Full history for every metric is available with a Kvantra account

Stock profile

Village Bank and Trust Financial Corp. (VBFC)

Country: United States of AmericaSector: Financial ServicesIndustry: Banks - RegionalExchange: NASDAQ

Delisted · last close 1 Apr 2025

Current price
80.21 USD0.00%
Last close 1 Apr 2025
Benchmarks

Key financial summary

Financials in USD
201920202021202220232024TTM
Total net revenue$m21283631253327
Operating profit$m3324
Net profit$m49128277
EPS reported$4.694.70
Operating cashflow per share$3.103.10
Capex per share$0.210.21
FCF per share$2.892.89
Free cash flow$m4-23
Net debt$m-25-35
Book value equity$m7474
Book value per share$49.2949.13
Number of sharesm1.51.5
DPS (TTM paid)$0.720.72

Financial summary

Financials in USD
201920202021202220232024TTM
Value
P/E TTMx16.60-
P/B LTMx1.581.63
P/S LTMx3.504.47
P/FCF LTMx26.91-5.17
EV/EBITDA LTMx2.289.18
EV/Sales LTMx4.593.18
Earnings Yield LTM%6.02%5.85%
FCF Yield%3.72%-19.36%
Quality
ROE%9.52%9.93%
ROIC%12.47%12.47%
Operating margin%99.55%99.55%
Gross margin%99.55%99.55%
FCF/Sales%13.01%13.01%
Growth and momentum
EPS Growth YoY%+263.57%+263.57%
Sales Growth YoY%+31.62%+31.62%
Net Income Growth YoY%+265.85%+265.85%
FCF Growth%-0.28%-
Operating Profit Growth%+1430.5%+1430.5%
Dividend and capital structure
Dividend Yield%0.92%0.90%
Dividend Growth%+9.09%-
Payout Ratio%15.35%15.32%
FCF/Debtx0.09-0.39
Net Debt/EBITDAx0.540.54
EBIT/Net interestx0.000.00
Net debt/market cap%-21.19%-28.75%
Net debt/Equityx-0.33-0.47
Gross debt/equityx0.690.81

Company overview

Village Bank and Trust Financial Corp. functions as the primary holding company for Village Bank, offering a comprehensive suite of banking and financial services to a diverse clientele, including small to medium-sized businesses, professionals, and individual consumers. The corporation's activities are organized into two key business segments: Traditional Commercial Banking and Mortgage Banking. Its deposit product portfolio includes standard checking and savings accounts, money market accounts, individual retirement accounts, and certificates of deposit, along with other general depository services. In its lending capacity, Village Bank and Trust provides both secured and unsecured commercial loans. These are designed to support various business needs, such as managing working capital, funding expansion projects, and acquiring essential equipment or machinery. The company also offers financing for the acquisition, development, construction, and ownership of commercial real estate properties. For individual clients, it extends secured and unsecured consumer loans for purposes ranging from vehicle purchases and home improvements to educational expenses and personal investments. Furthermore, the company actively originates mortgage loans, real estate construction loans, and acquisition loans, many of which are intended for sale within the secondary market. Complementing its traditional services, the bank offers modern conveniences such as online and mobile banking platforms, alongside remote deposit capture solutions, specifically tailored for its business customers. Its products and services are accessible through a network of nine full-service branch offices and a dedicated mortgage loan production office. These strategically located facilities serve Central Virginia, specifically encompassing the counties of Chesterfield, Hanover, Henrico, Powhatan, James City, and the City of Richmond. Founded in 1999, the company is headquartered in Midlothian, Virginia.

WebsiteN/A
IndustryBanks - Regional
Trades inUSD

Similar companies

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

Delisted · last close 1 Apr 2025

Village Bank and Trust Financial Corp. (VBFC)

VBFC · NASDAQ · Financial Services
80.21 USD0.00%
Benchmarks
Financialsin USD
20232024TTM
About

Village Bank and Trust Financial Corp. functions as the primary holding company for Village Bank, offering a comprehensive suite of banking and financial services to a diverse clientele, including small to medium-sized businesses, professionals, and individual consumers. The corporation's activities are organized into two key business segments: Traditional Commercial Banking and Mortgage Banking. Its deposit product portfolio includes standard checking and savings accounts, money market accounts, individual retirement accounts, and certificates of deposit, along with other general depository services. In its lending capacity, Village Bank and Trust provides both secured and unsecured commercial loans. These are designed to support various business needs, such as managing working capital, funding expansion projects, and acquiring essential equipment or machinery. The company also offers financing for the acquisition, development, construction, and ownership of commercial real estate properties. For individual clients, it extends secured and unsecured consumer loans for purposes ranging from vehicle purchases and home improvements to educational expenses and personal investments. Furthermore, the company actively originates mortgage loans, real estate construction loans, and acquisition loans, many of which are intended for sale within the secondary market. Complementing its traditional services, the bank offers modern conveniences such as online and mobile banking platforms, alongside remote deposit capture solutions, specifically tailored for its business customers. Its products and services are accessible through a network of nine full-service branch offices and a dedicated mortgage loan production office. These strategically located facilities serve Central Virginia, specifically encompassing the counties of Chesterfield, Hanover, Henrico, Powhatan, James City, and the City of Richmond. Founded in 1999, the company is headquartered in Midlothian, Virginia.

IndustryBanks - Regional
Trades inUSD

For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.

Unlock all fundamental data

Sign up for Free

Unlock all fundamental data

Sign up for Free