CNB Community Bancorp, Inc. (CNBB)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 42 | 45 | 47 | 47 | 51 | 55 | 58 | - |
| Operating profit | $m | 15 | 15 | ||||||
| Net profit | $m | 10 | 11 | 12 | 11 | 12 | 12 | 12 | - |
| EPS reported | $ | 5.84 | 6.16 | ||||||
| Operating cashflow per share | $ | 8.24 | 0.00 | ||||||
| Capex per share | $ | 0.79 | 0.00 | ||||||
| FCF per share | $ | 7.45 | 0.00 | ||||||
| Free cash flow | $m | 15 | 0 | ||||||
| Net debt | $m | 67 | 117 | ||||||
| Book value equity | $m | 108 | 111 | ||||||
| Book value per share | $ | 52.76 | 56.04 | ||||||
| Number of shares | m | 2.04 | 1.98 | ||||||
| DPS (TTM paid) | $ | 1.45 | 1.85 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 7.71 | 8.38 | ||||||
| P/B LTM | x | 0.85 | 0.83 | ||||||
| P/S LTM | x | 1.67 | 1.58 | ||||||
| P/FCF LTM | x | 6.04 | 0.00 | ||||||
| EV/EBITDA LTM | x | 9.76 | 10.28 | ||||||
| EV/Sales LTM | x | 2.03 | 2.71 | ||||||
| Earnings Yield LTM | % | +12.97% | +11.93% | ||||||
| FCF Yield | % | +16.55% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +11.10% | +11.51% | ||||||
| ROIC | % | +5.91% | +4.80% | ||||||
| Operating margin | % | +19.00% | +18.97% | ||||||
| Gross margin | % | +66.89% | +67.64% | ||||||
| FCF/Sales | % | +19.38% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +7.75% | +13.65% | ||||||
| Sales Growth YoY | % | +7.45% | +13.94% | ||||||
| Net Income Growth YoY | % | +3.25% | +7.23% | ||||||
| FCF Growth | % | +43.33% | -100.00% | ||||||
| Operating Profit Growth | % | +3.48% | +7.31% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +3.22% | +2.92% | ||||||
| Dividend Growth | % | +5.84% | +35.04% | ||||||
| Payout Ratio | % | +24.85% | +24.78% | ||||||
| FCF/Debt | x | 0.18 | 0.00 | ||||||
| Net Debt/EBITDA | x | 4.12 | 7.55 | ||||||
| EBIT/Net interest | x | 0.63 | 0.66 | ||||||
| Net debt/market cap | % | +90.27% | +1.32% | ||||||
| Net debt/Equity | x | 0.62 | 1.05 | ||||||
| Gross debt/equity | x | 0.77 | 1.25 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
CNB Community Bancorp, Inc. functions as the parent company for County National Bank, offering a comprehensive suite of retail and commercial banking services across Michigan. The bank provides diverse deposit accounts, including various checking and savings options, individual retirement accounts (IRAs), and multiple time deposit and certificate of deposit (CD) products. Its extensive lending portfolio encompasses personal loans for vehicles (automobiles, boats, recreational, and commercial), residential mortgages, and home equity lines of credit. For businesses, financing extends to commercial real estate, equipment, and agricultural needs, alongside specialized offerings such as floor plans and government-guaranteed (SBA, USDA) loans, all available with both fixed and variable interest rates. Additionally, the institution offers insurance products. Customers benefit from convenient access via ATMs, debit and credit cards, and robust mobile, online, and telephone banking services. The bank further provides advanced solutions like remote deposit, automated clearing house (ACH) and cash management, overdraft services, private banking, investment management, and expert advice for trust, estate settlement, retirement, and financial planning. Operating through 13 branches located in Hillsdale, Jackson, Lenawee, and Calhoun counties, the company also maintains 2 loan production offices and a network of 19 ATMs. CNB Community Bancorp, Inc. was established in 1934 and is headquartered in Hillsdale, Michigan.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
CNB Community Bancorp, Inc. (CNBB)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
CNB Community Bancorp, Inc. functions as the parent company for County National Bank, offering a comprehensive suite of retail and commercial banking services across Michigan. The bank provides diverse deposit accounts, including various checking and savings options, individual retirement accounts (IRAs), and multiple time deposit and certificate of deposit (CD) products. Its extensive lending portfolio encompasses personal loans for vehicles (automobiles, boats, recreational, and commercial), residential mortgages, and home equity lines of credit. For businesses, financing extends to commercial real estate, equipment, and agricultural needs, alongside specialized offerings such as floor plans and government-guaranteed (SBA, USDA) loans, all available with both fixed and variable interest rates. Additionally, the institution offers insurance products. Customers benefit from convenient access via ATMs, debit and credit cards, and robust mobile, online, and telephone banking services. The bank further provides advanced solutions like remote deposit, automated clearing house (ACH) and cash management, overdraft services, private banking, investment management, and expert advice for trust, estate settlement, retirement, and financial planning. Operating through 13 branches located in Hillsdale, Jackson, Lenawee, and Calhoun counties, the company also maintains 2 loan production offices and a network of 19 ATMs. CNB Community Bancorp, Inc. was established in 1934 and is headquartered in Hillsdale, Michigan.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free