1ST SUMMIT BANCORP of Johnstown, Inc. (FSMK)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 35 | 41 | 49 | 33 | 34 | 39 | 43 | - |
| Operating profit | $m | 6 | 9 | ||||||
| Net profit | $m | 8 | 11 | 12 | 3 | 3 | 5 | 8 | - |
| EPS reported | $ | 2.52 | 3.85 | ||||||
| Operating cashflow per share | $ | 4.02 | 0.00 | ||||||
| Capex per share | $ | 3.47 | 0.00 | ||||||
| FCF per share | $ | 0.55 | 0.00 | ||||||
| Free cash flow | $m | 1 | 0 | ||||||
| Net debt | $m | 169 | 218 | ||||||
| Book value equity | $m | 109 | 110 | ||||||
| Book value per share | $ | 51.36 | 51.88 | ||||||
| Number of shares | m | 2.12 | 2.12 | ||||||
| DPS (TTM paid) | $ | 1.72 | 1.72 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 15.87 | 11.30 | ||||||
| P/B LTM | x | 0.78 | 0.77 | ||||||
| P/S LTM | x | 2.19 | 1.97 | ||||||
| P/FCF LTM | x | 72.78 | 0.00 | ||||||
| EV/EBITDA LTM | x | 38.02 | 28.76 | ||||||
| EV/Sales LTM | x | 3.75 | 4.15 | ||||||
| Earnings Yield LTM | % | +6.30% | +8.85% | ||||||
| FCF Yield | % | +1.37% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +4.91% | +7.59% | ||||||
| ROIC | % | +0.35% | +0.53% | ||||||
| Operating margin | % | +7.95% | +12.31% | ||||||
| Gross margin | % | +55.21% | +57.42% | ||||||
| FCF/Sales | % | +1.66% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +72.60% | +163.70% | ||||||
| Sales Growth YoY | % | +12.39% | +25.19% | ||||||
| Net Income Growth YoY | % | +67.18% | +155.62% | ||||||
| FCF Growth | % | -20.29% | -100.00% | ||||||
| Operating Profit Growth | % | +110.19% | +245.13% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +4.31% | +4.10% | ||||||
| Dividend Growth | % | 0.00% | 0.00% | ||||||
| Payout Ratio | % | +68.45% | +68.38% | ||||||
| FCF/Debt | x | 0.01 | 0.00 | ||||||
| Net Debt/EBITDA | x | 25.74 | 23.95 | ||||||
| EBIT/Net interest | x | 0.18 | 0.29 | ||||||
| Net debt/market cap | % | +2.16% | +2.48% | ||||||
| Net debt/Equity | x | 1.55 | 1.99 | ||||||
| Gross debt/equity | x | 1.77 | 2.08 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Serving as the parent organization for 1ST SUMMIT BANK, 1ST SUMMIT BANCORP of Johnstown, Inc. delivers a comprehensive suite of financial solutions. The bank facilitates various deposit accounts, including checking, savings, money market, and individual retirement accounts (IRAs), alongside both interest-bearing and noninterest-bearing demand and time deposits, and certificates of deposit. Its lending portfolio spans residential property, commercial real estate, general commercial, and consumer financing. Additionally, the institution provides wealth management, investment advisory, and trust administration services, issues credit and debit cards, and offers life insurance policies. With its headquarters in Johnstown, Pennsylvania, the company operates a network of 17 branch locations, extending its reach across Cambria, Somerset, Indiana, Blair, and Westmoreland counties within Pennsylvania. Founded in 1924, the corporation previously operated as SUMMIT Bancorp, Inc. until its renaming to 1ST SUMMIT BANCORP of Johnstown, Inc. in 1996.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
1ST SUMMIT BANCORP of Johnstown, Inc. (FSMK)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Serving as the parent organization for 1ST SUMMIT BANK, 1ST SUMMIT BANCORP of Johnstown, Inc. delivers a comprehensive suite of financial solutions. The bank facilitates various deposit accounts, including checking, savings, money market, and individual retirement accounts (IRAs), alongside both interest-bearing and noninterest-bearing demand and time deposits, and certificates of deposit. Its lending portfolio spans residential property, commercial real estate, general commercial, and consumer financing. Additionally, the institution provides wealth management, investment advisory, and trust administration services, issues credit and debit cards, and offers life insurance policies. With its headquarters in Johnstown, Pennsylvania, the company operates a network of 17 branch locations, extending its reach across Cambria, Somerset, Indiana, Blair, and Westmoreland counties within Pennsylvania. Founded in 1924, the corporation previously operated as SUMMIT Bancorp, Inc. until its renaming to 1ST SUMMIT BANCORP of Johnstown, Inc. in 1996.
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