Commencement Bancorp Inc. (CBWA)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 17 | 19 | 20 | 20 | 20 | 27 | 30 | - |
| Operating profit | $m | 8 | 9 | ||||||
| Net profit | $m | 4 | 4 | 5 | 3 | 3 | 7 | 7 | - |
| EPS reported | $ | 1.78 | 1.97 | ||||||
| Operating cashflow per share | $ | 0.47 | 0.00 | ||||||
| Capex per share | $ | 0.38 | 0.00 | ||||||
| FCF per share | $ | 0.08 | 0.00 | ||||||
| Free cash flow | $m | 0 | 0 | ||||||
| Net debt | $m | -21 | -5 | ||||||
| Book value equity | $m | 60 | 63 | ||||||
| Book value per share | $ | 16.10 | 16.90 | ||||||
| Number of shares | m | 3.74 | 3.72 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.36 | 10.16 | ||||||
| P/B LTM | x | 1.03 | 0.99 | ||||||
| P/S LTM | x | 2.26 | 2.10 | ||||||
| P/FCF LTM | x | 203.37 | 0.00 | ||||||
| EV/EBITDA LTM | x | 7.36 | 6.78 | ||||||
| EV/Sales LTM | x | 1.68 | 1.74 | ||||||
| Earnings Yield LTM | % | +10.68% | +9.84% | ||||||
| FCF Yield | % | +0.49% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +11.14% | +12.17% | ||||||
| ROIC | % | +0.98% | +1.00% | ||||||
| Operating margin | % | +22.75% | +23.53% | ||||||
| Gross margin | % | +72.36% | +74.19% | ||||||
| FCF/Sales | % | +0.83% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +131.17% | +155.84% | ||||||
| Sales Growth YoY | % | +36.82% | +46.89% | ||||||
| Net Income Growth YoY | % | +122.71% | +144.85% | ||||||
| FCF Growth | % | -91.16% | -100.00% | ||||||
| Operating Profit Growth | % | +13.18% | +22.84% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | -100.00% | -100.00% | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 0.04 | 0.00 | ||||||
| Net Debt/EBITDA | x | -0.07 | -0.53 | ||||||
| EBIT/Net interest | x | 0.91 | 1.01 | ||||||
| Net debt/market cap | % | +1.26% | +6.95% | ||||||
| Net debt/Equity | x | -0.35 | -0.08 | ||||||
| Gross debt/equity | x | 0.13 | 0.08 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Commencement Bancorp Inc. functions as the parent entity for Commencement Bank, delivering a comprehensive array of financial products and services. These offerings are designed for individual customers, as well as small and medium-sized enterprises across western Washington. The bank accepts various deposit types, including non-interest-bearing, demand, savings, NOW, money market, and time accounts, alongside certificates of deposit. Its lending options span term loans, home equity loans and lines of credit, personal reserve overdraft facilities, and a wide spectrum of commercial real estate financing, encompassing residential (1-4 family), multi-family, commercial, construction, and land projects. Additionally, the company provides government-guaranteed and other specialized loans, coupled with credit/debit card services and ATM access. Founded in 2006 and headquartered in Tacoma, Washington, the bank maintains four branches situated in Tacoma, Enumclaw, Auburn, and Olympia.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Commencement Bancorp Inc. (CBWA)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Commencement Bancorp Inc. functions as the parent entity for Commencement Bank, delivering a comprehensive array of financial products and services. These offerings are designed for individual customers, as well as small and medium-sized enterprises across western Washington. The bank accepts various deposit types, including non-interest-bearing, demand, savings, NOW, money market, and time accounts, alongside certificates of deposit. Its lending options span term loans, home equity loans and lines of credit, personal reserve overdraft facilities, and a wide spectrum of commercial real estate financing, encompassing residential (1-4 family), multi-family, commercial, construction, and land projects. Additionally, the company provides government-guaranteed and other specialized loans, coupled with credit/debit card services and ATM access. Founded in 2006 and headquartered in Tacoma, Washington, the bank maintains four branches situated in Tacoma, Enumclaw, Auburn, and Olympia.
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