Full history for every metric is available with a Kvantra account
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 97 | 99 | 109 | 93 | 112 | 70 | 66 | - |
| Operating profit | $m | -69 | -45 | ||||||
| Net profit | $m | 20 | 27 | 29 | 9 | 12 | -56 | -36 | 6 |
| EPS reported | $ | -4.17 | -2.58 | ||||||
| Operating cashflow per share | $ | -0.59 | 3.34 | ||||||
| Capex per share | $ | 0.12 | 0.08 | ||||||
| FCF per share | $ | -0.71 | 3.26 | ||||||
| Free cash flow | $m | -10 | 53 | ||||||
| Net debt | $m | -660 | -1,809 | ||||||
| Book value equity | $m | 226 | 227 | ||||||
| Book value per share | $ | 16.18 | 13.93 | ||||||
| Number of shares | m | 13.99 | 16.33 | ||||||
| DPS (TTM paid) | $ | 0.04 | 0.04 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | - | - | ||||||
| P/B LTM | x | 0.33 | 0.60 | ||||||
| P/S LTM | x | 1.08 | 2.04 | ||||||
| P/FCF LTM | x | -7.53 | 2.55 | ||||||
| EV/EBITDA LTM | x | 9.09 | 39.58 | ||||||
| EV/Sales LTM | x | -2.98 | -25.23 | ||||||
| Earnings Yield LTM | % | -74.59% | -27.21% | ||||||
| FCF Yield | % | -13.28% | 39.24% | ||||||
| Quality | |||||||||
| ROE | % | -24.76% | -16.19% | ||||||
| ROIC | % | -1.37% | -1.84% | ||||||
| Operating margin | % | -34.99% | -24.04% | ||||||
| Gross margin | % | -6.18% | 19.97% | ||||||
| FCF/Sales | % | -5.09% | 28.14% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | - | - | ||||||
| Sales Growth YoY | % | -37.57% | -33.31% | ||||||
| Net Income Growth YoY | % | - | - | ||||||
| FCF Growth | % | - | +417.42% | ||||||
| Operating Profit Growth | % | - | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 3.85% | 0.48% | ||||||
| Dividend Growth | % | -90.24% | 0.00% | ||||||
| Payout Ratio | % | -4.95% | -7.52% | ||||||
| FCF/Debt | x | -0.05 | 0.29 | ||||||
| Net Debt/EBITDA | x | 10.26 | 14.07 | ||||||
| EBIT/Net interest | x | -0.54 | -0.37 | ||||||
| Net debt/market cap | % | -878.24% | -1335.3% | ||||||
| Net debt/Equity | x | -2.92 | -7.96 | ||||||
| Gross debt/equity | x | 0.82 | 0.82 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
First Guaranty Bancshares, Inc. functions as the parent company for First Guaranty Bank, a financial institution delivering commercial banking services primarily across Louisiana and Texas. The bank offers a comprehensive suite of deposit products, including various checking accounts for personal and business use, savings accounts, money market accounts, demand deposits, and certificates of deposit (time deposits). These services are extended to individual consumers, small and medium-sized businesses, and municipal entities. Its lending portfolio is diverse, providing credit solutions such as real estate-backed loans (including commercial, non-farm non-residential, single-to-four-family residential, multifamily, construction, and land development), commercial and industrial loans, agricultural loans (including farmland), and other consumer loans. These are primarily aimed at small to medium-sized businesses, professionals, and individuals. Additionally, First Guaranty Bank provides numerous customer-centric services. Individuals can access credit cards, mobile check deposit, safe deposit boxes, official checks, robust online and mobile banking platforms, ATM services, and online bill payment. Business clients benefit from specialized solutions like merchant services, remote deposit capture, and lockbox services. A portion of the company's assets is strategically invested in various securities. This includes debt instruments issued by the United States Government and its agencies, state and municipal obligations, corporate bonds, mutual funds, and equity securities. It also allocates funds to mortgage-backed securities, predominantly those issued or guaranteed by U.S. Government agencies or enterprises. The company operates a network of 36 banking facilities. These are primarily located in significant market areas across Louisiana (including Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, Lake Charles, and Alexandria) and Texas (notably Dallas-Fort Worth-Arlington and Waco), with a presence also extending to Kentucky and West Virginia. First Guaranty Bancshares, Inc. was established in 1934 and maintains its corporate headquarters in Hammond, Louisiana.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
First Guaranty Bancshares, Inc. (FGBI)
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
First Guaranty Bancshares, Inc. functions as the parent company for First Guaranty Bank, a financial institution delivering commercial banking services primarily across Louisiana and Texas. The bank offers a comprehensive suite of deposit products, including various checking accounts for personal and business use, savings accounts, money market accounts, demand deposits, and certificates of deposit (time deposits). These services are extended to individual consumers, small and medium-sized businesses, and municipal entities. Its lending portfolio is diverse, providing credit solutions such as real estate-backed loans (including commercial, non-farm non-residential, single-to-four-family residential, multifamily, construction, and land development), commercial and industrial loans, agricultural loans (including farmland), and other consumer loans. These are primarily aimed at small to medium-sized businesses, professionals, and individuals. Additionally, First Guaranty Bank provides numerous customer-centric services. Individuals can access credit cards, mobile check deposit, safe deposit boxes, official checks, robust online and mobile banking platforms, ATM services, and online bill payment. Business clients benefit from specialized solutions like merchant services, remote deposit capture, and lockbox services. A portion of the company's assets is strategically invested in various securities. This includes debt instruments issued by the United States Government and its agencies, state and municipal obligations, corporate bonds, mutual funds, and equity securities. It also allocates funds to mortgage-backed securities, predominantly those issued or guaranteed by U.S. Government agencies or enterprises. The company operates a network of 36 banking facilities. These are primarily located in significant market areas across Louisiana (including Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, Lake Charles, and Alexandria) and Texas (notably Dallas-Fort Worth-Arlington and Waco), with a presence also extending to Kentucky and West Virginia. First Guaranty Bancshares, Inc. was established in 1934 and maintains its corporate headquarters in Hammond, Louisiana.
- SR Bancorp, Inc. Common stock
- Caisse Regionale de Credit Agricole Mutuel de la Touraine et du Poitou Cert.Coop.d'Invt.
- Security Federal Corporation
- PT Bank Ganesha Tbk
- Capital Small Finance Bank Limited
- Southern Michigan Bancorp, Inc.
- PT Bank China Construction Bank Indonesia Tbk
- Caisse Régionale de Crédit Agricole Mutuel Sud Rhône Alpes
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