United Fire Group, Inc. (UFCS)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | $m | 1,078 | 1,056 | 988 | 1,098 | 1,252 | 1,386 | 1,473 | 1,483 |
| Operating profit | $m | 148 | 177 | ||||||
| Net profit | $m | -113 | 81 | 15 | -30 | 62 | 118 | 141 | 130 |
| EPS reported | $ | 4.48 | 5.38 | ||||||
| Operating cashflow per share | $ | 10.22 | 10.58 | ||||||
| Capex per share | $ | 0.24 | 0.12 | ||||||
| FCF per share | $ | 9.98 | 10.45 | ||||||
| Free cash flow | $m | 263 | 268 | ||||||
| Net debt | $m | -1,128 | 7 | ||||||
| Book value equity | $m | 941 | 977 | ||||||
| Book value per share | $ | 35.67 | 37.74 | ||||||
| Number of shares | m | 26.38 | 25.9 | ||||||
| DPS (TTM paid) | $ | 0.64 | 0.76 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 8.11 | 9.91 | ||||||
| P/B LTM | x | 1.02 | 0.98 | ||||||
| P/S LTM | x | 0.69 | 0.65 | ||||||
| P/FCF LTM | x | 3.64 | 3.57 | ||||||
| EV/EBITDA LTM | x | 5.58 | 3.36 | ||||||
| EV/Sales LTM | x | 0.68 | 0.94 | ||||||
| Earnings Yield LTM | % | +12.33% | +10.09% | ||||||
| FCF Yield | % | +27.46% | +27.99% | ||||||
| Quality | |||||||||
| ROE | % | +12.56% | +14.96% | ||||||
| ROIC | % | +9.41% | +15.87% | ||||||
| Operating margin | % | +10.67% | +12.01% | ||||||
| Gross margin | % | +44.86% | +54.47% | ||||||
| FCF/Sales | % | +18.99% | +18.22% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +87.45% | +125.10% | ||||||
| Sales Growth YoY | % | +10.75% | +17.66% | ||||||
| Net Income Growth YoY | % | +90.76% | +127.51% | ||||||
| FCF Growth | % | -19.83% | -18.27% | ||||||
| Operating Profit Growth | % | +92.04% | +129.56% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.70% | +1.35% | ||||||
| Dividend Growth | % | 0.00% | +18.75% | ||||||
| Payout Ratio | % | +13.80% | +13.06% | ||||||
| FCF/Debt | x | 1.80 | 1.83 | ||||||
| Net Debt/EBITDA | x | -0.06 | 0.02 | ||||||
| EBIT/Net interest | x | 13.13 | 13.96 | ||||||
| Net debt/market cap | % | +15.25% | +10.68% | ||||||
| Net debt/Equity | x | -1.20 | 0.01 | ||||||
| Gross debt/equity | x | 0.16 | 0.15 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Headquartered in Cedar Rapids, Iowa, United Fire Group, Inc. (UFCS) operates throughout the United States, specializing in property and casualty insurance solutions for both personal and commercial clients. The company's diverse portfolio includes commercial multiple peril, inland marine, and various commercial property and casualty coverages such as fire and allied lines, general liability, automobile, workers' compensation, and fidelity and surety bonds. For individuals, they offer automobile and fire and allied lines policies, including homeowners' insurance. Additionally, United Fire Group engages in assumed reinsurance. Distribution of these offerings occurs through a network of independent agencies. The firm has been providing these services since its establishment in 1946.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
United Fire Group, Inc. (UFCS)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Headquartered in Cedar Rapids, Iowa, United Fire Group, Inc. (UFCS) operates throughout the United States, specializing in property and casualty insurance solutions for both personal and commercial clients. The company's diverse portfolio includes commercial multiple peril, inland marine, and various commercial property and casualty coverages such as fire and allied lines, general liability, automobile, workers' compensation, and fidelity and surety bonds. For individuals, they offer automobile and fire and allied lines policies, including homeowners' insurance. Additionally, United Fire Group engages in assumed reinsurance. Distribution of these offerings occurs through a network of independent agencies. The firm has been providing these services since its establishment in 1946.
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