ECB Bancorp, Inc. (ECBK)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 17 | 20 | 25 | 26 | 26 | 33 | 39 | - |
| Operating profit | $m | 10 | 15 | ||||||
| Net profit | $m | 5 | 4 | 3 | 4 | 4 | 8 | 11 | - |
| EPS reported | $ | 0.94 | 1.37 | ||||||
| Operating cashflow per share | $ | 1.14 | 2.84 | ||||||
| Capex per share | $ | 0.03 | 0.05 | ||||||
| FCF per share | $ | 1.11 | 2.80 | ||||||
| Free cash flow | $m | 9 | 22 | ||||||
| Net debt | $m | 181 | 161 | ||||||
| Book value equity | $m | 172 | 180 | ||||||
| Book value per share | $ | 20.69 | 21.58 | ||||||
| Number of shares | m | 8.31 | 8.34 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 18.50 | 15.50 | ||||||
| P/B LTM | x | 0.82 | 0.78 | ||||||
| P/S LTM | x | 4.24 | 3.63 | ||||||
| P/FCF LTM | x | 15.64 | 6.29 | ||||||
| EV/EBITDA LTM | x | 30.98 | 21.08 | ||||||
| EV/Sales LTM | x | 4.16 | 5.36 | ||||||
| Earnings Yield LTM | % | +5.41% | +6.45% | ||||||
| FCF Yield | % | +6.39% | +15.90% | ||||||
| Quality | |||||||||
| ROE | % | +4.52% | +6.55% | ||||||
| ROIC | % | +1.64% | -1.08% | ||||||
| Operating margin | % | +13.05% | +17.88% | ||||||
| Gross margin | % | +39.88% | +44.11% | ||||||
| FCF/Sales | % | +11.33% | +25.88% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +95.83% | +185.42% | ||||||
| Sales Growth YoY | % | +26.81% | +48.05% | ||||||
| Net Income Growth YoY | % | +94.74% | +186.12% | ||||||
| FCF Growth | % | +44.40% | +259.07% | ||||||
| Operating Profit Growth | % | +93.24% | +188.07% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 0.03 | 0.08 | ||||||
| Net Debt/EBITDA | x | 17.79 | 17.97 | ||||||
| EBIT/Net interest | x | 0.22 | 0.32 | ||||||
| Net debt/market cap | % | +2.02% | +1.57% | ||||||
| Net debt/Equity | x | 1.05 | 0.90 | ||||||
| Gross debt/equity | x | 1.66 | 1.58 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
ECB Bancorp, Inc. functions as the holding company for Everett Co-operative Bank, offering a comprehensive suite of banking products and financial services. The institution provides a variety of deposit accounts, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, demand deposit accounts, and both interest-bearing and non-interest-bearing checking options. Its lending portfolio encompasses diverse loans such as those for one-to-four family residential properties, commercial and multi-family real estate, construction and land development, general commercial purposes, and consumer needs, alongside home equity loans and lines of credit. Additionally, the company makes strategic investments in securities, primarily consisting of obligations issued by the U.S. government and federal agencies, mortgage-backed instruments, and corporate bonds. It conducts its operations through two full-service banking branches located in Everett and Lynnfield, Massachusetts. The company was founded in 1890 and maintains its headquarters in Everett, Massachusetts.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
ECB Bancorp, Inc. (ECBK)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
ECB Bancorp, Inc. functions as the holding company for Everett Co-operative Bank, offering a comprehensive suite of banking products and financial services. The institution provides a variety of deposit accounts, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, demand deposit accounts, and both interest-bearing and non-interest-bearing checking options. Its lending portfolio encompasses diverse loans such as those for one-to-four family residential properties, commercial and multi-family real estate, construction and land development, general commercial purposes, and consumer needs, alongside home equity loans and lines of credit. Additionally, the company makes strategic investments in securities, primarily consisting of obligations issued by the U.S. government and federal agencies, mortgage-backed instruments, and corporate bonds. It conducts its operations through two full-service banking branches located in Everett and Lynnfield, Massachusetts. The company was founded in 1890 and maintains its headquarters in Everett, Massachusetts.
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