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American National Bankshares Inc. (AMNB)
Key financial summary
Financials in USD| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 63 | 77 | 89 | 107 | 104 | 135 | 90 |
| Operating profit | $m | -2 | 0 | |||||
| Net profit | $m | 23 | 21 | 30 | 44 | 34 | 26 | 26 |
| EPS reported | $ | 2.46 | 2.45 | |||||
| Operating cashflow per share | $ | 1.73 | 1.73 | |||||
| Capex per share | $ | 0.14 | 0.14 | |||||
| FCF per share | $ | 1.58 | 1.58 | |||||
| Free cash flow | $m | 17 | 17 | |||||
| Net debt | $m | 161 | 155 | |||||
| Book value equity | $m | 343 | 343 | |||||
| Book value per share | $ | 32.29 | 32.28 | |||||
| Number of shares | m | 10.63 | 10.63 | |||||
| DPS (TTM paid) | $ | 1.20 | 1.20 |
Financial summary
Financials in USD| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 19.82 | - | |||||
| P/B LTM | x | 1.51 | 1.48 | |||||
| P/S LTM | x | 3.84 | 5.66 | |||||
| P/FCF LTM | x | 30.80 | 30.70 | |||||
| EV/EBITDA LTM | x | 0.00 | 16.86 | |||||
| EV/Sales LTM | x | 4.19 | 7.39 | |||||
| Earnings Yield LTM | % | 5.05% | 5.15% | |||||
| FCF Yield | % | 3.25% | 3.26% | |||||
| Quality | ||||||||
| ROE | % | 7.62% | 7.88% | |||||
| ROIC | % | -0.07% | -0.07% | |||||
| Operating margin | % | -1.51% | -1.51% | |||||
| Gross margin | % | 99.99% | 99.99% | |||||
| FCF/Sales | % | 12.13% | 12.13% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | -23.84% | -23.84% | |||||
| Sales Growth YoY | % | +30.34% | +30.34% | |||||
| Net Income Growth YoY | % | -24.02% | -24.02% | |||||
| FCF Growth | % | -64.01% | -64.01% | |||||
| Operating Profit Growth | % | - | - | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 2.46% | 2.51% | |||||
| Dividend Growth | % | +5.26% | - | |||||
| Payout Ratio | % | 48.76% | 48.98% | |||||
| FCF/Debt | x | 0.13 | 0.13 | |||||
| Net Debt/EBITDA | x | 0.00 | 0.00 | |||||
| EBIT/Net interest | x | -0.55 | -0.55 | |||||
| Net debt/market cap | % | 31.04% | 30.62% | |||||
| Net debt/Equity | x | 0.47 | 0.45 | |||||
| Gross debt/equity | x | 0.38 | 0.38 | |||||
Company overview
American National Bankshares Inc. (ANB) functions as the holding company for American National Bank and Trust Company, delivering a wide array of financial services and products. The company's operations are segmented into two core areas: Community Banking and Wealth Management. Clients have access to diverse deposit options, including checking, money market, and savings accounts, as well as time deposits for both consumers and businesses. ANB's lending portfolio is comprehensive, featuring commercial and residential real estate loans, business loans for small and medium-sized enterprises, construction and land development financing, home equity lines, mortgage loans, and general consumer loans. Beyond traditional banking, the company offers robust wealth management solutions, which encompass estate planning, trust account administration, and retail brokerage services. It also provides investment management, assisting clients with the acquisition of equity, fixed income, and mutual fund investments for their portfolios. Customers can further utilize online and telephone banking services, insurance products, and a network of 37 automated teller machines. As of December 31, 2021, American National Bankshares Inc. operated 26 banking branches spread across south central Virginia and north central North Carolina, alongside a single loan production office located in Roanoke, Virginia. The company was founded in 1909 and is headquartered in Danville, Virginia.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
American National Bankshares Inc. (AMNB)
American National Bankshares Inc. (ANB) functions as the holding company for American National Bank and Trust Company, delivering a wide array of financial services and products. The company's operations are segmented into two core areas: Community Banking and Wealth Management. Clients have access to diverse deposit options, including checking, money market, and savings accounts, as well as time deposits for both consumers and businesses. ANB's lending portfolio is comprehensive, featuring commercial and residential real estate loans, business loans for small and medium-sized enterprises, construction and land development financing, home equity lines, mortgage loans, and general consumer loans. Beyond traditional banking, the company offers robust wealth management solutions, which encompass estate planning, trust account administration, and retail brokerage services. It also provides investment management, assisting clients with the acquisition of equity, fixed income, and mutual fund investments for their portfolios. Customers can further utilize online and telephone banking services, insurance products, and a network of 37 automated teller machines. As of December 31, 2021, American National Bankshares Inc. operated 26 banking branches spread across south central Virginia and north central North Carolina, alongside a single loan production office located in Roanoke, Virginia. The company was founded in 1909 and is headquartered in Danville, Virginia.
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