Texas Community Bancshares, Inc. (TCBS)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 10 | 10 | 12 | 11 | 11 | 16 | 17 | - |
| Operating profit | $m | 3 | 4 | ||||||
| Net profit | $m | 1 | 1 | 2 | -1 | -1 | 3 | 3 | - |
| EPS reported | $ | 1.00 | 1.17 | ||||||
| Operating cashflow per share | $ | 0.50 | 1.56 | ||||||
| Capex per share | $ | 0.14 | 0.75 | ||||||
| FCF per share | $ | 0.36 | 0.82 | ||||||
| Free cash flow | $m | 1 | 5 | ||||||
| Net debt | $m | -5 | -16 | ||||||
| Book value equity | $m | 54 | 55 | ||||||
| Book value per share | $ | 18.83 | 20.13 | ||||||
| Number of shares | m | 2.86 | 2.74 | ||||||
| DPS (TTM paid) | $ | 0.20 | 0.25 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 17.97 | 16.22 | ||||||
| P/B LTM | x | 0.91 | 0.89 | ||||||
| P/S LTM | x | 2.99 | 2.82 | ||||||
| P/FCF LTM | x | 50.37 | 10.45 | ||||||
| EV/EBITDA LTM | x | 21.55 | 19.75 | ||||||
| EV/Sales LTM | x | 3.34 | 3.05 | ||||||
| Earnings Yield LTM | % | +5.56% | +6.17% | ||||||
| FCF Yield | % | +1.99% | +9.57% | ||||||
| Quality | |||||||||
| ROE | % | +5.29% | +5.66% | ||||||
| ROIC | % | +2.79% | +3.08% | ||||||
| Operating margin | % | +13.16% | +13.87% | ||||||
| Gross margin | % | +60.86% | +62.19% | ||||||
| FCF/Sales | % | +3.81% | +9.15% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | - | - | ||||||
| Sales Growth YoY | % | +49.93% | +59.05% | ||||||
| Net Income Growth YoY | % | - | - | ||||||
| FCF Growth | % | +31.49% | +533.92% | ||||||
| Operating Profit Growth | % | - | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.21% | +1.32% | ||||||
| Dividend Growth | % | +25.00% | +56.25% | ||||||
| Payout Ratio | % | +20.77% | +20.20% | ||||||
| FCF/Debt | x | 0.02 | 0.10 | ||||||
| Net Debt/EBITDA | x | 9.17 | 6.82 | ||||||
| EBIT/Net interest | x | 0.37 | 0.40 | ||||||
| Net debt/market cap | % | +93.19% | +82.56% | ||||||
| Net debt/Equity | x | -0.10 | -0.29 | ||||||
| Gross debt/equity | x | 0.85 | 0.84 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Texas Community Bancshares, Inc. operates as the parent company for Mineola Community Bank, S.S.B., delivering a comprehensive suite of financial products and services. These offerings serve both individual consumers and businesses throughout Mineola, Texas, its surrounding communities, and the broader Dallas-Fort Worth metropolitan area. The bank offers various deposit accounts, such as traditional checking and savings, certificates of deposit, and individual retirement accounts. Its lending portfolio predominantly includes mortgages for one-to-four family residences, as well as commercial real estate, construction, and land development loans. Further credit options are available for agricultural endeavors, general commercial needs, and a range of consumer purposes, including vehicle, boat, and unsecured personal loans. Beyond core banking activities, the company also engages in securities investments. Customers can additionally access services like sweep accounts, secure safe deposit boxes, various card solutions, and convenient online and mobile banking platforms. Established in 1934, Texas Community Bancshares, Inc. maintains its corporate headquarters in Mineola, Texas.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Texas Community Bancshares, Inc. (TCBS)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Texas Community Bancshares, Inc. operates as the parent company for Mineola Community Bank, S.S.B., delivering a comprehensive suite of financial products and services. These offerings serve both individual consumers and businesses throughout Mineola, Texas, its surrounding communities, and the broader Dallas-Fort Worth metropolitan area. The bank offers various deposit accounts, such as traditional checking and savings, certificates of deposit, and individual retirement accounts. Its lending portfolio predominantly includes mortgages for one-to-four family residences, as well as commercial real estate, construction, and land development loans. Further credit options are available for agricultural endeavors, general commercial needs, and a range of consumer purposes, including vehicle, boat, and unsecured personal loans. Beyond core banking activities, the company also engages in securities investments. Customers can additionally access services like sweep accounts, secure safe deposit boxes, various card solutions, and convenient online and mobile banking platforms. Established in 1934, Texas Community Bancshares, Inc. maintains its corporate headquarters in Mineola, Texas.
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