Orange County Bancorp, Inc. (OBT)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 60 | 72 | 90 | 102 | 108 | 127 | 123 | - |
| Operating profit | $m | 52 | 51 | ||||||
| Net profit | $m | 12 | 21 | 24 | 29 | 28 | 42 | 47 | 43 |
| EPS reported | $ | 3.33 | 3.55 | ||||||
| Operating cashflow per share | $ | 3.51 | 5.00 | ||||||
| Capex per share | $ | 0.20 | 0.10 | ||||||
| FCF per share | $ | 3.30 | 4.90 | ||||||
| Free cash flow | $m | 41 | 65 | ||||||
| Net debt | $m | -328 | -696 | ||||||
| Book value equity | $m | 284 | 307 | ||||||
| Book value per share | $ | 22.73 | 22.94 | ||||||
| Number of shares | m | 12.51 | 13.37 | ||||||
| DPS (TTM paid) | $ | 0.57 | 0.72 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 8.57 | 10.61 | ||||||
| P/B LTM | x | 1.26 | 1.16 | ||||||
| P/S LTM | x | 2.81 | 2.89 | ||||||
| P/FCF LTM | x | 8.64 | 5.45 | ||||||
| EV/EBITDA LTM | x | 3.53 | 3.59 | ||||||
| EV/Sales LTM | x | 1.19 | 1.49 | ||||||
| Earnings Yield LTM | % | +11.67% | +9.43% | ||||||
| FCF Yield | % | +11.57% | +18.34% | ||||||
| Quality | |||||||||
| ROE | % | +14.63% | +16.44% | ||||||
| ROIC | % | +11.92% | +12.45% | ||||||
| Operating margin | % | +32.60% | +34.01% | ||||||
| Gross margin | % | +75.54% | +79.01% | ||||||
| FCF/Sales | % | +26.14% | +43.46% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +34.82% | +43.72% | ||||||
| Sales Growth YoY | % | +18.19% | +14.72% | ||||||
| Net Income Growth YoY | % | +49.25% | +69.97% | ||||||
| FCF Growth | % | +25.74% | +99.21% | ||||||
| Operating Profit Growth | % | +48.07% | +47.19% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +1.99% | +1.71% | ||||||
| Dividend Growth | % | +21.28% | +53.19% | ||||||
| Payout Ratio | % | +17.04% | +18.92% | ||||||
| FCF/Debt | x | 1.20 | 1.89 | ||||||
| Net Debt/EBITDA | x | -3.20 | -5.75 | ||||||
| EBIT/Net interest | x | 1.67 | 1.88 | ||||||
| Net debt/market cap | % | +9.68% | +6.59% | ||||||
| Net debt/Equity | x | -1.15 | -2.27 | ||||||
| Gross debt/equity | x | 0.12 | 0.11 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Orange County Bancorp, Inc., a bank holding company, through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services; and financial products, including checking, savings, money market accounts, certificates of deposit, and treasury management services. The company offers its products to small businesses, middle-market enterprises, local municipal governments, and individuals, as well as operate full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Orange County Bancorp, Inc. (OBT)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Orange County Bancorp, Inc., a bank holding company, through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services; and financial products, including checking, savings, money market accounts, certificates of deposit, and treasury management services. The company offers its products to small businesses, middle-market enterprises, local municipal governments, and individuals, as well as operate full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.
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