Kemper Corporation (KMPR)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 5,179 | 5,615 | 5,451 | 4,945 | 4,633 | 4,801 | 4,573 | 4,280 |
| Operating profit | $m | 161 | -521 | ||||||
| Net profit | $m | 410 | -124 | -287 | -272 | 318 | 143 | -495 | 121 |
| EPS reported | $ | 2.29 | -8.41 | ||||||
| Operating cashflow per share | $ | 9.43 | 8.88 | ||||||
| Capex per share | $ | 0.49 | 0.82 | ||||||
| FCF per share | $ | 8.93 | 8.06 | ||||||
| Free cash flow | $m | 554 | 475 | ||||||
| Net debt | $m | 507 | 944 | ||||||
| Book value equity | $m | 2,681 | 2,193 | ||||||
| Book value per share | $ | 42.83 | 37.25 | ||||||
| Number of shares | m | 62.61 | 58.87 | ||||||
| DPS (TTM paid) | $ | 1.28 | 1.28 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 17.70 | - | ||||||
| P/B LTM | x | 0.94 | 1.15 | ||||||
| P/S LTM | x | 0.52 | 0.55 | ||||||
| P/FCF LTM | x | 4.54 | 5.30 | ||||||
| EV/EBITDA LTM | x | 12.41 | -7.71 | ||||||
| EV/Sales LTM | x | 0.71 | 0.56 | ||||||
| Earnings Yield LTM | % | +5.65% | -30.70% | ||||||
| FCF Yield | % | +22.03% | +18.87% | ||||||
| Quality | |||||||||
| ROE | % | +5.34% | -19.33% | ||||||
| ROIC | % | +1.06% | -4.23% | ||||||
| Operating margin | % | +3.35% | -11.40% | ||||||
| Gross margin | % | +29.68% | +36.16% | ||||||
| FCF/Sales | % | +11.54% | +10.38% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | -53.36% | - | ||||||
| Sales Growth YoY | % | +3.62% | -1.28% | ||||||
| Net Income Growth YoY | % | -54.91% | - | ||||||
| FCF Growth | % | +68.00% | +43.92% | ||||||
| Operating Profit Growth | % | -58.64% | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +3.17% | +4.67% | ||||||
| Dividend Growth | % | +3.23% | +3.23% | ||||||
| Payout Ratio | % | +55.52% | -18.89% | ||||||
| FCF/Debt | x | 0.55 | 0.50 | ||||||
| Net Debt/EBITDA | x | 3.21 | -2.15 | ||||||
| EBIT/Net interest | x | 4.17 | -14.37 | ||||||
| Net debt/market cap | % | +38.21% | +58.51% | ||||||
| Net debt/Equity | x | 0.19 | 0.43 | ||||||
| Gross debt/equity | x | 0.37 | 0.43 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Kemper Corporation functions as a comprehensive insurance holding entity, providing a wide array of property and casualty, alongside life and health insurance coverage throughout the United States. Its operations are divided into three primary segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance. The company offers individual clients a variety of property and casualty protection, such as automobile, homeowners', renters', fire, umbrella, and general liability policies. Additionally, it supplies commercial automobile insurance for businesses. Regarding life and health offerings, Kemper delivers diverse life insurance products, including both permanent and term options. It also provides supplementary accident and health plans, Medicare supplemental insurance, fixed hospital indemnity, home health care services, specific disease policies, and accident-only coverage, tailored for individuals across rural, suburban, and urban environments. Its insurance solutions are primarily distributed via a network of independent agents and brokers. Established in 1990 and based in Chicago, Illinois, the company rebranded as Kemper Corporation in August 2011, having previously operated under the name Unitrin, Inc.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Kemper Corporation functions as a comprehensive insurance holding entity, providing a wide array of property and casualty, alongside life and health insurance coverage throughout the United States. Its operations are divided into three primary segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance. The company offers individual clients a variety of property and casualty protection, such as automobile, homeowners', renters', fire, umbrella, and general liability policies. Additionally, it supplies commercial automobile insurance for businesses. Regarding life and health offerings, Kemper delivers diverse life insurance products, including both permanent and term options. It also provides supplementary accident and health plans, Medicare supplemental insurance, fixed hospital indemnity, home health care services, specific disease policies, and accident-only coverage, tailored for individuals across rural, suburban, and urban environments. Its insurance solutions are primarily distributed via a network of independent agents and brokers. Established in 1990 and based in Chicago, Illinois, the company rebranded as Kemper Corporation in August 2011, having previously operated under the name Unitrin, Inc.
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