Primary Bank (PRMY)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USDTTM unavailable| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 17 | 25 | 28 | 27 | 27 | 29 | - | - |
| Operating profit | $m | 16 | - | ||||||
| Net profit | $m | 4 | 8 | 11 | 10 | 11 | 12 | - | - |
| EPS reported | $ | 2.40 | - | ||||||
| Operating cashflow per share | $ | 2.27 | - | ||||||
| Capex per share | $ | 0.02 | - | ||||||
| FCF per share | $ | 2.25 | - | ||||||
| Free cash flow | $m | 11 | - | ||||||
| Net debt | $m | -65 | - | ||||||
| Book value equity | $m | 113 | - | ||||||
| Book value per share | $ | 23.34 | - | ||||||
| Number of shares | m | 4.84 | - | ||||||
| DPS (TTM paid) | $ | 0.00 | - |
Financial summary
Financials in USDTTM unavailable| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 11.17 | - | ||||||
| P/B LTM | x | 1.13 | - | ||||||
| P/S LTM | x | 4.36 | - | ||||||
| P/FCF LTM | x | 11.91 | - | ||||||
| EV/EBITDA LTM | x | 3.93 | - | ||||||
| EV/Sales LTM | x | 1.48 | - | ||||||
| Earnings Yield LTM | % | +8.95% | - | ||||||
| FCF Yield | % | +8.39% | - | ||||||
| Quality | |||||||||
| ROE | % | +10.29% | - | ||||||
| ROIC | % | +9.91% | - | ||||||
| Operating margin | % | +37.20% | - | ||||||
| Gross margin | % | +69.47% | - | ||||||
| FCF/Sales | % | +25.40% | - | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +9.59% | - | ||||||
| Sales Growth YoY | % | +9.34% | - | ||||||
| Net Income Growth YoY | % | +9.71% | - | ||||||
| FCF Growth | % | -16.13% | - | ||||||
| Operating Profit Growth | % | +7.57% | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | - | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | - | ||||||
| FCF/Debt | x | 7.35 | - | ||||||
| Net Debt/EBITDA | x | -4.10 | - | ||||||
| EBIT/Net interest | x | 1.22 | - | ||||||
| Net debt/market cap | % | +1.14% | - | ||||||
| Net debt/Equity | x | -0.58 | - | ||||||
| Gross debt/equity | x | 0.01 | - | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Primary Bank serves as a community financial institution, providing a comprehensive range of banking solutions to both individual and commercial clients across Southern New Hampshire. The bank's core offerings include essential deposit products such as checking, savings, money market, health savings, and individual retirement accounts, in addition to certificates of deposit. For businesses, Primary Bank extends a variety of financing options, including SBA loans, lines of credit for working capital and equipment purchases, business term loans, and guaranteed loans. Its extensive lending portfolio also covers diverse real estate needs, encompassing commercial real estate, commercial construction, acquisition and development, residential subdivision, non-owner occupied multi-family properties, and 1-4 family home loans, alongside letters of credit. Beyond traditional banking, clients can access advanced financial tools and services such as cash management, remote deposit, lockbox services, debit and ATM access, credit cards, merchant services, and convenient online and mobile banking platforms. Established in 2015, Primary Bank maintains a physical presence with four strategically located branches in Bedford, Manchester, Derry, and Nashua, New Hampshire, with its main headquarters situated in Bedford.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Primary Bank serves as a community financial institution, providing a comprehensive range of banking solutions to both individual and commercial clients across Southern New Hampshire. The bank's core offerings include essential deposit products such as checking, savings, money market, health savings, and individual retirement accounts, in addition to certificates of deposit. For businesses, Primary Bank extends a variety of financing options, including SBA loans, lines of credit for working capital and equipment purchases, business term loans, and guaranteed loans. Its extensive lending portfolio also covers diverse real estate needs, encompassing commercial real estate, commercial construction, acquisition and development, residential subdivision, non-owner occupied multi-family properties, and 1-4 family home loans, alongside letters of credit. Beyond traditional banking, clients can access advanced financial tools and services such as cash management, remote deposit, lockbox services, debit and ATM access, credit cards, merchant services, and convenient online and mobile banking platforms. Established in 2015, Primary Bank maintains a physical presence with four strategically located branches in Bedford, Manchester, Derry, and Nashua, New Hampshire, with its main headquarters situated in Bedford.
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