Cathay General Bancorp (CATY)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 595 | 652 | 791 | 810 | 730 | 818 | 853 | - |
| Operating profit | $m | 407 | 461 | ||||||
| Net profit | $m | 229 | 298 | 361 | 354 | 286 | 315 | 347 | 371 |
| EPS reported | $ | 4.54 | 5.12 | ||||||
| Operating cashflow per share | $ | 5.45 | 8.08 | ||||||
| Capex per share | $ | 0.07 | 0.11 | ||||||
| FCF per share | $ | 5.37 | 7.97 | ||||||
| Free cash flow | $m | 364 | 534 | ||||||
| Net debt | $m | -1,632 | -2,856 | ||||||
| Book value equity | $m | 2,925 | 3,047 | ||||||
| Book value per share | $ | 43.03 | 45.27 | ||||||
| Number of shares | m | 67.99 | 67.3 | ||||||
| DPS (TTM paid) | $ | 1.36 | 1.48 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 10.66 | 11.86 | ||||||
| P/B LTM | x | 1.12 | 1.08 | ||||||
| P/S LTM | x | 4.00 | 3.84 | ||||||
| P/FCF LTM | x | 9.01 | 6.13 | ||||||
| EV/EBITDA LTM | x | 7.74 | 6.94 | ||||||
| EV/Sales LTM | x | 2.41 | 3.01 | ||||||
| Earnings Yield LTM | % | +9.38% | +8.43% | ||||||
| FCF Yield | % | +11.10% | +16.31% | ||||||
| Quality | |||||||||
| ROE | % | +10.77% | +11.71% | ||||||
| ROIC | % | -4.55% | +10.26% | ||||||
| Operating margin | % | +29.42% | +33.16% | ||||||
| Gross margin | % | +55.06% | +57.16% | ||||||
| FCF/Sales | % | +26.26% | +38.39% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +14.94% | +29.62% | ||||||
| Sales Growth YoY | % | +12.08% | +16.93% | ||||||
| Net Income Growth YoY | % | +10.19% | +21.43% | ||||||
| FCF Growth | % | +11.72% | +64.06% | ||||||
| Operating Profit Growth | % | +28.30% | +45.23% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.86% | +2.36% | ||||||
| Dividend Growth | % | 0.00% | +8.82% | ||||||
| Payout Ratio | % | +30.39% | +27.89% | ||||||
| FCF/Debt | x | 1.74 | 3.46 | ||||||
| Net Debt/EBITDA | x | 0.15 | -0.02 | ||||||
| EBIT/Net interest | x | 0.72 | 0.86 | ||||||
| Net debt/market cap | % | +5.28% | +2.83% | ||||||
| Net debt/Equity | x | -0.56 | -0.94 | ||||||
| Gross debt/equity | x | 0.07 | 0.05 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Cathay General Bancorp serves as the parent entity for Cathay Bank, a financial institution that delivers a broad spectrum of commercial banking solutions. These services are tailored for individual clients, professional practices, and small to medium-sized enterprises, primarily within the United States. The bank offers a diverse array of deposit products, encompassing passbook, checking, and money market accounts, alongside certificates of deposit (CDs), individual retirement accounts (IRAs), and public sector fund deposits. On the lending side, Cathay Bank provides various loan offerings, including commercial mortgages, general commercial loans, Small Business Administration (SBA) loans, residential mortgages, and real estate construction financing, as well as home equity lines of credit. It also extends personal installment loans designed for household and other consumer expenditures. Beyond its core banking activities, the company furnishes services such as trade financing, letters of credit, wire transfers, foreign currency spot and forward contracts, and traveler's checks. Additional conveniences include safe deposit boxes, night deposit facilities, Social Security payment deposits, collection services, bank-by-mail, drive-up and walk-up windows, automatic teller machines (ATMs), and internet banking. Furthermore, it offers investment services, various other customary banking provisions, and both securities and insurance products. As of March 1, 2022, Cathay General Bancorp maintained a substantial physical presence, operating 31 branches in Southern California, 16 in Northern California, 10 in New York, four in Washington, and two each in Illinois and Texas. Single branches are located in Maryland, Massachusetts, Nevada, New Jersey, and Hong Kong. The corporation also maintains representative offices in Beijing, Taipei, and Shanghai. Established in 1962, the company maintains its headquarters in Los Angeles, California.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Cathay General Bancorp (CATY)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Cathay General Bancorp serves as the parent entity for Cathay Bank, a financial institution that delivers a broad spectrum of commercial banking solutions. These services are tailored for individual clients, professional practices, and small to medium-sized enterprises, primarily within the United States. The bank offers a diverse array of deposit products, encompassing passbook, checking, and money market accounts, alongside certificates of deposit (CDs), individual retirement accounts (IRAs), and public sector fund deposits. On the lending side, Cathay Bank provides various loan offerings, including commercial mortgages, general commercial loans, Small Business Administration (SBA) loans, residential mortgages, and real estate construction financing, as well as home equity lines of credit. It also extends personal installment loans designed for household and other consumer expenditures. Beyond its core banking activities, the company furnishes services such as trade financing, letters of credit, wire transfers, foreign currency spot and forward contracts, and traveler's checks. Additional conveniences include safe deposit boxes, night deposit facilities, Social Security payment deposits, collection services, bank-by-mail, drive-up and walk-up windows, automatic teller machines (ATMs), and internet banking. Furthermore, it offers investment services, various other customary banking provisions, and both securities and insurance products. As of March 1, 2022, Cathay General Bancorp maintained a substantial physical presence, operating 31 branches in Southern California, 16 in Northern California, 10 in New York, four in Washington, and two each in Illinois and Texas. Single branches are located in Maryland, Massachusetts, Nevada, New Jersey, and Hong Kong. The corporation also maintains representative offices in Beijing, Taipei, and Shanghai. Established in 1962, the company maintains its headquarters in Los Angeles, California.
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