Valley National Bancorp (VLY)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 1,301 | 1,365 | 1,862 | 1,880 | 1,843 | 2,024 | 1,629 | - |
| Operating profit | $m | 744 | 432 | ||||||
| Net profit | $m | 391 | 474 | 569 | 499 | 380 | 598 | 694 | 725 |
| EPS reported | $ | 1.01 | 1.20 | ||||||
| Operating cashflow per share | $ | 0.61 | 1.04 | ||||||
| Capex per share | $ | 0.00 | 0.04 | ||||||
| FCF per share | $ | 0.61 | 1.00 | ||||||
| Free cash flow | $m | 344 | 555 | ||||||
| Net debt | $m | 2,799 | -6,033 | ||||||
| Book value equity | $m | 7,808 | 7,917 | ||||||
| Book value per share | $ | 13.85 | 14.19 | ||||||
| Number of shares | m | 563.83 | 557.97 | ||||||
| DPS (TTM paid) | $ | 0.44 | 0.44 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 11.56 | 10.90 | ||||||
| P/B LTM | x | 0.84 | 0.83 | ||||||
| P/S LTM | x | 3.23 | 4.01 | ||||||
| P/FCF LTM | x | 19.01 | 11.77 | ||||||
| EV/EBITDA LTM | x | 11.88 | 20.76 | ||||||
| EV/Sales LTM | x | 2.76 | 3.55 | ||||||
| Earnings Yield LTM | % | +8.65% | +9.17% | ||||||
| FCF Yield | % | +5.26% | +8.49% | ||||||
| Quality | |||||||||
| ROE | % | +7.66% | +8.88% | ||||||
| ROIC | % | +0.93% | +2.83% | ||||||
| Operating margin | % | +21.30% | +14.48% | ||||||
| Gross margin | % | +53.94% | +50.50% | ||||||
| FCF/Sales | % | +9.84% | +18.62% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +46.38% | +73.91% | ||||||
| Sales Growth YoY | % | +9.83% | -11.60% | ||||||
| Net Income Growth YoY | % | +57.25% | +82.38% | ||||||
| FCF Growth | % | -37.32% | +1.21% | ||||||
| Operating Profit Growth | % | +69.63% | -1.56% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +4.25% | +3.01% | ||||||
| Dividend Growth | % | 0.00% | 0.00% | ||||||
| Payout Ratio | % | +48.79% | +41.20% | ||||||
| FCF/Debt | x | 0.10 | 0.16 | ||||||
| Net Debt/EBITDA | x | 3.83 | 5.35 | ||||||
| EBIT/Net interest | x | 0.51 | 0.32 | ||||||
| Net debt/market cap | % | +47.64% | +38.23% | ||||||
| Net debt/Equity | x | 0.36 | -0.76 | ||||||
| Gross debt/equity | x | 0.44 | 0.44 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Valley National Bancorp, the holding company for Valley National Bank, delivers an extensive array of financial services encompassing commercial, retail, insurance, and wealth management. Its operations are organized into three core segments: Commercial Lending, Consumer Lending, and Investment Management. The institution accepts a variety of deposits, including non-interest-bearing, savings, NOW, money market, and time accounts. Its diverse lending portfolio features commercial and industrial loans, commercial and residential real estate mortgages, automobile financing, and loans backed by the cash surrender value of life insurance. Valley National also provides home equity loans and credit lines, as well as other secured and unsecured consumer loans. The company strategically invests in various securities and interest-bearing deposits with other banks. For international clients, it offers services like standby and documentary letters of credit, foreign exchange transactions, documentary collections, international wire transfers, and transaction accounts for non-resident aliens. Furthermore, the company furnishes investment services for individuals and small to medium-sized businesses, alongside trusts and custom-tailored investment strategies for a range of retirement plans. Its comprehensive trust offerings include living and testamentary trusts, investment management, custodial and escrow services, and estate administration. Additional services comprise tax credit advisory, a full spectrum of insurance agency services (property, casualty, life, health, and title), healthcare equipment lending, other commercial equipment leasing, and real estate-related investments. Customers benefit from modern conveniences such as online, mobile, and telephone banking, overdraft protection, drive-in and night deposit options, ATMs, remote deposit capture, and safe deposit boxes. As of December 31, 2021, Valley National Bancorp operated 232 branch locations across New Jersey, New York, Florida, and Alabama. The company was founded in 1927 and maintains its headquarters in New York, New York.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Valley National Bancorp (VLY)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Valley National Bancorp, the holding company for Valley National Bank, delivers an extensive array of financial services encompassing commercial, retail, insurance, and wealth management. Its operations are organized into three core segments: Commercial Lending, Consumer Lending, and Investment Management. The institution accepts a variety of deposits, including non-interest-bearing, savings, NOW, money market, and time accounts. Its diverse lending portfolio features commercial and industrial loans, commercial and residential real estate mortgages, automobile financing, and loans backed by the cash surrender value of life insurance. Valley National also provides home equity loans and credit lines, as well as other secured and unsecured consumer loans. The company strategically invests in various securities and interest-bearing deposits with other banks. For international clients, it offers services like standby and documentary letters of credit, foreign exchange transactions, documentary collections, international wire transfers, and transaction accounts for non-resident aliens. Furthermore, the company furnishes investment services for individuals and small to medium-sized businesses, alongside trusts and custom-tailored investment strategies for a range of retirement plans. Its comprehensive trust offerings include living and testamentary trusts, investment management, custodial and escrow services, and estate administration. Additional services comprise tax credit advisory, a full spectrum of insurance agency services (property, casualty, life, health, and title), healthcare equipment lending, other commercial equipment leasing, and real estate-related investments. Customers benefit from modern conveniences such as online, mobile, and telephone banking, overdraft protection, drive-in and night deposit options, ATMs, remote deposit capture, and safe deposit boxes. As of December 31, 2021, Valley National Bancorp operated 232 branch locations across New Jersey, New York, Florida, and Alabama. The company was founded in 1927 and maintains its headquarters in New York, New York.
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