BancFirst Corporation (BANF)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 444 | 486 | 557 | 610 | 631 | 514 | 480 | - |
| Operating profit | $m | 303 | 321 | ||||||
| Net profit | $m | 100 | 168 | 193 | 212 | 216 | 241 | 252 | 261 |
| EPS reported | $ | 7.12 | 7.41 | ||||||
| Operating cashflow per share | $ | 8.54 | 8.61 | ||||||
| Capex per share | $ | 1.45 | 1.31 | ||||||
| FCF per share | $ | 7.09 | 7.31 | ||||||
| Free cash flow | $m | 237 | 245 | ||||||
| Net debt | $m | -116 | -5,426 | ||||||
| Book value equity | $m | 1,854 | 1,957 | ||||||
| Book value per share | $ | 54.68 | 57.49 | ||||||
| Number of shares | m | 33.91 | 34.04 | ||||||
| DPS (TTM paid) | $ | 1.90 | 2.48 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 14.89 | 14.48 | ||||||
| P/B LTM | x | 1.91 | 1.81 | ||||||
| P/S LTM | x | 6.89 | 7.39 | ||||||
| P/FCF LTM | x | 14.95 | 14.45 | ||||||
| EV/EBITDA LTM | x | 10.59 | 10.22 | ||||||
| EV/Sales LTM | x | 4.19 | -0.67 | ||||||
| Earnings Yield LTM | % | +6.72% | +6.91% | ||||||
| FCF Yield | % | +6.69% | +6.92% | ||||||
| Quality | |||||||||
| ROE | % | +12.98% | +13.44% | ||||||
| ROIC | % | +1.61% | +11.21% | ||||||
| Operating margin | % | +36.80% | +41.06% | ||||||
| Gross margin | % | +82.91% | +90.55% | ||||||
| FCF/Sales | % | +28.75% | +31.41% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +10.56% | +15.06% | ||||||
| Sales Growth YoY | % | -18.53% | -24.04% | ||||||
| Net Income Growth YoY | % | +11.21% | +16.40% | ||||||
| FCF Growth | % | +5.53% | +9.23% | ||||||
| Operating Profit Growth | % | +10.21% | +16.49% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.76% | +1.74% | ||||||
| Dividend Growth | % | +6.74% | +39.33% | ||||||
| Payout Ratio | % | +25.77% | +25.64% | ||||||
| FCF/Debt | x | 1.77 | 2.66 | ||||||
| Net Debt/EBITDA | x | -0.29 | -12.77 | ||||||
| EBIT/Net interest | x | 0.98 | 1.06 | ||||||
| Net debt/market cap | % | +3.14% | +2.43% | ||||||
| Net debt/Equity | x | -0.06 | -2.77 | ||||||
| Gross debt/equity | x | 0.07 | 0.05 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
BancFirst Corporation functions as the parent bank holding company for BancFirst, delivering a wide spectrum of commercial banking services to both retail customers and small to mid-sized businesses. Its operations are organized into key divisions: Metropolitan Banks, Community Banks, Pegasus Bank, and a segment for Other Financial Services. The institution presents a comprehensive selection of deposit options, such as checking, negotiable order of withdrawal (NOW) accounts, savings, money market, sweep, and club accounts, in addition to individual retirement accounts (IRAs) and certificates of deposit (CDs). It also provides convenient features like overdraft protection and automatic drafting services. Regarding lending, BancFirst offers various commercial and financial loans tailored to support working capital, the acquisition or expansion of facilities, equipment purchases, and other business necessities. Its lending portfolio includes specialized areas like private banking, financing for the energy sector, commercial and residential real estate, and general commercial and industrial (C&I) loans. Moreover, it extends consumer loans to facilitate purchases of personal goods such as vehicles, boats, household items, as well as funding for vacations and educational pursuits. Beyond its core banking activities, the corporation engages in investment management and the administration of trusts for individuals, corporate entities, and employee benefit plans. It also acts as a bond trustee and paying agent for numerous municipal and governmental bodies throughout Oklahoma. Additional services encompass correspondent banking, including item processing and research, real estate investment ventures, and insurance agency operations. Rounding out its offerings are funds transfer, collection services, safe deposit boxes, and cash management solutions. BancFirst primarily caters to clients in Oklahoma's non-metropolitan trade centers and urban areas within its metropolitan statistical regions. The company maintains an extensive network of 108 banking branches across Oklahoma, supplemented by three locations in Dallas, Texas. Established in 1984, BancFirst Corporation was initially known as United Community Corporation before changing its name in November 1988, and its corporate headquarters are situated in Oklahoma City, Oklahoma.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
BancFirst Corporation (BANF)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
BancFirst Corporation functions as the parent bank holding company for BancFirst, delivering a wide spectrum of commercial banking services to both retail customers and small to mid-sized businesses. Its operations are organized into key divisions: Metropolitan Banks, Community Banks, Pegasus Bank, and a segment for Other Financial Services. The institution presents a comprehensive selection of deposit options, such as checking, negotiable order of withdrawal (NOW) accounts, savings, money market, sweep, and club accounts, in addition to individual retirement accounts (IRAs) and certificates of deposit (CDs). It also provides convenient features like overdraft protection and automatic drafting services. Regarding lending, BancFirst offers various commercial and financial loans tailored to support working capital, the acquisition or expansion of facilities, equipment purchases, and other business necessities. Its lending portfolio includes specialized areas like private banking, financing for the energy sector, commercial and residential real estate, and general commercial and industrial (C&I) loans. Moreover, it extends consumer loans to facilitate purchases of personal goods such as vehicles, boats, household items, as well as funding for vacations and educational pursuits. Beyond its core banking activities, the corporation engages in investment management and the administration of trusts for individuals, corporate entities, and employee benefit plans. It also acts as a bond trustee and paying agent for numerous municipal and governmental bodies throughout Oklahoma. Additional services encompass correspondent banking, including item processing and research, real estate investment ventures, and insurance agency operations. Rounding out its offerings are funds transfer, collection services, safe deposit boxes, and cash management solutions. BancFirst primarily caters to clients in Oklahoma's non-metropolitan trade centers and urban areas within its metropolitan statistical regions. The company maintains an extensive network of 108 banking branches across Oklahoma, supplemented by three locations in Dallas, Texas. Established in 1984, BancFirst Corporation was initially known as United Community Corporation before changing its name in November 1988, and its corporate headquarters are situated in Oklahoma City, Oklahoma.
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