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ProAssurance Corporation (PRA)
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 887 | 1,075 | 1,102 | 1,130 | 1,128 | 1,098 | 1,079 |
| Operating profit | $m | 72 | 88 | |||||
| Net profit | $m | -176 | 144 | -0 | -39 | 53 | 51 | 65 |
| EPS reported | $ | 0.99 | 1.25 | |||||
| Operating cashflow per share | $ | -0.50 | -0.69 | |||||
| Capex per share | $ | 0.07 | 0.07 | |||||
| FCF per share | $ | -0.57 | -0.75 | |||||
| Free cash flow | $m | -29 | -39 | |||||
| Net debt | $m | -3,709 | -3,667 | |||||
| Book value equity | $m | 1,349 | 1,339 | |||||
| Book value per share | $ | 26.11 | 25.84 | |||||
| Number of shares | m | 51.67 | 51.81 | |||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 24.40 | 20.03 | |||||
| P/B LTM | x | 0.92 | 0.96 | |||||
| P/S LTM | x | 1.13 | 1.20 | |||||
| P/FCF LTM | x | -42.45 | -33.26 | |||||
| EV/EBITDA LTM | x | 15.38 | -19.62 | |||||
| EV/Sales LTM | x | 1.49 | -2.20 | |||||
| Earnings Yield LTM | % | 4.10% | 4.99% | |||||
| FCF Yield | % | -2.36% | -3.01% | |||||
| Quality | ||||||||
| ROE | % | 3.77% | 4.95% | |||||
| ROIC | % | 2.53% | 3.31% | |||||
| Operating margin | % | 6.56% | 8.12% | |||||
| Gross margin | % | 39.40% | 33.66% | |||||
| FCF/Sales | % | -2.66% | -3.59% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | -3.88% | +50.60% | |||||
| Sales Growth YoY | % | -2.67% | -3.16% | |||||
| Net Income Growth YoY | % | -3.47% | +54.14% | |||||
| FCF Growth | % | - | - | |||||
| Operating Profit Growth | % | +14.25% | +70.32% | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 0.00% | 0.00% | |||||
| Dividend Growth | % | 0.00% | 0.00% | |||||
| Payout Ratio | % | 0.00% | 0.00% | |||||
| FCF/Debt | x | -0.07 | -0.09 | |||||
| Net Debt/EBITDA | x | 3.74 | 3.46 | |||||
| EBIT/Net interest | x | 3.46 | 4.22 | |||||
| Net debt/market cap | % | -299.00% | -284.20% | |||||
| Net debt/Equity | x | -2.75 | -2.74 | |||||
| Gross debt/equity | x | 0.32 | 0.32 | |||||
Company overview
ProAssurance Corporation, founded in 1976 and headquartered in Birmingham, Alabama, serves as a prominent provider of property and casualty insurance along with reinsurance solutions across the United States. The company's operations are structured across distinct segments: Specialty Property and Casualty, Workers' Compensation Insurance, Segregated Portfolio Cell Reinsurance, and its involvement with the Lloyd's Syndicate. In its specialty offerings, ProAssurance delivers professional liability coverage specifically tailored for healthcare professionals, institutions, and legal practitioners, in addition to providing liability insurance for medical technology and life sciences industries. For workers' compensation, the firm presents a diverse array of policy choices, including guaranteed cost, dividend-eligible, retrospectively rated, and deductible policies. Furthermore, it extends alternative market services such encompassing program design, fronting, claims administration, risk management, and comprehensive segregated portfolio cell management for individual companies, groups, and associations. ProAssurance also maintains an active role in Lloyd's of London Syndicate 1729, through which it underwrites various property and casualty insurance and reinsurance business. The company distributes its extensive product portfolio via a network of independent agencies and brokers, complemented by its internal sales force.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
ProAssurance Corporation (PRA)
ProAssurance Corporation, founded in 1976 and headquartered in Birmingham, Alabama, serves as a prominent provider of property and casualty insurance along with reinsurance solutions across the United States. The company's operations are structured across distinct segments: Specialty Property and Casualty, Workers' Compensation Insurance, Segregated Portfolio Cell Reinsurance, and its involvement with the Lloyd's Syndicate. In its specialty offerings, ProAssurance delivers professional liability coverage specifically tailored for healthcare professionals, institutions, and legal practitioners, in addition to providing liability insurance for medical technology and life sciences industries. For workers' compensation, the firm presents a diverse array of policy choices, including guaranteed cost, dividend-eligible, retrospectively rated, and deductible policies. Furthermore, it extends alternative market services such encompassing program design, fronting, claims administration, risk management, and comprehensive segregated portfolio cell management for individual companies, groups, and associations. ProAssurance also maintains an active role in Lloyd's of London Syndicate 1729, through which it underwrites various property and casualty insurance and reinsurance business. The company distributes its extensive product portfolio via a network of independent agencies and brokers, complemented by its internal sales force.
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