SSB Bancorp, Inc. (SSBP)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 10 | 10 | 8 | 10 | 12 | 15 | 18 | - |
| Operating profit | $m | 3 | 5 | ||||||
| Net profit | $m | 1 | 1 | 1 | 2 | 2 | 2 | 4 | - |
| EPS reported | $ | 1.12 | 1.75 | ||||||
| Operating cashflow per share | $ | 1.94 | 0.00 | ||||||
| Capex per share | $ | 0.18 | 0.00 | ||||||
| FCF per share | $ | 1.76 | 0.00 | ||||||
| Free cash flow | $m | 4 | 0 | ||||||
| Net debt | $m | 18 | -102 | ||||||
| Book value equity | $m | 31 | 34 | ||||||
| Book value per share | $ | 14.63 | 15.53 | ||||||
| Number of shares | m | 2.15 | 2.18 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 11.72 | 13.14 | ||||||
| P/B LTM | x | 0.89 | 0.83 | ||||||
| P/S LTM | x | 1.84 | 1.56 | ||||||
| P/FCF LTM | x | 7.44 | 0.00 | ||||||
| EV/EBITDA LTM | x | 13.86 | 8.66 | ||||||
| EV/Sales LTM | x | 1.97 | -2.23 | ||||||
| Earnings Yield LTM | % | +8.53% | +7.61% | ||||||
| FCF Yield | % | +13.44% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +7.68% | +11.91% | ||||||
| ROIC | % | +0.65% | +7.04% | ||||||
| Operating margin | % | +13.46% | +19.76% | ||||||
| Gross margin | % | +61.38% | +66.41% | ||||||
| FCF/Sales | % | +15.99% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +27.27% | +98.86% | ||||||
| Sales Growth YoY | % | +25.63% | +48.14% | ||||||
| Net Income Growth YoY | % | +27.36% | +101.20% | ||||||
| FCF Growth | % | - | - | ||||||
| Operating Profit Growth | % | +27.51% | +103.88% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 0.20 | 0.00 | ||||||
| Net Debt/EBITDA | x | 5.50 | -17.99 | ||||||
| EBIT/Net interest | x | 0.38 | 0.66 | ||||||
| Net debt/market cap | % | +67.97% | +48.56% | ||||||
| Net debt/Equity | x | 0.58 | -3.03 | ||||||
| Gross debt/equity | x | 0.61 | 0.56 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
As the parent organization of SSB Bank, SSB Bancorp, Inc. delivers a range of financial offerings to both individual and business clients throughout Pennsylvania. The bank's core deposit options encompass traditional passbook savings, checking, money market, and various demand accounts (both interest-bearing and non-interest-bearing), along with time deposits and certificates of deposit. Its lending portfolio features diverse offerings such as mortgages for single to four-unit residential properties, commercial and multi-family real estate financing, construction funding, commercial and industrial loans, consumer credit, and home equity lines of credit. Beyond traditional banking, the institution also provides credit card processing solutions and convenient online banking access. Customers are served from its central office and a single branch, both situated in Pittsburgh, Pennsylvania. Established in 1922, the company maintains its headquarters in Pittsburgh, Pennsylvania, and operates as a subsidiary under the umbrella of SSB Bancorp, MHC.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
As the parent organization of SSB Bank, SSB Bancorp, Inc. delivers a range of financial offerings to both individual and business clients throughout Pennsylvania. The bank's core deposit options encompass traditional passbook savings, checking, money market, and various demand accounts (both interest-bearing and non-interest-bearing), along with time deposits and certificates of deposit. Its lending portfolio features diverse offerings such as mortgages for single to four-unit residential properties, commercial and multi-family real estate financing, construction funding, commercial and industrial loans, consumer credit, and home equity lines of credit. Beyond traditional banking, the institution also provides credit card processing solutions and convenient online banking access. Customers are served from its central office and a single branch, both situated in Pittsburgh, Pennsylvania. Established in 1922, the company maintains its headquarters in Pittsburgh, Pennsylvania, and operates as a subsidiary under the umbrella of SSB Bancorp, MHC.
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