WesBanco, Inc. (WSBC)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 599 | 582 | 586 | 595 | 600 | 977 | 1,051 | - |
| Operating profit | $m | 282 | 450 | ||||||
| Net profit | $m | 122 | 242 | 192 | 159 | 152 | 223 | 356 | 321 |
| EPS reported | $ | 2.26 | 3.54 | ||||||
| Operating cashflow per share | $ | 3.24 | 4.12 | ||||||
| Capex per share | $ | 0.12 | 0.20 | ||||||
| FCF per share | $ | 3.13 | 3.92 | ||||||
| Free cash flow | $m | 280 | 377 | ||||||
| Net debt | $m | 1,422 | -3,564 | ||||||
| Book value equity | $m | 4,032 | 4,110 | ||||||
| Book value per share | $ | 44.94 | 42.50 | ||||||
| Number of shares | m | 89.72 | 96.7 | ||||||
| DPS (TTM paid) | $ | 1.49 | 1.52 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 14.71 | 10.81 | ||||||
| P/B LTM | x | 0.74 | 0.72 | ||||||
| P/S LTM | x | 3.05 | 2.83 | ||||||
| P/FCF LTM | x | 10.64 | 7.90 | ||||||
| EV/EBITDA LTM | x | 14.25 | 9.39 | ||||||
| EV/Sales LTM | x | 3.09 | 3.21 | ||||||
| Earnings Yield LTM | % | +6.80% | +9.25% | ||||||
| FCF Yield | % | +9.40% | +12.65% | ||||||
| Quality | |||||||||
| ROE | % | +5.53% | +8.72% | ||||||
| ROIC | % | +0.81% | +5.83% | ||||||
| Operating margin | % | +19.68% | +29.70% | ||||||
| Gross margin | % | +62.93% | +68.66% | ||||||
| FCF/Sales | % | +19.51% | +24.88% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | 0.00% | +56.64% | ||||||
| Sales Growth YoY | % | +62.81% | +75.04% | ||||||
| Net Income Growth YoY | % | +47.25% | +134.96% | ||||||
| FCF Growth | % | +39.52% | +87.79% | ||||||
| Operating Profit Growth | % | +52.50% | +143.06% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +4.71% | +3.63% | ||||||
| Dividend Growth | % | +2.76% | +4.83% | ||||||
| Payout Ratio | % | +69.18% | +47.70% | ||||||
| FCF/Debt | x | 0.17 | 0.22 | ||||||
| Net Debt/EBITDA | x | 4.69 | 1.85 | ||||||
| EBIT/Net interest | x | 0.62 | 0.97 | ||||||
| Net debt/market cap | % | +54.61% | +43.82% | ||||||
| Net debt/Equity | x | 0.35 | -0.87 | ||||||
| Gross debt/equity | x | 0.41 | 0.43 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
WesBanco, Inc. functions as the parent entity for WesBanco Bank, Inc., overseeing a comprehensive portfolio of financial services. These offerings encompass retail and corporate banking, trust administration for both individuals and businesses, brokerage activities, mortgage financing, and insurance provisions. The company organizes its operations into two distinct segments: Community Banking, and Trust and Investment Services. Its deposit product line is extensive, including various checking (demand) accounts for commercial and individual clients, money market accounts, interest-bearing and non-interest-bearing deposit options, savings accounts, and certificates of deposit (CDs). WesBanco also provides a broad spectrum of lending solutions. This includes financing for commercial real estate and industrial projects; residential property loans for home acquisition, construction, or refinancing; and home equity lines of credit. Furthermore, it offers installment loans for diverse needs, such as vehicle purchases (automobiles, trucks, motorcycles, boats, and recreational vehicles), home equity-backed installments, unsecured home improvement loans, and general revolving lines of credit, in addition to other commercial, mortgage, and individual installment lending. Beyond conventional banking, WesBanco delivers comprehensive trust and investment management services, featuring various investment vehicles like mutual funds and annuities, along with securities brokerage facilities. Through its specialized non-banking divisions, WesBanco, Inc. also operates an insurance agency focusing on property, casualty, life, and title insurance, alongside managing benefit plan sales and administration for both private and corporate clients. These subsidiaries engage in broker-dealer and discount brokerage activities, manage portfolios of investment securities and loans, own and lease commercial real estate properties, and serve as an investment advisor for a suite of mutual funds. As of December 31, 2021, WesBanco's operational footprint extended to 206 branch locations and 203 ATMs situated across West Virginia, Ohio, western Pennsylvania, Kentucky, southern Indiana, and Maryland. Complementing these, seven loan production offices were maintained in West Virginia, Ohio, western Pennsylvania, Maryland, and northern Virginia. Established in 1870, WesBanco, Inc. maintains its corporate headquarters in Wheeling, West Virginia.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
WesBanco, Inc. functions as the parent entity for WesBanco Bank, Inc., overseeing a comprehensive portfolio of financial services. These offerings encompass retail and corporate banking, trust administration for both individuals and businesses, brokerage activities, mortgage financing, and insurance provisions. The company organizes its operations into two distinct segments: Community Banking, and Trust and Investment Services. Its deposit product line is extensive, including various checking (demand) accounts for commercial and individual clients, money market accounts, interest-bearing and non-interest-bearing deposit options, savings accounts, and certificates of deposit (CDs). WesBanco also provides a broad spectrum of lending solutions. This includes financing for commercial real estate and industrial projects; residential property loans for home acquisition, construction, or refinancing; and home equity lines of credit. Furthermore, it offers installment loans for diverse needs, such as vehicle purchases (automobiles, trucks, motorcycles, boats, and recreational vehicles), home equity-backed installments, unsecured home improvement loans, and general revolving lines of credit, in addition to other commercial, mortgage, and individual installment lending. Beyond conventional banking, WesBanco delivers comprehensive trust and investment management services, featuring various investment vehicles like mutual funds and annuities, along with securities brokerage facilities. Through its specialized non-banking divisions, WesBanco, Inc. also operates an insurance agency focusing on property, casualty, life, and title insurance, alongside managing benefit plan sales and administration for both private and corporate clients. These subsidiaries engage in broker-dealer and discount brokerage activities, manage portfolios of investment securities and loans, own and lease commercial real estate properties, and serve as an investment advisor for a suite of mutual funds. As of December 31, 2021, WesBanco's operational footprint extended to 206 branch locations and 203 ATMs situated across West Virginia, Ohio, western Pennsylvania, Kentucky, southern Indiana, and Maryland. Complementing these, seven loan production offices were maintained in West Virginia, Ohio, western Pennsylvania, Maryland, and northern Virginia. Established in 1870, WesBanco, Inc. maintains its corporate headquarters in Wheeling, West Virginia.
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