans such as personal, auto, home equity, boat, camper, and recreational vehicle loans. For its business clientele, Hamlin provides commercial lines of credit, property and equipment financing, land development and acquisition loans, construction loans, and commercial mortgages. Beyond traditional banking, Hamlin offers convenient services like debit cards. Its trust and wealth management division handles estate settlement, personal trusts, investment management, and custodial services. Further amenities include safe deposit boxes, night depository services, cashier's and traveler's checks, and telephone banking. Established in 1863, Hamlin Bank and Trust Company maintains its headquarters in Smethport, Pennsylvania.
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