West Bancorporation, Inc. (WTBA)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 92 | 104 | 102 | 78 | 79 | 95 | 103 | - |
| Operating profit | $m | 41 | 49 | ||||||
| Net profit | $m | 33 | 50 | 46 | 24 | 24 | 33 | 38 | 45 |
| EPS reported | $ | 1.92 | 2.24 | ||||||
| Operating cashflow per share | $ | 2.74 | 2.98 | ||||||
| Capex per share | $ | 0.20 | 0.06 | ||||||
| FCF per share | $ | 2.55 | 2.92 | ||||||
| Free cash flow | $m | 43 | 49 | ||||||
| Net debt | $m | -263 | -104 | ||||||
| Book value equity | $m | 266 | 281 | ||||||
| Book value per share | $ | 15.63 | 16.52 | ||||||
| Number of shares | m | 17.02 | 17.02 | ||||||
| DPS (TTM paid) | $ | 1.00 | 1.01 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 11.56 | 12.93 | ||||||
| P/B LTM | x | 1.41 | 1.34 | ||||||
| P/S LTM | x | 3.95 | 3.64 | ||||||
| P/FCF LTM | x | 8.71 | 7.61 | ||||||
| EV/EBITDA LTM | x | 8.22 | 7.13 | ||||||
| EV/Sales LTM | x | 2.03 | 4.11 | ||||||
| Earnings Yield LTM | % | +8.65% | +7.73% | ||||||
| FCF Yield | % | +11.48% | +13.14% | ||||||
| Quality | |||||||||
| ROE | % | +12.24% | +14.31% | ||||||
| ROIC | % | +4.83% | -1.41% | ||||||
| Operating margin | % | +20.87% | +24.35% | ||||||
| Gross margin | % | +47.99% | +51.45% | ||||||
| FCF/Sales | % | +21.74% | +24.62% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +35.21% | +57.75% | ||||||
| Sales Growth YoY | % | +20.36% | +30.39% | ||||||
| Net Income Growth YoY | % | +35.38% | +59.60% | ||||||
| FCF Growth | % | +215.63% | +261.21% | ||||||
| Operating Profit Growth | % | +50.92% | +77.93% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +4.50% | +3.57% | ||||||
| Dividend Growth | % | 0.00% | +1.00% | ||||||
| Payout Ratio | % | +51.77% | +44.51% | ||||||
| FCF/Debt | x | 0.11 | 0.13 | ||||||
| Net Debt/EBITDA | x | 0.55 | 6.29 | ||||||
| EBIT/Net interest | x | 0.40 | 0.50 | ||||||
| Net debt/market cap | % | +1.00% | +77.61% | ||||||
| Net debt/Equity | x | -0.99 | -0.37 | ||||||
| Gross debt/equity | x | 1.42 | 1.33 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
West Bancorporation, Inc. functions as the holding company for West Bank, delivering a comprehensive suite of community banking and trust services. Serving individuals and small-to-medium enterprises throughout the United States, its financial offerings include a variety of deposit options such as checking, savings, money market accounts, and time certificates of deposit. The institution also provides diverse lending solutions, spanning commercial real estate, construction and land development, business lines of credit, and commercial term loans. Furthermore, it offers consumer loans for personal, household, and family expenditures not secured by property, alongside residential mortgages for 1-4 family homes and home equity loans. Beyond traditional banking, the company specializes in trust administration, managing estates, conservatorships, personal trusts, and agency accounts. Supplementary services encompass internet and mobile banking platforms, treasury management solutions—like cash management, client-generated ACH transactions, remote deposit capabilities, and fraud prevention—as well as merchant credit card processing and corporate credit cards. West Bancorporation, Inc. maintains a physical presence through seven offices in the Des Moines vicinity, one location in Coralville, Iowa, and individual branches situated in Rochester, Owatonna, Mankato, and St. Cloud, Minnesota. This entity, founded in 1893, is headquartered in West Des Moines, Iowa.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
West Bancorporation, Inc. (WTBA)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
West Bancorporation, Inc. functions as the holding company for West Bank, delivering a comprehensive suite of community banking and trust services. Serving individuals and small-to-medium enterprises throughout the United States, its financial offerings include a variety of deposit options such as checking, savings, money market accounts, and time certificates of deposit. The institution also provides diverse lending solutions, spanning commercial real estate, construction and land development, business lines of credit, and commercial term loans. Furthermore, it offers consumer loans for personal, household, and family expenditures not secured by property, alongside residential mortgages for 1-4 family homes and home equity loans. Beyond traditional banking, the company specializes in trust administration, managing estates, conservatorships, personal trusts, and agency accounts. Supplementary services encompass internet and mobile banking platforms, treasury management solutions—like cash management, client-generated ACH transactions, remote deposit capabilities, and fraud prevention—as well as merchant credit card processing and corporate credit cards. West Bancorporation, Inc. maintains a physical presence through seven offices in the Des Moines vicinity, one location in Coralville, Iowa, and individual branches situated in Rochester, Owatonna, Mankato, and St. Cloud, Minnesota. This entity, founded in 1893, is headquartered in West Des Moines, Iowa.
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