Huron Valley Bancorp, Inc. (HVLM)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 7 | 8 | 8 | 7 | 7 | 12 | 6 | - |
| Operating profit | $m | 4 | 6 | ||||||
| Net profit | $m | 2 | 2 | 2 | 3 | 3 | 3 | 2 | - |
| EPS reported | $ | 3.29 | 1.73 | ||||||
| Operating cashflow per share | $ | 3.32 | 0.00 | ||||||
| Capex per share | $ | 0.09 | 0.00 | ||||||
| FCF per share | $ | 3.22 | 0.00 | ||||||
| Free cash flow | $m | 3 | 0 | ||||||
| Net debt | $m | -8 | 0 | ||||||
| Book value equity | $m | 27 | 24 | ||||||
| Book value per share | $ | 30.84 | 26.85 | ||||||
| Number of shares | m | 0.87 | 0.88 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 8.94 | - | ||||||
| P/B LTM | x | 0.95 | 1.09 | ||||||
| P/S LTM | x | 2.20 | 4.47 | ||||||
| P/FCF LTM | x | 9.12 | 0.00 | ||||||
| EV/EBITDA LTM | x | 4.62 | 0.00 | ||||||
| EV/Sales LTM | x | 1.13 | 5.48 | ||||||
| Earnings Yield LTM | % | +11.19% | +4.80% | ||||||
| FCF Yield | % | +10.97% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +10.67% | +6.43% | ||||||
| ROIC | % | +8.62% | 0.00% | ||||||
| Operating margin | % | +23.27% | +100.00% | ||||||
| Gross margin | % | +74.62% | +100.00% | ||||||
| FCF/Sales | % | +18.00% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +3.79% | -45.43% | ||||||
| Sales Growth YoY | % | +74.34% | -14.23% | ||||||
| Net Income Growth YoY | % | +3.56% | -45.34% | ||||||
| FCF Growth | % | - | - | ||||||
| Operating Profit Growth | % | -4.78% | +50.20% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 0.56 | - | ||||||
| Net Debt/EBITDA | x | -2.11 | 0.00 | ||||||
| EBIT/Net interest | x | 0.92 | 0.00 | ||||||
| Net debt/market cap | % | +19.45% | 0.00% | ||||||
| Net debt/Equity | x | -0.30 | 0.00 | ||||||
| Gross debt/equity | x | 0.19 | 0.00 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Huron Valley Bancorp, Inc. serves as the parent entity for Huron Valley State Bank, delivering a comprehensive array of banking products and services. Its offerings span various deposit accounts, including checking, savings, certificates of deposit (CDs), Individual Retirement Accounts (IRAs), and money market accounts. The institution's lending portfolio is extensive, covering residential mortgages, home equity loans, and various consumer financing options such as auto, personal, and recreational vehicle loans. For businesses, it provides commercial loans, lines of credit, term and long-term working capital financing, equipment loans, commercial real estate loans, and Small Business Administration (SBA) loans. Additionally, Huron Valley Bancorp furnishes a suite of convenient services, from debit, ATM, and credit cards to digital solutions like online bill payment, mobile deposit, and eStatements. Customers can also access safe deposit boxes, overdraft services, check ordering, and cash management solutions, all supported by robust online, telephone, and mobile banking platforms. Established in 2005, Huron Valley Bancorp, Inc. is headquartered in Milford, Michigan.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Huron Valley Bancorp, Inc. (HVLM)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Huron Valley Bancorp, Inc. serves as the parent entity for Huron Valley State Bank, delivering a comprehensive array of banking products and services. Its offerings span various deposit accounts, including checking, savings, certificates of deposit (CDs), Individual Retirement Accounts (IRAs), and money market accounts. The institution's lending portfolio is extensive, covering residential mortgages, home equity loans, and various consumer financing options such as auto, personal, and recreational vehicle loans. For businesses, it provides commercial loans, lines of credit, term and long-term working capital financing, equipment loans, commercial real estate loans, and Small Business Administration (SBA) loans. Additionally, Huron Valley Bancorp furnishes a suite of convenient services, from debit, ATM, and credit cards to digital solutions like online bill payment, mobile deposit, and eStatements. Customers can also access safe deposit boxes, overdraft services, check ordering, and cash management solutions, all supported by robust online, telephone, and mobile banking platforms. Established in 2005, Huron Valley Bancorp, Inc. is headquartered in Milford, Michigan.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free