Madison County Financial, Inc. (MCBK)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 21 | 22 | 17 | 13 | 14 | 18 | 19 | - |
| Operating profit | $m | 8 | 9 | ||||||
| Net profit | $m | 7 | 7 | 8 | 3 | 4 | 7 | 8 | - |
| EPS reported | $ | 2.55 | 2.94 | ||||||
| Operating cashflow per share | $ | 1.97 | 0.00 | ||||||
| Capex per share | $ | 0.00 | 0.00 | ||||||
| FCF per share | $ | 1.97 | 0.00 | ||||||
| Free cash flow | $m | 5 | 0 | ||||||
| Net debt | $m | 66 | 0 | ||||||
| Book value equity | $m | 101 | 103 | ||||||
| Book value per share | $ | 39.43 | 40.04 | ||||||
| Number of shares | m | 2.55 | 2.56 | ||||||
| DPS (TTM paid) | $ | 0.61 | 0.61 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 10.29 | 12.28 | ||||||
| P/B LTM | x | 0.67 | 0.65 | ||||||
| P/S LTM | x | 3.81 | 3.47 | ||||||
| P/FCF LTM | x | 13.35 | 0.00 | ||||||
| EV/EBITDA LTM | x | 17.41 | 14.74 | ||||||
| EV/Sales LTM | x | 4.12 | 3.62 | ||||||
| Earnings Yield LTM | % | +9.72% | +8.14% | ||||||
| FCF Yield | % | +7.49% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +6.46% | +7.04% | ||||||
| ROIC | % | +1.03% | +1.16% | ||||||
| Operating margin | % | +23.68% | +28.44% | ||||||
| Gross margin | % | +54.41% | +63.22% | ||||||
| FCF/Sales | % | +15.52% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +73.47% | +100.00% | ||||||
| Sales Growth YoY | % | +26.84% | +39.17% | ||||||
| Net Income Growth YoY | % | +70.37% | +97.98% | ||||||
| FCF Growth | % | +24.17% | -100.00% | ||||||
| Operating Profit Growth | % | +82.57% | +115.59% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.38% | +1.88% | ||||||
| Dividend Growth | % | +69.44% | +69.44% | ||||||
| Payout Ratio | % | +14.21% | 0.00% | ||||||
| FCF/Debt | x | 0.07 | - | ||||||
| Net Debt/EBITDA | x | 8.65 | 2.27 | ||||||
| EBIT/Net interest | x | 0.52 | 0.77 | ||||||
| Net debt/market cap | % | +1.08% | +21.73% | ||||||
| Net debt/Equity | x | 0.66 | 0.00 | ||||||
| Gross debt/equity | x | 0.72 | 0.00 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Madison County Financial, Inc. serves as the parent organization for Madison County Bank, a financial institution that delivers a broad spectrum of banking and financial offerings to both individual and corporate clients across Nebraska, United States. Its diverse product portfolio includes various deposit solutions such as checking accounts, money market savings accounts, standard savings accounts, individual retirement accounts (IRAs), and certificates of deposit (CDs). In terms of credit, the company issues both credit and debit cards, alongside a comprehensive range of lending products. These encompass residential home loans and consumer financing for purposes like home equity lines of credit (HELOCs), second mortgages, home improvements, recreational vehicles, personal expenses, and overdraft protection, as well as vehicle loans for automobiles, trucks, and vans. Furthermore, Madison County Bank supports the agricultural sector with specialized loans for real estate, machinery and equipment, livestock and crops, and operational needs. For businesses, it extends commercial loans covering real estate, construction projects, investment properties, and working capital, in addition to equipment financing services. Complementing these services, the company provides modern digital banking capabilities, including online and mobile platforms, as well as merchant services for businesses. Founded in 1888 and headquartered in Madison, Nebraska, the entity was formerly known as Madison County Holding Company before officially adopting the name Madison County Financial, Inc. in October 2012.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Madison County Financial, Inc. (MCBK)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Madison County Financial, Inc. serves as the parent organization for Madison County Bank, a financial institution that delivers a broad spectrum of banking and financial offerings to both individual and corporate clients across Nebraska, United States. Its diverse product portfolio includes various deposit solutions such as checking accounts, money market savings accounts, standard savings accounts, individual retirement accounts (IRAs), and certificates of deposit (CDs). In terms of credit, the company issues both credit and debit cards, alongside a comprehensive range of lending products. These encompass residential home loans and consumer financing for purposes like home equity lines of credit (HELOCs), second mortgages, home improvements, recreational vehicles, personal expenses, and overdraft protection, as well as vehicle loans for automobiles, trucks, and vans. Furthermore, Madison County Bank supports the agricultural sector with specialized loans for real estate, machinery and equipment, livestock and crops, and operational needs. For businesses, it extends commercial loans covering real estate, construction projects, investment properties, and working capital, in addition to equipment financing services. Complementing these services, the company provides modern digital banking capabilities, including online and mobile platforms, as well as merchant services for businesses. Founded in 1888 and headquartered in Madison, Nebraska, the entity was formerly known as Madison County Holding Company before officially adopting the name Madison County Financial, Inc. in October 2012.
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