CITBA Financial Corporation (CBAF)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 21 | 20 | 23 | 23 | 22 | 27 | 27 | - |
| Operating profit | $m | 8 | 8 | ||||||
| Net profit | $m | 5 | 5 | 5 | 5 | 4 | 7 | 7 | - |
| EPS reported | $ | 4.19 | 4.19 | ||||||
| Operating cashflow per share | $ | 4.96 | 0.00 | ||||||
| Capex per share | $ | 0.83 | 0.00 | ||||||
| FCF per share | $ | 4.12 | 0.00 | ||||||
| Free cash flow | $m | 7 | 0 | ||||||
| Net debt | $m | -5 | -207 | ||||||
| Book value equity | $m | 67 | 66 | ||||||
| Book value per share | $ | 41.61 | 43.36 | ||||||
| Number of shares | m | 1.61 | 1.52 | ||||||
| DPS (TTM paid) | $ | 0.85 | 1.23 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.01 | 11.22 | ||||||
| P/B LTM | x | 0.91 | 0.92 | ||||||
| P/S LTM | x | 2.25 | 2.28 | ||||||
| P/FCF LTM | x | 9.15 | 0.00 | ||||||
| EV/EBITDA LTM | x | 6.32 | 7.30 | ||||||
| EV/Sales LTM | x | 1.49 | 1.17 | ||||||
| Earnings Yield LTM | % | +11.10% | +8.91% | ||||||
| FCF Yield | % | +10.93% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +10.13% | +10.15% | ||||||
| ROIC | % | +0.97% | +9.71% | ||||||
| Operating margin | % | +21.01% | +20.37% | ||||||
| Gross margin | % | +71.36% | +70.97% | ||||||
| FCF/Sales | % | +17.76% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +87.89% | +87.89% | ||||||
| Sales Growth YoY | % | +21.67% | +20.13% | ||||||
| Net Income Growth YoY | % | +81.02% | +77.20% | ||||||
| FCF Growth | % | +141.03% | -100.00% | ||||||
| Operating Profit Growth | % | +99.53% | +93.94% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +2.27% | +2.18% | ||||||
| Dividend Growth | % | +1.19% | +46.43% | ||||||
| Payout Ratio | % | +20.48% | +20.35% | ||||||
| FCF/Debt | x | - | - | ||||||
| Net Debt/EBITDA | x | -0.57 | -3.04 | ||||||
| EBIT/Net interest | x | 0.76 | 0.71 | ||||||
| Net debt/market cap | % | 0.00% | 0.00% | ||||||
| Net debt/Equity | x | -0.08 | -3.15 | ||||||
| Gross debt/equity | x | 0.00 | 0.00 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
CITBA Financial Corporation serves as the parent entity for Citizens Bank, a financial institution providing a comprehensive array of banking services throughout the United States. Established in Mooresville, Indiana, in 1931, the company offers diverse account options for both individuals and businesses. Personal banking solutions include checking, various savings accounts (such as regular, money market, premium rate, and junior savers), individual retirement accounts, health savings accounts, and certificates of deposit. Businesses can access regular savings, individual retirement, and health savings accounts. The corporation also provides a wide range of lending products, including personal and business mortgages, auto loans, home equity loans, and financing for RVs and boats. Commercial clients can benefit from commercial loans, commercial mortgage loans, and business lines of credit. Additional offerings encompass credit cards, gift cards, and a suite of digital services like treasury management, remote deposit capture, online banking, bill pay, mobile banking, and eStatements.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
CITBA Financial Corporation (CBAF)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
CITBA Financial Corporation serves as the parent entity for Citizens Bank, a financial institution providing a comprehensive array of banking services throughout the United States. Established in Mooresville, Indiana, in 1931, the company offers diverse account options for both individuals and businesses. Personal banking solutions include checking, various savings accounts (such as regular, money market, premium rate, and junior savers), individual retirement accounts, health savings accounts, and certificates of deposit. Businesses can access regular savings, individual retirement, and health savings accounts. The corporation also provides a wide range of lending products, including personal and business mortgages, auto loans, home equity loans, and financing for RVs and boats. Commercial clients can benefit from commercial loans, commercial mortgage loans, and business lines of credit. Additional offerings encompass credit cards, gift cards, and a suite of digital services like treasury management, remote deposit capture, online banking, bill pay, mobile banking, and eStatements.
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