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Key financial summary
Financials in EUR| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | €m | 913 | 923 | 942 | 967 | 999 | 1,122 | 1,480 | 1,187 |
| Operating profit | €m | 114 | 736 | ||||||
| Net profit | €m | 135 | 110 | 63 | -4 | 64 | 86 | 136 | 104 |
| EPS reported | € | 0.08 | 0.12 | ||||||
| Operating cashflow per share | € | 0.17 | 0.20 | ||||||
| Capex per share | € | 0.00 | 0.00 | ||||||
| FCF per share | € | 0.16 | 0.20 | ||||||
| Free cash flow | €m | 179 | 216 | ||||||
| Net debt | €m | -14.5 | -22.2 | ||||||
| Book value equity | €m | 404 | 430 | ||||||
| Book value per share | € | 0.37 | 0.40 | ||||||
| Number of shares | m | 1,088.42 | 1,087.93 | ||||||
| DPS (TTM paid) | € | 0.03 | 0.04 |
Financial summary
Financials in EUR| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 14.21 | 9.77 | ||||||
| P/B LTM | x | 3.01 | 3.08 | ||||||
| P/S LTM | x | 1.09 | 0.90 | ||||||
| P/FCF LTM | x | 6.82 | 6.12 | ||||||
| EV/EBITDA LTM | x | 10.57 | 10.48 | ||||||
| EV/Sales LTM | x | 1.07 | 0.88 | ||||||
| Earnings Yield LTM | % | 7.04% | 10.24% | ||||||
| FCF Yield | % | 14.67% | 16.34% | ||||||
| Quality | |||||||||
| ROE | % | 21.19% | 32.79% | ||||||
| ROIC | % | 8.82% | 37.97% | ||||||
| Operating margin | % | 10.17% | 49.71% | ||||||
| Gross margin | % | 100.00% | 64.68% | ||||||
| FCF/Sales | % | 15.94% | 14.63% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +31.33% | +33.63% | ||||||
| Sales Growth YoY | % | +12.36% | +9.83% | ||||||
| Net Income Growth YoY | % | +33.47% | +38.91% | ||||||
| FCF Growth | % | +199.32% | +45.27% | ||||||
| Operating Profit Growth | % | +37.00% | -14.77% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 3.69% | 3.62% | ||||||
| Dividend Growth | % | -50.00% | +6.64% | ||||||
| Payout Ratio | % | 52.49% | 38.64% | ||||||
| FCF/Debt | x | 42.69 | 131.84 | ||||||
| Net Debt/EBITDA | x | -0.11 | -0.18 | ||||||
| EBIT/Net interest | x | 0.00 | 0.00 | ||||||
| Net debt/market cap | % | -1.19% | -1.68% | ||||||
| Net debt/Equity | x | -0.04 | -0.05 | ||||||
| Gross debt/equity | x | 0.01 | 0.00 | ||||||
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
Company overview
Línea Directa Aseguradora, S.A., based in Tres Cantos, Spain, is an insurance and reinsurance enterprise conducting business throughout Spain and Portugal. Founded in 1994, the company delivers a comprehensive portfolio of non-life insurance offerings, encompassing policies for motor vehicles, homes, and health. These products are marketed through its distinct brands, which include Línea Directa, Penelope Seguros, Aprecio, and Vivaz Seguros. Beyond its core insurance operations, the firm extends its services to include vehicle inspections and repairs, emergency roadside assistance, and specialized support for motorcycles. Furthermore, Línea Directa Aseguradora provides insurance brokerage, claims management, coordination of claims-related repairs, and various other household-centric services. Its products are primarily distributed through direct sales channels, namely telephone and internet. The company was originally incorporated as Bankinter Aseguradora Directa, S.A. Compañía de Seguros y Reaseguros, before changing its name to Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros in January 1995.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Línea Directa Aseguradora, S.A. (LDA.MC)
Based on consensus from external analysts. Not Kvantra's opinion.
Línea Directa Aseguradora, S.A., based in Tres Cantos, Spain, is an insurance and reinsurance enterprise conducting business throughout Spain and Portugal. Founded in 1994, the company delivers a comprehensive portfolio of non-life insurance offerings, encompassing policies for motor vehicles, homes, and health. These products are marketed through its distinct brands, which include Línea Directa, Penelope Seguros, Aprecio, and Vivaz Seguros. Beyond its core insurance operations, the firm extends its services to include vehicle inspections and repairs, emergency roadside assistance, and specialized support for motorcycles. Furthermore, Línea Directa Aseguradora provides insurance brokerage, claims management, coordination of claims-related repairs, and various other household-centric services. Its products are primarily distributed through direct sales channels, namely telephone and internet. The company was originally incorporated as Bankinter Aseguradora Directa, S.A. Compañía de Seguros y Reaseguros, before changing its name to Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros in January 1995.
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