Uwharrie Capital Corp (UWHR)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 42 | 44 | 37 | 41 | 45 | 50 | 53 | - |
| Operating profit | $m | 15 | 17 | ||||||
| Net profit | $m | 8 | 10 | 8 | 8 | 9 | 11 | 13 | - |
| EPS reported | $ | 1.49 | 1.75 | ||||||
| Operating cashflow per share | $ | 1.36 | 1.18 | ||||||
| Capex per share | $ | 0.23 | 0.36 | ||||||
| FCF per share | $ | 1.13 | 0.31 | ||||||
| Free cash flow | $m | 8 | 10 | ||||||
| Net debt | $m | -46 | -340 | ||||||
| Book value equity | $m | 65 | 70 | ||||||
| Book value per share | $ | 8.97 | 9.87 | ||||||
| Number of shares | m | 7.24 | 7.13 | ||||||
| DPS (TTM paid) | $ | 0.08 | 0.08 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 7.35 | 8.91 | ||||||
| P/B LTM | x | 1.22 | 1.13 | ||||||
| P/S LTM | x | 1.58 | 1.50 | ||||||
| P/FCF LTM | x | 9.67 | 7.79 | ||||||
| EV/EBITDA LTM | x | 2.23 | 1.96 | ||||||
| EV/Sales LTM | x | 0.52 | 1.52 | ||||||
| Earnings Yield LTM | % | +13.61% | +11.22% | ||||||
| FCF Yield | % | +10.34% | +12.84% | ||||||
| Quality | |||||||||
| ROE | % | +16.62% | +18.62% | ||||||
| ROIC | % | +0.95% | +3.02% | ||||||
| Operating margin | % | +21.14% | +21.94% | ||||||
| Gross margin | % | +71.49% | +72.27% | ||||||
| FCF/Sales | % | +11.87% | +3.21% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +14.62% | +34.62% | ||||||
| Sales Growth YoY | % | +11.17% | +17.09% | ||||||
| Net Income Growth YoY | % | +15.48% | +34.22% | ||||||
| FCF Growth | % | -38.07% | -23.13% | ||||||
| Operating Profit Growth | % | +14.45% | +31.89% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +0.71% | 0.00% | ||||||
| Dividend Growth | % | -0.86% | +0.62% | ||||||
| Payout Ratio | % | +5.24% | +4.94% | ||||||
| FCF/Debt | x | 0.27 | 0.34 | ||||||
| Net Debt/EBITDA | x | -2.71 | 1.10 | ||||||
| EBIT/Net interest | x | 0.77 | 0.81 | ||||||
| Net debt/market cap | % | +37.21% | +33.75% | ||||||
| Net debt/Equity | x | -0.71 | -4.83 | ||||||
| Gross debt/equity | x | 0.46 | 0.43 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Uwharrie Capital Corp functions as the parent entity for Uwharrie Bank, providing a comprehensive array of personal and business banking and financial solutions to individuals and small to medium-sized enterprises across North Carolina. The institution facilitates various deposit accounts, including checking and savings for both consumers and commercial clients, along with money market accounts, certificates of deposit, and individual retirement accounts. It also extends a diverse range of lending facilities, such as business loans and numerous consumer credit products like installment and mortgage loans, home equity lines of credit, and overdraft protection. Beyond traditional banking, Uwharrie offers digital access through internet, mobile, and telephone banking, in addition to providing check and credit cards. The firm further diversifies its services by offering insurance products, encompassing annuities, life and disability coverage, long-term care plans, and Medicare supplements. Moreover, it operates as a securities broker-dealer and a mortgage brokerage. The company also delivers portfolio management services, with a specific focus on clients situated in North Carolina's Charlotte Metropolitan and Uwharrie Lakes Regions. Founded in 1993, Uwharrie Capital Corp is headquartered in Albemarle, North Carolina.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Uwharrie Capital Corp (UWHR)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Uwharrie Capital Corp functions as the parent entity for Uwharrie Bank, providing a comprehensive array of personal and business banking and financial solutions to individuals and small to medium-sized enterprises across North Carolina. The institution facilitates various deposit accounts, including checking and savings for both consumers and commercial clients, along with money market accounts, certificates of deposit, and individual retirement accounts. It also extends a diverse range of lending facilities, such as business loans and numerous consumer credit products like installment and mortgage loans, home equity lines of credit, and overdraft protection. Beyond traditional banking, Uwharrie offers digital access through internet, mobile, and telephone banking, in addition to providing check and credit cards. The firm further diversifies its services by offering insurance products, encompassing annuities, life and disability coverage, long-term care plans, and Medicare supplements. Moreover, it operates as a securities broker-dealer and a mortgage brokerage. The company also delivers portfolio management services, with a specific focus on clients situated in North Carolina's Charlotte Metropolitan and Uwharrie Lakes Regions. Founded in 1993, Uwharrie Capital Corp is headquartered in Albemarle, North Carolina.
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