First Interstate BancSystem, Inc. (FIBK)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 654 | 639 | 1,106 | 1,026 | 1,000 | 706 | 650 | - |
| Operating profit | $m | 392 | 418 | ||||||
| Net profit | $m | 161 | 192 | 202 | 258 | 226 | 302 | 324 | 294 |
| EPS reported | $ | 2.94 | 3.25 | ||||||
| Operating cashflow per share | $ | 2.98 | 2.82 | ||||||
| Capex per share | $ | 0.27 | 0.30 | ||||||
| FCF per share | $ | 2.71 | 2.52 | ||||||
| Free cash flow | $m | 278 | 243 | ||||||
| Net debt | $m | 418 | -7,578 | ||||||
| Book value equity | $m | 3,447 | 3,323 | ||||||
| Book value per share | $ | 33.52 | 34.33 | ||||||
| Number of shares | m | 102.83 | 96.79 | ||||||
| DPS (TTM paid) | $ | 1.88 | 1.88 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 11.77 | 11.36 | ||||||
| P/B LTM | x | 1.03 | 1.07 | ||||||
| P/S LTM | x | 5.03 | 5.46 | ||||||
| P/FCF LTM | x | 12.78 | 14.59 | ||||||
| EV/EBITDA LTM | x | 8.96 | 8.38 | ||||||
| EV/Sales LTM | x | 3.75 | -3.96 | ||||||
| Earnings Yield LTM | % | +8.50% | +8.80% | ||||||
| FCF Yield | % | +7.83% | +6.86% | ||||||
| Quality | |||||||||
| ROE | % | +8.76% | +9.55% | ||||||
| ROIC | % | +2.01% | -2.81% | ||||||
| Operating margin | % | +37.01% | +43.80% | ||||||
| Gross margin | % | +97.47% | +1.05% | ||||||
| FCF/Sales | % | +26.25% | +25.52% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +34.25% | +48.40% | ||||||
| Sales Growth YoY | % | -29.41% | -34.95% | ||||||
| Net Income Growth YoY | % | +33.67% | +43.50% | ||||||
| FCF Growth | % | -16.33% | -26.72% | ||||||
| Operating Profit Growth | % | +33.01% | +41.77% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +5.47% | +4.80% | ||||||
| Dividend Growth | % | 0.00% | 0.00% | ||||||
| Payout Ratio | % | +64.27% | +58.05% | ||||||
| FCF/Debt | x | 0.36 | 0.32 | ||||||
| Net Debt/EBITDA | x | 0.94 | -16.01 | ||||||
| EBIT/Net interest | x | 1.11 | 1.38 | ||||||
| Net debt/market cap | % | +21.86% | +19.76% | ||||||
| Net debt/Equity | x | 0.12 | -2.28 | ||||||
| Gross debt/equity | x | 0.23 | 0.23 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
First Interstate BancSystem, Inc. functions as the parent company of First Interstate Bank, delivering a comprehensive suite of financial products and services across the United States. Its offerings encompass conventional deposit accounts such as checking, savings, and time deposits, alongside repurchase agreements primarily catering to commercial and municipal clients. The institution further extends various lending options, including real estate financing for commercial, construction, residential, agricultural, and other property types. Consumer credit is also available, covering direct personal loans, credit cards and lines of credit, and indirect lending. Additionally, it provides both variable and fixed-rate commercial loans designed to meet the working capital and expansion requirements of small to medium-sized enterprises in the manufacturing, wholesale, retail, and service sectors, as well as agricultural loans. Beyond traditional banking, the company furnishes an array of specialized services, including trust administration, employee benefits, investment management, insurance, agency, and custodial functions, catering to individuals, businesses, and philanthropic entities. Its operational support infrastructure encompasses services like marketing, credit assessment, loan servicing, credit card issuance and management, mortgage loan sales and servicing, indirect consumer loan acquisition and processing, and debt collection. Modern digital conveniences are also provided through online and mobile banking platforms. First Interstate serves a diverse clientele, encompassing individuals, businesses, and municipal bodies, across a wide spectrum of industries such as agriculture, construction, education, energy, government, healthcare, hospitality, housing, mining, professional services, real estate development, retail, technology, tourism, and wholesale trade. By the close of 2021 (December 31st), it maintained 147 banking locations, including standalone drive-through branches, situated within communities throughout Idaho, Montana, Oregon, South Dakota, Washington, and Wyoming. Established in 1971, the corporation's primary base of operations is in Billings, Montana.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
First Interstate BancSystem, Inc. (FIBK)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
First Interstate BancSystem, Inc. functions as the parent company of First Interstate Bank, delivering a comprehensive suite of financial products and services across the United States. Its offerings encompass conventional deposit accounts such as checking, savings, and time deposits, alongside repurchase agreements primarily catering to commercial and municipal clients. The institution further extends various lending options, including real estate financing for commercial, construction, residential, agricultural, and other property types. Consumer credit is also available, covering direct personal loans, credit cards and lines of credit, and indirect lending. Additionally, it provides both variable and fixed-rate commercial loans designed to meet the working capital and expansion requirements of small to medium-sized enterprises in the manufacturing, wholesale, retail, and service sectors, as well as agricultural loans. Beyond traditional banking, the company furnishes an array of specialized services, including trust administration, employee benefits, investment management, insurance, agency, and custodial functions, catering to individuals, businesses, and philanthropic entities. Its operational support infrastructure encompasses services like marketing, credit assessment, loan servicing, credit card issuance and management, mortgage loan sales and servicing, indirect consumer loan acquisition and processing, and debt collection. Modern digital conveniences are also provided through online and mobile banking platforms. First Interstate serves a diverse clientele, encompassing individuals, businesses, and municipal bodies, across a wide spectrum of industries such as agriculture, construction, education, energy, government, healthcare, hospitality, housing, mining, professional services, real estate development, retail, technology, tourism, and wholesale trade. By the close of 2021 (December 31st), it maintained 147 banking locations, including standalone drive-through branches, situated within communities throughout Idaho, Montana, Oregon, South Dakota, Washington, and Wyoming. Established in 1971, the corporation's primary base of operations is in Billings, Montana.
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