First Keystone Corporation (FKYS)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 38 | 43 | 42 | 34 | 38 | 44 | 46 | - |
| Operating profit | $m | 6 | 2 | ||||||
| Net profit | $m | 12 | 15 | 14 | 6 | -13 | 6 | 8 | - |
| EPS reported | $ | 0.99 | 1.27 | ||||||
| Operating cashflow per share | $ | 1.84 | 2.10 | ||||||
| Capex per share | $ | 0.05 | 0.04 | ||||||
| FCF per share | $ | 1.79 | 2.06 | ||||||
| Free cash flow | $m | 11 | 10 | ||||||
| Net debt | $m | -135 | -111 | ||||||
| Book value equity | $m | 113 | 118 | ||||||
| Book value per share | $ | 18.18 | 19.05 | ||||||
| Number of shares | m | 6.22 | 6.22 | ||||||
| DPS (TTM paid) | $ | 1.12 | 1.12 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 20.02 | 16.40 | ||||||
| P/B LTM | x | 1.09 | 1.04 | ||||||
| P/S LTM | x | 2.82 | 2.69 | ||||||
| P/FCF LTM | x | 11.08 | 12.23 | ||||||
| EV/EBITDA LTM | x | 50.28 | 180.38 | ||||||
| EV/Sales LTM | x | 4.61 | 4.46 | ||||||
| Earnings Yield LTM | % | +5.00% | +6.10% | ||||||
| FCF Yield | % | +9.02% | +8.18% | ||||||
| Quality | |||||||||
| ROE | % | +5.44% | +6.32% | ||||||
| ROIC | % | +1.44% | +0.06% | ||||||
| Operating margin | % | +7.64% | +1.22% | ||||||
| Gross margin | % | +46.89% | +47.39% | ||||||
| FCF/Sales | % | +13.35% | +15.11% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | - | - | ||||||
| Sales Growth YoY | % | +15.26% | +20.85% | ||||||
| Net Income Growth YoY | % | - | - | ||||||
| FCF Growth | % | +72.70% | +56.55% | ||||||
| Operating Profit Growth | % | - | - | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +4.91% | +5.99% | ||||||
| Dividend Growth | % | 0.00% | 0.00% | ||||||
| Payout Ratio | % | +98.28% | +79.04% | ||||||
| FCF/Debt | x | 0.04 | 0.04 | ||||||
| Net Debt/EBITDA | x | 34.15 | 233.98 | ||||||
| EBIT/Net interest | x | 0.16 | 0.03 | ||||||
| Net debt/market cap | % | +2.17% | +2.28% | ||||||
| Net debt/Equity | x | -1.20 | -0.94 | ||||||
| Gross debt/equity | x | 2.39 | 2.27 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
First Keystone Corporation acts as the holding company for First Keystone Community Bank, which delivers a comprehensive suite of banking and financial offerings. These services are provided to individuals, businesses, government entities, and other public and institutional clients across the Northeastern Pennsylvania market. The bank facilitates various deposit accounts, including demand deposits (both interest and non-interest bearing), money market accounts, savings accounts, and certificates of deposit. Its loan portfolio encompasses commercial and industrial financing, featuring short-term loans and credit lines to support machinery, equipment, inventory, and accounts receivable. Furthermore, the company provides commercial real estate loans, typically secured by retail properties, office buildings, residential complexes, and hotels. Residential real estate lending includes mortgages for one-to-four family homes, home equity term loans, and home equity lines of credit. Consumer lending options cover vehicle loans, stock-secured loans, and loans guaranteed by financial institution deposits. In addition to core banking, First Keystone furnishes trust and agency services, which involve managing trust investment accounts, offering investment advisory, mutual fund access, estate planning, and administering pension and profit-sharing plans. Internet banking services are also available. Founded in 1864 and headquartered in Berwick, Pennsylvania, the corporation operates through 18 full-service branches, one dedicated loan production office, and a network of 20 automated teller machines.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
First Keystone Corporation (FKYS)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
First Keystone Corporation acts as the holding company for First Keystone Community Bank, which delivers a comprehensive suite of banking and financial offerings. These services are provided to individuals, businesses, government entities, and other public and institutional clients across the Northeastern Pennsylvania market. The bank facilitates various deposit accounts, including demand deposits (both interest and non-interest bearing), money market accounts, savings accounts, and certificates of deposit. Its loan portfolio encompasses commercial and industrial financing, featuring short-term loans and credit lines to support machinery, equipment, inventory, and accounts receivable. Furthermore, the company provides commercial real estate loans, typically secured by retail properties, office buildings, residential complexes, and hotels. Residential real estate lending includes mortgages for one-to-four family homes, home equity term loans, and home equity lines of credit. Consumer lending options cover vehicle loans, stock-secured loans, and loans guaranteed by financial institution deposits. In addition to core banking, First Keystone furnishes trust and agency services, which involve managing trust investment accounts, offering investment advisory, mutual fund access, estate planning, and administering pension and profit-sharing plans. Internet banking services are also available. Founded in 1864 and headquartered in Berwick, Pennsylvania, the corporation operates through 18 full-service branches, one dedicated loan production office, and a network of 20 automated teller machines.
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