No price history available.
Key financial summary
Financials in PLN| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total revenue | PLNm | 4,308 | 3,944 | 5,871 | 10,157 | 9,764 | 10,632 | N/A | N/A |
| Operating profit | PLNm | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Net profit | PLNm | 23 | -1,332 | -1,015 | 576 | 719 | 1,202 | N/A | N/A |
| EPS reported | PLN | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Operating cashflow per share | PLN | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Capex per share | PLN | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| FCF per share | PLN | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Free cash flow | PLNm | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Net debt | PLNm | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Book value equity | PLNm | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Book value per share | PLN | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Number of shares | m | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| DPS (TTM paid) | PLN | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
Financial summary
Financials in PLN| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E LTM | x | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| P/B LTM | x | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| P/S LTM | x | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| P/FCF LTM | x | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| EV/EBITDA LTM | x | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| EV/Sales LTM | x | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Earnings Yield LTM | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| FCF Yield | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Quality | |||||||||
| ROE | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| ROIC | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Operating margin | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Gross margin | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| FCF/Sales | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Growth and momentum | |||||||||
| EPS Growth YoY | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Sales Growth YoY | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Net Income Growth YoY | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| FCF Growth | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Operating Profit Growth | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Dividend and capital structure | |||||||||
| Dividend Yield | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Dividend Growth | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Payout Ratio | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| FCF/Debt | x | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Net Debt/EBITDA | x | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| EBIT/Net interest | x | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Net debt/market cap | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Net debt/Equity | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
| Gross debt/equity | % | Locked | Locked | Locked | Locked | Locked | Locked | Locked | Locked |
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
Company overview
Bank Millennium S.A. is a prominent financial institution operating within Poland. The bank delivers a broad spectrum of banking and financial services, organized into distinct operational segments: retail client services, corporate client services, foreign exchange mortgage lending, and treasury and asset-liability management. Its extensive product lineup encompasses transactional and savings accounts, along with diverse lending options such as personal loans, asset-backed credit, loans for securities acquisition, revolving credit facilities, and mortgages. Furthermore, it provides brokerage services, investment funds, various payment card solutions, and a suite of trade finance offerings including letters of credit, bank guarantees, and document collection. Other key services include factoring, foreign currency exchange, custodial services, pension schemes, overdraft facilities, and both life and non-life insurance products. Beyond traditional banking, the company also specializes in leasing and financing for a wide array of assets, including vehicles (cars and vans), industrial machinery and equipment, transportation infrastructure (road, rail, water, and air), and real estate. Customers can access these services through modern digital channels, including internet, mobile, and ATM banking. Bank Millennium S.A. serves a diverse client base, ranging from individual customers across the mass market to affluent individuals and sole proprietors, as well as small, medium, and large enterprises, and public sector organizations. The bank maintains a physical presence with 655 branches. Founded in 1989, the company, headquartered in Warsaw, Poland, was initially known as BIG Bank GDANSKI SA before rebranding to Bank Millennium S.A. in January 2003. It functions as a subsidiary of the Portuguese financial group, Banco Comercial Português, S.A.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Bank Millennium S.A. (MIL.WA)
No price history available.
Based on consensus from external analysts. Not Kvantra's opinion.
Bank Millennium S.A. is a prominent financial institution operating within Poland. The bank delivers a broad spectrum of banking and financial services, organized into distinct operational segments: retail client services, corporate client services, foreign exchange mortgage lending, and treasury and asset-liability management. Its extensive product lineup encompasses transactional and savings accounts, along with diverse lending options such as personal loans, asset-backed credit, loans for securities acquisition, revolving credit facilities, and mortgages. Furthermore, it provides brokerage services, investment funds, various payment card solutions, and a suite of trade finance offerings including letters of credit, bank guarantees, and document collection. Other key services include factoring, foreign currency exchange, custodial services, pension schemes, overdraft facilities, and both life and non-life insurance products. Beyond traditional banking, the company also specializes in leasing and financing for a wide array of assets, including vehicles (cars and vans), industrial machinery and equipment, transportation infrastructure (road, rail, water, and air), and real estate. Customers can access these services through modern digital channels, including internet, mobile, and ATM banking. Bank Millennium S.A. serves a diverse client base, ranging from individual customers across the mass market to affluent individuals and sole proprietors, as well as small, medium, and large enterprises, and public sector organizations. The bank maintains a physical presence with 655 branches. Founded in 1989, the company, headquartered in Warsaw, Poland, was initially known as BIG Bank GDANSKI SA before rebranding to Bank Millennium S.A. in January 2003. It functions as a subsidiary of the Portuguese financial group, Banco Comercial Português, S.A.
