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Key financial summary
Financials in EUR| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | €m | 15 | 45 | 92 | 183 | 234 | 88 | 130 | - |
| Operating profit | €m | 205 | 236 | ||||||
| Net profit | €m | -5 | 10 | 42 | 103 | 140 | 170 | 193 | 215 |
| EPS reported | € | 0.77 | 0.87 | ||||||
| Operating cashflow per share | € | 0.87 | 0.84 | ||||||
| Capex per share | € | 0.01 | 0.01 | ||||||
| FCF per share | € | 0.86 | 0.83 | ||||||
| Free cash flow | €m | 191 | 183 | ||||||
| Net debt | €m | -248 | -218 | ||||||
| Book value equity | €m | 736 | 799 | ||||||
| Book value per share | € | 3.33 | 3.61 | ||||||
| Number of shares | m | 221.24 | 221.09 | ||||||
| DPS (TTM paid) | € | 0.23 | 0.23 |
Financial summary
Financials in EUR| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 10.01 | 16.67 | ||||||
| P/B LTM | x | 2.32 | 4.06 | ||||||
| P/S LTM | x | 19.36 | 24.89 | ||||||
| P/FCF LTM | x | 8.92 | 17.74 | ||||||
| EV/EBITDA LTM | x | 6.96 | 12.68 | ||||||
| EV/Sales LTM | x | 9.34 | 23.22 | ||||||
| Earnings Yield LTM | % | 9.99% | 6.00% | ||||||
| FCF Yield | % | 11.21% | 5.64% | ||||||
| Quality | |||||||||
| ROE | % | 23.10% | 25.51% | ||||||
| ROIC | % | 2.24% | 2.22% | ||||||
| Operating margin | % | 130.05% | 112.08% | ||||||
| Gross margin | % | 41.00% | 49.13% | ||||||
| FCF/Sales | % | 121.11% | 86.94% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +22.22% | +26.09% | ||||||
| Sales Growth YoY | % | -62.38% | -50.59% | ||||||
| Net Income Growth YoY | % | +21.23% | +26.87% | ||||||
| FCF Growth | % | - | - | ||||||
| Operating Profit Growth | % | +6.26% | +20.83% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 2.47% | 1.59% | ||||||
| Dividend Growth | % | +21.05% | +21.05% | ||||||
| Payout Ratio | % | 24.68% | 70.15% | ||||||
| FCF/Debt | x | 0.42 | 0.27 | ||||||
| Net Debt/EBITDA | x | -1.09 | -0.91 | ||||||
| EBIT/Net interest | x | 2.94 | 2.94 | ||||||
| Net debt/market cap | % | -14.54% | -6.72% | ||||||
| Net debt/Equity | x | -0.34 | -0.27 | ||||||
| Gross debt/equity | x | 0.61 | 0.84 | ||||||
ETFs that hold Optima bank
| Fund | Ticker | Position# | Weight |
|---|---|---|---|
| Amundi MSCI Greece UCITS ETF Dist | LYMH.DE | 9 | 3.30% |
| Global X - MSCI Greece ETF | GREK | 9 | 3.79% |
Funds with Optima bank among their ten largest holdings, largest fund first.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
Company overview
Optima bank S.A. provides banking, brokerage, and investment banking services in Greece. The company offers accounts for individuals and businesses; deposit accounts; housing loans and working capital finance; bond loans and factoring services; and investment products. It also provides bills of lading and letters of guarantee; debit and credit cards; payment and fund transfer processing services; private banking services; investment and stock exchange services; portfolio management services; and investment banking services, including mergers and acquisitions, equity capital markets, and corporate finance advisory services. The company was formerly known as Investment Bank of Greece S.A. and changed its name to Optima bank S.A. in August 2019. Optima bank S.A. was founded in 2000 and is based in Marousi, Greece.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Optima bank S.A. (OPTIMA.AT)
| Fund | Ticker | Position# | Weight |
|---|---|---|---|
| Amundi MSCI Greece UCITS ETF Dist | LYMH.DE | 9 | 3.30% |
| Global X - MSCI Greece ETF | GREK | 9 | 3.79% |
Funds with Optima bank among their ten largest holdings, largest fund first.
Based on consensus from external analysts. Not Kvantra's opinion.
Optima bank S.A. provides banking, brokerage, and investment banking services in Greece. The company offers accounts for individuals and businesses; deposit accounts; housing loans and working capital finance; bond loans and factoring services; and investment products. It also provides bills of lading and letters of guarantee; debit and credit cards; payment and fund transfer processing services; private banking services; investment and stock exchange services; portfolio management services; and investment banking services, including mergers and acquisitions, equity capital markets, and corporate finance advisory services. The company was formerly known as Investment Bank of Greece S.A. and changed its name to Optima bank S.A. in August 2019. Optima bank S.A. was founded in 2000 and is based in Marousi, Greece.
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