Southeastern Banking Corporation (SEBC)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 21 | 22 | 26 | 30 | 30 | 31 | 32 | - |
| Operating profit | $m | 13 | 13 | ||||||
| Net profit | $m | 6 | 8 | 9 | 11 | 11 | 10 | 10 | - |
| EPS reported | $ | 3.11 | 3.24 | ||||||
| Operating cashflow per share | $ | 3.22 | 0.00 | ||||||
| Capex per share | $ | 0.73 | 0.00 | ||||||
| FCF per share | $ | 2.49 | 0.00 | ||||||
| Free cash flow | $m | 8 | 0 | ||||||
| Net debt | $m | -9 | -6 | ||||||
| Book value equity | $m | 86 | 90 | ||||||
| Book value per share | $ | 27.00 | 28.17 | ||||||
| Number of shares | m | 3.18 | 3.18 | ||||||
| DPS (TTM paid) | $ | 0.85 | 0.92 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 8.36 | 9.98 | ||||||
| P/B LTM | x | 0.96 | 0.92 | ||||||
| P/S LTM | x | 2.70 | 2.61 | ||||||
| P/FCF LTM | x | 10.45 | 0.00 | ||||||
| EV/EBITDA LTM | x | 6.05 | 5.89 | ||||||
| EV/Sales LTM | x | 2.17 | 0.75 | ||||||
| Earnings Yield LTM | % | +11.96% | +10.02% | ||||||
| FCF Yield | % | +9.57% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +11.52% | +11.97% | ||||||
| ROIC | % | +11.07% | +11.07% | ||||||
| Operating margin | % | +35.91% | +35.98% | ||||||
| Gross margin | % | +84.35% | +85.82% | ||||||
| FCF/Sales | % | +22.40% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | -7.72% | -3.86% | ||||||
| Sales Growth YoY | % | +1.94% | +5.33% | ||||||
| Net Income Growth YoY | % | -7.13% | -3.39% | ||||||
| FCF Growth | % | -32.32% | -100.00% | ||||||
| Operating Profit Growth | % | -6.35% | -3.73% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +3.27% | +2.97% | ||||||
| Dividend Growth | % | +10.39% | +19.48% | ||||||
| Payout Ratio | % | +27.36% | +27.37% | ||||||
| FCF/Debt | x | - | - | ||||||
| Net Debt/EBITDA | x | -0.47 | -5.35 | ||||||
| EBIT/Net interest | x | 2.72 | 2.81 | ||||||
| Net debt/market cap | % | 0.00% | 0.00% | ||||||
| Net debt/Equity | x | -0.10 | -0.07 | ||||||
| Gross debt/equity | x | 0.00 | 0.00 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Southeastern Banking Corporation operates as a bank holding company for Southeastern Bank that provides commercial and consumer banking products and services in the United States. The company offers checking, savings, and money market accounts, as well as certificates of deposit. It also provides home equity, construction, auto, personal, boat and recreational vehicle, business term, real estate, equipment, and SBA loans; mortgages; and opening lines of credit. In addition, the company offers business cash management and overdraft protection services, as well as online and mobile banking, bill payment, and e-statement services. Additionally, it provides debit and credit cards; and lost or stolen debit/credit cards services. Southeastern Banking Corporation was founded in 1888 and is headquartered in Darien, Georgia.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Southeastern Banking Corporation (SEBC)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Southeastern Banking Corporation operates as a bank holding company for Southeastern Bank that provides commercial and consumer banking products and services in the United States. The company offers checking, savings, and money market accounts, as well as certificates of deposit. It also provides home equity, construction, auto, personal, boat and recreational vehicle, business term, real estate, equipment, and SBA loans; mortgages; and opening lines of credit. In addition, the company offers business cash management and overdraft protection services, as well as online and mobile banking, bill payment, and e-statement services. Additionally, it provides debit and credit cards; and lost or stolen debit/credit cards services. Southeastern Banking Corporation was founded in 1888 and is headquartered in Darien, Georgia.
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