ENB Financial Corp (ENBP)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 54 | 58 | 64 | 67 | 75 | 49 | 66 | - |
| Operating profit | $m | 27 | 26 | ||||||
| Net profit | $m | 12 | 15 | 15 | 12 | 15 | 22 | 21 | - |
| EPS reported | $ | 3.80 | 3.72 | ||||||
| Operating cashflow per share | $ | 4.42 | 4.13 | ||||||
| Capex per share | $ | 1.05 | 0.46 | ||||||
| FCF per share | $ | 2.80 | 3.68 | ||||||
| Free cash flow | $m | 16 | 23 | ||||||
| Net debt | $m | -458 | -266 | ||||||
| Book value equity | $m | 161 | 172 | ||||||
| Book value per share | $ | 28.33 | 30.09 | ||||||
| Number of shares | m | 5.68 | 5.7 | ||||||
| DPS (TTM paid) | $ | 0.72 | 0.72 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 6.18 | 7.57 | ||||||
| P/B LTM | x | 0.83 | 0.78 | ||||||
| P/S LTM | x | 2.71 | 2.01 | ||||||
| P/FCF LTM | x | 8.41 | 5.70 | ||||||
| EV/EBITDA LTM | x | 6.93 | 7.01 | ||||||
| EV/Sales LTM | x | 2.32 | 1.76 | ||||||
| Earnings Yield LTM | % | +16.18% | +13.21% | ||||||
| FCF Yield | % | +11.89% | +17.53% | ||||||
| Quality | |||||||||
| ROE | % | +13.39% | +13.81% | ||||||
| ROIC | % | +3.49% | +3.45% | ||||||
| Operating margin | % | +30.82% | +24.34% | ||||||
| Gross margin | % | +98.98% | +82.28% | ||||||
| FCF/Sales | % | +18.32% | +19.15% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +40.22% | +37.27% | ||||||
| Sales Growth YoY | % | -34.11% | -11.25% | ||||||
| Net Income Growth YoY | % | +40.75% | +38.15% | ||||||
| FCF Growth | % | +44.99% | +113.71% | ||||||
| Operating Profit Growth | % | +43.54% | +41.38% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +3.06% | +2.54% | ||||||
| Dividend Growth | % | +4.35% | +4.35% | ||||||
| Payout Ratio | % | +18.91% | +19.24% | ||||||
| FCF/Debt | x | 0.12 | 0.12 | ||||||
| Net Debt/EBITDA | x | 2.32 | 1.06 | ||||||
| EBIT/Net interest | x | 0.71 | 0.72 | ||||||
| Net debt/market cap | % | +95.70% | +74.36% | ||||||
| Net debt/Equity | x | -2.85 | -1.55 | ||||||
| Gross debt/equity | x | 0.79 | 1.11 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
ENB Financial Corp functions as the parent company for Ephrata National Bank, providing a comprehensive suite of financial services to individuals and small to mid-sized enterprises across Pennsylvania, United States. Its deposit offerings feature both interest-bearing and non-interest-bearing checking accounts, NOW accounts, money market accounts, savings accounts, and time-based certificates of deposit. The institution's lending portfolio includes secured and unsecured commercial, real estate, and consumer loans. Moreover, it facilitates direct deposits and payments through electronic funds transfers. Additional services encompass ATM access, telephone banking, debit and credit card options, safe deposit boxes, remote deposit capture, and professional trust and investment advisory. The company also offers internet banking functionalities, such as online bill payment and wire transfers. As of January 19, 2022, ENB Financial Corp operated 12 full-service branches in Lancaster County, southeastern Lebanon County, and southern Berks County, Pennsylvania. The company was established in 1881 and is headquartered in Ephrata, Pennsylvania.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
ENB Financial Corp functions as the parent company for Ephrata National Bank, providing a comprehensive suite of financial services to individuals and small to mid-sized enterprises across Pennsylvania, United States. Its deposit offerings feature both interest-bearing and non-interest-bearing checking accounts, NOW accounts, money market accounts, savings accounts, and time-based certificates of deposit. The institution's lending portfolio includes secured and unsecured commercial, real estate, and consumer loans. Moreover, it facilitates direct deposits and payments through electronic funds transfers. Additional services encompass ATM access, telephone banking, debit and credit card options, safe deposit boxes, remote deposit capture, and professional trust and investment advisory. The company also offers internet banking functionalities, such as online bill payment and wire transfers. As of January 19, 2022, ENB Financial Corp operated 12 full-service branches in Lancaster County, southeastern Lebanon County, and southern Berks County, Pennsylvania. The company was established in 1881 and is headquartered in Ephrata, Pennsylvania.
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