Pacific Valley Bancorp (PVBK)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 15 | 17 | 21 | 20 | 19 | 22 | 27 | - |
| Operating profit | $m | 5 | 6 | ||||||
| Net profit | $m | 3 | 4 | 5 | 5 | 4 | 4 | 4 | - |
| EPS reported | $ | 0.66 | 0.80 | ||||||
| Operating cashflow per share | $ | 0.73 | 0.00 | ||||||
| Capex per share | $ | 0.62 | 0.00 | ||||||
| FCF per share | $ | 0.11 | 0.00 | ||||||
| Free cash flow | $m | 1 | 0 | ||||||
| Net debt | $m | -123 | -56 | ||||||
| Book value equity | $m | 70 | 73 | ||||||
| Book value per share | $ | 14.15 | 12.41 | ||||||
| Number of shares | m | 4.95 | 5.84 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 14.85 | 12.33 | ||||||
| P/B LTM | x | 0.69 | 0.67 | ||||||
| P/S LTM | x | 2.22 | 1.83 | ||||||
| P/FCF LTM | x | 93.28 | 0.00 | ||||||
| EV/EBITDA LTM | x | -9.86 | -8.27 | ||||||
| EV/Sales LTM | x | -1.52 | -0.11 | ||||||
| Earnings Yield LTM | % | +6.73% | +8.11% | ||||||
| FCF Yield | % | +1.07% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +5.13% | +5.86% | ||||||
| ROIC | % | +0.51% | +0.61% | ||||||
| Operating margin | % | +15.45% | +17.39% | ||||||
| Gross margin | % | +65.12% | +72.10% | ||||||
| FCF/Sales | % | +1.57% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | -26.67% | -11.11% | ||||||
| Sales Growth YoY | % | +15.48% | +40.48% | ||||||
| Net Income Growth YoY | % | -18.77% | -3.12% | ||||||
| FCF Growth | % | -83.58% | -100.00% | ||||||
| Operating Profit Growth | % | -18.52% | -2.90% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 0.03 | 0.00 | ||||||
| Net Debt/EBITDA | x | -19.35 | -8.91 | ||||||
| EBIT/Net interest | x | 0.45 | 0.99 | ||||||
| Net debt/market cap | % | +36.23% | +37.83% | ||||||
| Net debt/Equity | x | -1.75 | -0.77 | ||||||
| Gross debt/equity | x | 0.26 | 0.23 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Pacific Valley Bancorp offers a comprehensive range of financial services and banking solutions tailored for a diverse client base, including small to medium-sized enterprises, agricultural businesses, non-profit entities, professional service providers, and private individuals. Customers have access to numerous deposit options, such as checking, savings, money market, and individual retirement accounts, alongside certificates of deposit. The institution also provides credit facilities, spanning loans for construction and land development, real estate acquisitions, commercial and agricultural operations, and personal consumer needs. Furthermore, it delivers a suite of digital conveniences, including online and mobile banking, bill payment, remote deposit capture, positive pay for enhanced security, electronic statements, and check reordering services, as well as debit cards. The company's operations are situated in California, specifically within Salinas, King City, and Monterey. Founded in 2004, Pacific Valley Bancorp's main office is located in Salinas, California.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Pacific Valley Bancorp (PVBK)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Pacific Valley Bancorp offers a comprehensive range of financial services and banking solutions tailored for a diverse client base, including small to medium-sized enterprises, agricultural businesses, non-profit entities, professional service providers, and private individuals. Customers have access to numerous deposit options, such as checking, savings, money market, and individual retirement accounts, alongside certificates of deposit. The institution also provides credit facilities, spanning loans for construction and land development, real estate acquisitions, commercial and agricultural operations, and personal consumer needs. Furthermore, it delivers a suite of digital conveniences, including online and mobile banking, bill payment, remote deposit capture, positive pay for enhanced security, electronic statements, and check reordering services, as well as debit cards. The company's operations are situated in California, specifically within Salinas, King City, and Monterey. Founded in 2004, Pacific Valley Bancorp's main office is located in Salinas, California.
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