Chino Commercial Bancorp (CCBC)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 11 | 12 | 15 | 15 | 17 | 19 | 22 | - |
| Operating profit | $m | 8 | 9 | ||||||
| Net profit | $m | 3 | 3 | 5 | 5 | 5 | 6 | 6 | - |
| EPS reported | $ | 1.82 | 1.91 | ||||||
| Operating cashflow per share | $ | 1.65 | 0.00 | ||||||
| Capex per share | $ | 0.39 | 0.00 | ||||||
| FCF per share | $ | 1.27 | 0.00 | ||||||
| Free cash flow | $m | 4 | 0 | ||||||
| Net debt | $m | 27 | 11 | ||||||
| Book value equity | $m | 49 | 52 | ||||||
| Book value per share | $ | 15.19 | 13.58 | ||||||
| Number of shares | m | 3.21 | 3.85 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 9.45 | 11.41 | ||||||
| P/B LTM | x | 0.94 | 0.88 | ||||||
| P/S LTM | x | 2.39 | 2.07 | ||||||
| P/FCF LTM | x | 11.30 | 0.00 | ||||||
| EV/EBITDA LTM | x | 8.58 | 8.14 | ||||||
| EV/Sales LTM | x | 2.86 | 3.07 | ||||||
| Earnings Yield LTM | % | +10.58% | +8.76% | ||||||
| FCF Yield | % | +8.85% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +11.99% | +13.01% | ||||||
| ROIC | % | +4.72% | +1.24% | ||||||
| Operating margin | % | +31.93% | +33.54% | ||||||
| Gross margin | % | +74.31% | +74.86% | ||||||
| FCF/Sales | % | +15.92% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +13.75% | +19.37% | ||||||
| Sales Growth YoY | % | +15.93% | +33.63% | ||||||
| Net Income Growth YoY | % | +13.74% | +25.67% | ||||||
| FCF Growth | % | +720.99% | -100.00% | ||||||
| Operating Profit Growth | % | +13.80% | +25.44% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | 0.06 | 0.00 | ||||||
| Net Debt/EBITDA | x | 3.19 | 1.22 | ||||||
| EBIT/Net interest | x | 1.30 | 1.96 | ||||||
| Net debt/market cap | % | +1.59% | +1.03% | ||||||
| Net debt/Equity | x | 0.56 | 0.21 | ||||||
| Gross debt/equity | x | 1.50 | 1.40 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Chino Commercial Bancorp serves as the holding company for Chino Commercial Bank, N.A., which provides a diverse array of commercial banking services. Its primary clientele consists of individuals and small businesses, mainly operating within Southern California's Inland Empire region. The bank offers various deposit options, including non-interest-bearing accounts, money market accounts, standard checking and savings accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs). In terms of financing, it extends numerous commercial loan products such as lines of credit, letters of credit, term loans, equipment loans, and commercial real estate financing. Additionally, it supports businesses with accounts receivable funding, factoring, equipment leasing, and other working capital solutions. For individual customers, the bank offers auto loans, home equity and home improvement lines of credit, and personal lines of credit. Its comprehensive real estate lending portfolio includes construction loans, lot loans, and home mortgages. It also encompasses specialized commercial real estate financing, such as mini-perm loans and conduit sales, as well as services related to residential real estate brokerage. Beyond its core banking and lending activities, Chino Commercial Bank provides a suite of additional services: credit and debit cards, cashier's checks, courier service, direct deposit, remote deposit capture, e-statements, electronic tax payments, night depository, notary services, safe deposit boxes, savings bonds, wire transfers, stop payment services, and comprehensive cash management solutions. Customers can also access banking services through online, telephone, and mobile platforms. The Bancorp maintains full-service banking centers in several California cities: Chino, Ontario, Rancho Cucamonga, and Upland. Chino Commercial Bancorp was established in 1999 and its corporate headquarters are situated in Chino, California.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Chino Commercial Bancorp (CCBC)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Chino Commercial Bancorp serves as the holding company for Chino Commercial Bank, N.A., which provides a diverse array of commercial banking services. Its primary clientele consists of individuals and small businesses, mainly operating within Southern California's Inland Empire region. The bank offers various deposit options, including non-interest-bearing accounts, money market accounts, standard checking and savings accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs). In terms of financing, it extends numerous commercial loan products such as lines of credit, letters of credit, term loans, equipment loans, and commercial real estate financing. Additionally, it supports businesses with accounts receivable funding, factoring, equipment leasing, and other working capital solutions. For individual customers, the bank offers auto loans, home equity and home improvement lines of credit, and personal lines of credit. Its comprehensive real estate lending portfolio includes construction loans, lot loans, and home mortgages. It also encompasses specialized commercial real estate financing, such as mini-perm loans and conduit sales, as well as services related to residential real estate brokerage. Beyond its core banking and lending activities, Chino Commercial Bank provides a suite of additional services: credit and debit cards, cashier's checks, courier service, direct deposit, remote deposit capture, e-statements, electronic tax payments, night depository, notary services, safe deposit boxes, savings bonds, wire transfers, stop payment services, and comprehensive cash management solutions. Customers can also access banking services through online, telephone, and mobile platforms. The Bancorp maintains full-service banking centers in several California cities: Chino, Ontario, Rancho Cucamonga, and Upland. Chino Commercial Bancorp was established in 1999 and its corporate headquarters are situated in Chino, California.
Unlock all fundamental data
Sign up for FreeUnlock all fundamental data
Sign up for Free