Sound Financial Bancorp, Inc. (SFBC)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 35 | 37 | 40 | 39 | 36 | 39 | 40 | - |
| Operating profit | $m | 9 | 10 | ||||||
| Net profit | $m | 9 | 9 | 9 | 7 | 5 | 7 | 8 | - |
| EPS reported | $ | 2.78 | 3.12 | ||||||
| Operating cashflow per share | $ | 2.80 | 2.94 | ||||||
| Capex per share | $ | 0.07 | 0.05 | ||||||
| FCF per share | $ | 2.73 | 2.89 | ||||||
| Free cash flow | $m | 7 | 7 | ||||||
| Net debt | $m | -123 | -124 | ||||||
| Book value equity | $m | 109 | 113 | ||||||
| Book value per share | $ | 42.48 | 43.73 | ||||||
| Number of shares | m | 2.58 | 2.57 | ||||||
| DPS (TTM paid) | $ | 0.76 | 0.82 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 15.69 | 14.86 | ||||||
| P/B LTM | x | 1.02 | 0.99 | ||||||
| P/S LTM | x | 2.86 | 2.78 | ||||||
| P/FCF LTM | x | 15.96 | 15.07 | ||||||
| EV/EBITDA LTM | x | -0.53 | -0.45 | ||||||
| EV/Sales LTM | x | -0.09 | 0.07 | ||||||
| Earnings Yield LTM | % | +6.37% | +6.73% | ||||||
| FCF Yield | % | +6.27% | +6.64% | ||||||
| Quality | |||||||||
| ROE | % | +6.54% | +7.31% | ||||||
| ROIC | % | +5.02% | +0.75% | ||||||
| Operating margin | % | +14.07% | +15.70% | ||||||
| Gross margin | % | +63.07% | +63.37% | ||||||
| FCF/Sales | % | +11.35% | +11.92% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +54.44% | +73.33% | ||||||
| Sales Growth YoY | % | +9.26% | +12.40% | ||||||
| Net Income Growth YoY | % | +54.27% | +73.17% | ||||||
| FCF Growth | % | +144.78% | +159.24% | ||||||
| Operating Profit Growth | % | +53.60% | +72.69% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.75% | +1.77% | ||||||
| Dividend Growth | % | 0.00% | +7.89% | ||||||
| Payout Ratio | % | +27.20% | +25.53% | ||||||
| FCF/Debt | x | 0.33 | 0.53 | ||||||
| Net Debt/EBITDA | x | -11.49 | -8.79 | ||||||
| EBIT/Net interest | x | 0.38 | 0.44 | ||||||
| Net debt/market cap | % | +15.96% | +9.92% | ||||||
| Net debt/Equity | x | -1.12 | -1.10 | ||||||
| Gross debt/equity | x | 0.20 | 0.12 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit. The company also provides loans secured by first and second mortgages on one-to-four family residences; home equity loans, including fixed-rate loans and variable-rate lines of credit; commercial and multifamily real estate loans; construction loans secured by single-family residences, and commercial and multifamily real estate; land loans; commercial business loans to finance commercial vehicles and equipment, as well as loans secured by accounts receivable and/or inventory; and secured and unsecured consumer loans, such as new and used manufactured homes, floating homes, automobiles, boats and recreational vehicle loans, and loans secured by deposit accounts, and insurance products and services. Sound Financial Bancorp, Inc. was founded in 1953 and is headquartered in Seattle, Washington.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Sound Financial Bancorp, Inc. (SFBC)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit. The company also provides loans secured by first and second mortgages on one-to-four family residences; home equity loans, including fixed-rate loans and variable-rate lines of credit; commercial and multifamily real estate loans; construction loans secured by single-family residences, and commercial and multifamily real estate; land loans; commercial business loans to finance commercial vehicles and equipment, as well as loans secured by accounts receivable and/or inventory; and secured and unsecured consumer loans, such as new and used manufactured homes, floating homes, automobiles, boats and recreational vehicle loans, and loans secured by deposit accounts, and insurance products and services. Sound Financial Bancorp, Inc. was founded in 1953 and is headquartered in Seattle, Washington.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free