Flagstar Financial, Inc. (FLG)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 1,161 | 1,350 | 1,482 | 3,633 | 2,583 | 1,950 | 2,022 | - |
| Operating profit | $m | -198 | 84 | ||||||
| Net profit | $m | 511 | 596 | 650 | -79 | -1,118 | -177 | 48 | 126 |
| EPS reported | $ | -0.51 | 0.02 | ||||||
| Operating cashflow per share | $ | -1.29 | 0.42 | ||||||
| Capex per share | $ | 0.16 | 0.23 | ||||||
| FCF per share | $ | -1.45 | 0.19 | ||||||
| Free cash flow | $m | -601 | 79 | ||||||
| Net debt | $m | -4,070 | -6,032 | ||||||
| Book value equity | $m | 8,144 | 8,141 | ||||||
| Book value per share | $ | 19.61 | 17.19 | ||||||
| Number of shares | m | 415.33 | 473.62 | ||||||
| DPS (TTM paid) | $ | 0.04 | 0.04 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | - | 665.05 | ||||||
| P/B LTM | x | 0.64 | 0.64 | ||||||
| P/S LTM | x | 2.68 | 2.59 | ||||||
| P/FCF LTM | x | -8.70 | 66.19 | ||||||
| EV/EBITDA LTM | x | -337.20 | 78.78 | ||||||
| EV/Sales LTM | x | 3.59 | 3.77 | ||||||
| Earnings Yield LTM | % | -3.38% | +0.15% | ||||||
| FCF Yield | % | -11.49% | +1.51% | ||||||
| Quality | |||||||||
| ROE | % | -2.17% | +0.59% | ||||||
| ROIC | % | +1.34% | +0.27% | ||||||
| Operating margin | % | -4.22% | +1.92% | ||||||
| Gross margin | % | +37.61% | +44.96% | ||||||
| FCF/Sales | % | -12.80% | +1.81% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | - | - | ||||||
| Sales Growth YoY | % | -24.51% | -21.72% | ||||||
| Net Income Growth YoY | % | - | - | ||||||
| FCF Growth | % | - | +58.00% | ||||||
| Operating Profit Growth | % | - | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +0.92% | +0.28% | ||||||
| Dividend Growth | % | -80.00% | -80.00% | ||||||
| Payout Ratio | % | -22.66% | +580.90% | ||||||
| FCF/Debt | x | -0.05 | 0.01 | ||||||
| Net Debt/EBITDA | x | -232.62 | 49.16 | ||||||
| EBIT/Net interest | x | -0.07 | 0.04 | ||||||
| Net debt/market cap | % | +2.33% | +1.84% | ||||||
| Net debt/Equity | x | -0.50 | -0.74 | ||||||
| Gross debt/equity | x | 1.50 | 1.34 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Flagstar Financial, Inc. serves as the holding company for Flagstar Bank, N.A., delivering a wide array of banking solutions and services throughout the United States. Its deposit portfolio features interest-bearing checking, money market, savings, and non-interest-bearing accounts, alongside retirement savings plans and certificates of deposit. The institution extends a diverse range of credit facilities, including financing for multi-family properties, commercial real estate ventures, and acquisition, development, and construction projects. Further offerings encompass commercial and industrial loans, mortgages for one-to-four family residences, specialized finance loans and leases, and warehouse lending. Additionally, Flagstar provides various consumer credit options, such as home equity lines of credit, indirect loans for boats and recreational vehicles, point-of-sale consumer financing, and overdraft facilities. Beyond traditional banking, the company offers cash management tools, a selection of non-deposit investment and insurance products, and convenient digital access through online, mobile, and telephone banking platforms. Its primary clientele consists of individual consumers, small to medium-sized businesses, and professional organizations. Established in 1859 and based in Hicksville, New York, the company recently changed its name to Flagstar Financial, Inc. in October 2024, having formerly been known as New York Community Bancorp, Inc.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Flagstar Financial, Inc. (FLG)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Flagstar Financial, Inc. serves as the holding company for Flagstar Bank, N.A., delivering a wide array of banking solutions and services throughout the United States. Its deposit portfolio features interest-bearing checking, money market, savings, and non-interest-bearing accounts, alongside retirement savings plans and certificates of deposit. The institution extends a diverse range of credit facilities, including financing for multi-family properties, commercial real estate ventures, and acquisition, development, and construction projects. Further offerings encompass commercial and industrial loans, mortgages for one-to-four family residences, specialized finance loans and leases, and warehouse lending. Additionally, Flagstar provides various consumer credit options, such as home equity lines of credit, indirect loans for boats and recreational vehicles, point-of-sale consumer financing, and overdraft facilities. Beyond traditional banking, the company offers cash management tools, a selection of non-deposit investment and insurance products, and convenient digital access through online, mobile, and telephone banking platforms. Its primary clientele consists of individual consumers, small to medium-sized businesses, and professional organizations. Established in 1859 and based in Hicksville, New York, the company recently changed its name to Flagstar Financial, Inc. in October 2024, having formerly been known as New York Community Bancorp, Inc.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free