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PJSC Best Efforts Bank (ALBK.ME)
Key financial summary
Financials in RUB| 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Total net revenue | RUB m | 230 | 200 | 273 | 441 | 1,071 | 2,767 | 2,389 |
| Operating profit | RUB m | 1,994 | 2,671 | |||||
| Net profit | RUB m | 76 | 81 | 81 | 77 | 512 | 1,623 | 2,502 |
| EPS reported | RUB | 28.73 | 44.27 | |||||
| Operating cashflow per share | RUB | 0.00 | 51.00 | |||||
| Capex per share | RUB | 0.00 | 0.06 | |||||
| FCF per share | RUB | 0.00 | 50.94 | |||||
| Free cash flow | RUB m | - | 7,004 | |||||
| Net debt | RUB m | -15,085 | -9,644 | |||||
| Book value equity | RUB m | 6,729 | 8,347 | |||||
| Book value per share | RUB | 119.1 | 147.8 | |||||
| Number of shares | m | 56.49 | 56.49 | |||||
| DPS (TTM paid) | RUB | 0.00 | 0.00 |
Financial summary
Financials in RUB| 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | TTM | ||
|---|---|---|---|---|---|---|---|---|
| Value | ||||||||
| P/E TTM | x | 3.71 | - | |||||
| P/B LTM | x | 0.89 | 0.72 | |||||
| P/S LTM | x | 2.17 | 2.52 | |||||
| P/FCF LTM | x | 0.00 | 0.86 | |||||
| EV/EBITDA LTM | x | -2.04 | -1.31 | |||||
| EV/Sales LTM | x | -2.98 | -1.52 | |||||
| Earnings Yield LTM | % | 26.95% | 26.98% | |||||
| FCF Yield | % | 0.00% | 116.42% | |||||
| Quality | ||||||||
| ROE | % | 24.12% | 21.53% | |||||
| ROIC | % | 8.36% | -152.54% | |||||
| Operating margin | % | 65.44% | 65.44% | |||||
| Gross margin | % | 100.00% | 100.00% | |||||
| FCF/Sales | % | 0.00% | 94.43% | |||||
| Growth and momentum | ||||||||
| EPS Growth YoY | % | +217.11% | - | |||||
| Sales Growth YoY | % | +158.40% | - | |||||
| Net Income Growth YoY | % | +217.20% | - | |||||
| FCF Growth | % | - | - | |||||
| Operating Profit Growth | % | +213.02% | - | |||||
| Dividend and capital structure | ||||||||
| Dividend Yield | % | 0.00% | 0.00% | |||||
| Dividend Growth | % | 0.00% | 0.00% | |||||
| Payout Ratio | % | 0.00% | 0.00% | |||||
| FCF/Debt | x | - | - | |||||
| Net Debt/EBITDA | x | -3.39 | -0.01 | |||||
| EBIT/Net interest | x | 7.12 | 7.12 | |||||
| Net debt/market cap | % | -250.74% | -160.30% | |||||
| Net debt/Equity | x | -2.24 | -1.16 | |||||
| Gross debt/equity | x | 0.00 | 0.00 | |||||
Company overview
Based in Moscow, Russia, and established in 1990, PJSC Best Efforts Bank delivers a comprehensive suite of banking and financial solutions across Russia. Its offerings extend to professional market participants, individual entrepreneurs, private practitioners, and credit institutions, encompassing sophisticated services like single cash position management and portfolio margining. Traditional banking functions, including settlement and cash operations, are also provided, alongside deposits and loans for individual clients. The bank serves as an intermediary for corporate entities, offers robust custodial services, and grants access to key Russian trading platforms such as the Moscow and Saint-Petersburg Exchanges. Further augmenting its portfolio, PJSC Best Efforts Bank specializes in investment banking, client-focused IT and outsourcing solutions, and comprehensive customer support. It also facilitates remote client identification and furnishes essential back-office services specifically tailored for small and medium-sized enterprises. Serving approximately 40 clients, the institution has been operating as a subsidiary of Public Joint-Stock Company SAINT PETERSBURG EXCHANGE since January 21, 2020.
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For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
PJSC Best Efforts Bank (ALBK.ME)
Based in Moscow, Russia, and established in 1990, PJSC Best Efforts Bank delivers a comprehensive suite of banking and financial solutions across Russia. Its offerings extend to professional market participants, individual entrepreneurs, private practitioners, and credit institutions, encompassing sophisticated services like single cash position management and portfolio margining. Traditional banking functions, including settlement and cash operations, are also provided, alongside deposits and loans for individual clients. The bank serves as an intermediary for corporate entities, offers robust custodial services, and grants access to key Russian trading platforms such as the Moscow and Saint-Petersburg Exchanges. Further augmenting its portfolio, PJSC Best Efforts Bank specializes in investment banking, client-focused IT and outsourcing solutions, and comprehensive customer support. It also facilitates remote client identification and furnishes essential back-office services specifically tailored for small and medium-sized enterprises. Serving approximately 40 clients, the institution has been operating as a subsidiary of Public Joint-Stock Company SAINT PETERSBURG EXCHANGE since January 21, 2020.
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