Sierra Bancorp (BSRR)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 122 | 127 | 130 | 118 | 139 | 155 | 155 | - |
| Operating profit | $m | 56 | 60 | ||||||
| Net profit | $m | 35 | 43 | 34 | 35 | 41 | 42 | 45 | 48 |
| EPS reported | $ | 3.11 | 3.41 | ||||||
| Operating cashflow per share | $ | 2.50 | 3.52 | ||||||
| Capex per share | $ | 0.11 | 0.05 | ||||||
| FCF per share | $ | 2.38 | 3.47 | ||||||
| Free cash flow | $m | 32 | 45 | ||||||
| Net debt | $m | -86 | -829 | ||||||
| Book value equity | $m | 365 | 367 | ||||||
| Book value per share | $ | 26.84 | 28.16 | ||||||
| Number of shares | m | 13.59 | 13.03 | ||||||
| DPS (TTM paid) | $ | 1.00 | 1.04 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 10.51 | 11.66 | ||||||
| P/B LTM | x | 1.21 | 1.20 | ||||||
| P/S LTM | x | 2.84 | 2.85 | ||||||
| P/FCF LTM | x | 13.71 | 9.85 | ||||||
| EV/EBITDA LTM | x | 13.96 | 13.26 | ||||||
| EV/Sales LTM | x | 4.08 | 3.03 | ||||||
| Earnings Yield LTM | % | +9.51% | +8.58% | ||||||
| FCF Yield | % | +7.29% | +10.16% | ||||||
| Quality | |||||||||
| ROE | % | +11.60% | +12.38% | ||||||
| ROIC | % | +4.45% | +5.71% | ||||||
| Operating margin | % | +27.92% | +30.09% | ||||||
| Gross margin | % | +73.86% | +75.15% | ||||||
| FCF/Sales | % | +15.93% | +22.51% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +10.28% | +20.92% | ||||||
| Sales Growth YoY | % | +11.85% | +11.34% | ||||||
| Net Income Growth YoY | % | +4.36% | +11.03% | ||||||
| FCF Growth | % | -42.55% | -20.01% | ||||||
| Operating Profit Growth | % | +4.69% | +11.15% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +3.11% | +2.53% | ||||||
| Dividend Growth | % | -15.25% | -11.86% | ||||||
| Payout Ratio | % | +32.49% | +30.02% | ||||||
| FCF/Debt | x | 0.06 | 0.22 | ||||||
| Net Debt/EBITDA | x | 6.49 | 1.05 | ||||||
| EBIT/Net interest | x | 1.21 | 1.35 | ||||||
| Net debt/market cap | % | +1.18% | +38.72% | ||||||
| Net debt/Equity | x | -0.24 | -2.26 | ||||||
| Gross debt/equity | x | 1.42 | 0.57 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Sierra Bancorp serves as the holding company for Bank of the Sierra, providing a full suite of retail and commercial banking services to individuals and businesses across California. The institution offers diverse deposit solutions, including checking, savings, money market, time deposits, retirement, and sweep accounts. Its lending portfolio encompasses agricultural, commercial, consumer, real estate, construction, and mortgage loans. Additionally, the company facilitates access to automated teller machines (ATMs), electronic point-of-sale payment options, online and automated telephone banking, and business-focused services such as remote deposit capture and automated payroll. As of December 31, 2021, Sierra Bancorp operated 35 full-service branches, an online branch, a loan production office, an agricultural credit center, and an SBA center. Founded in 1977, its corporate headquarters are located in Porterville, California.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Sierra Bancorp serves as the holding company for Bank of the Sierra, providing a full suite of retail and commercial banking services to individuals and businesses across California. The institution offers diverse deposit solutions, including checking, savings, money market, time deposits, retirement, and sweep accounts. Its lending portfolio encompasses agricultural, commercial, consumer, real estate, construction, and mortgage loans. Additionally, the company facilitates access to automated teller machines (ATMs), electronic point-of-sale payment options, online and automated telephone banking, and business-focused services such as remote deposit capture and automated payroll. As of December 31, 2021, Sierra Bancorp operated 35 full-service branches, an online branch, a loan production office, an agricultural credit center, and an SBA center. Founded in 1977, its corporate headquarters are located in Porterville, California.
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