Jeffersonville Bancorp (JFBC)
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No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 22 | 23 | 27 | 27 | 28 | 33 | 26 | - |
| Operating profit | $m | 16 | 12 | ||||||
| Net profit | $m | 5 | 6 | 9 | 11 | 11 | 13 | 10 | - |
| EPS reported | $ | 2.96 | 2.34 | ||||||
| Operating cashflow per share | $ | 3.35 | 0.00 | ||||||
| Capex per share | $ | 0.21 | 0.00 | ||||||
| FCF per share | $ | 3.13 | 0.00 | ||||||
| Free cash flow | $m | 13 | 0 | ||||||
| Net debt | $m | -69 | -88 | ||||||
| Book value equity | $m | 105 | 109 | ||||||
| Book value per share | $ | 24.81 | 25.74 | ||||||
| Number of shares | m | 4.24 | 4.23 | ||||||
| DPS (TTM paid) | $ | 1.10 | 1.20 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 7.68 | 9.07 | ||||||
| P/B LTM | x | 0.92 | 0.88 | ||||||
| P/S LTM | x | 2.92 | 3.76 | ||||||
| P/FCF LTM | x | 7.26 | 0.00 | ||||||
| EV/EBITDA LTM | x | 1.70 | 2.16 | ||||||
| EV/Sales LTM | x | 0.79 | 1.08 | ||||||
| Earnings Yield LTM | % | +13.02% | +11.03% | ||||||
| FCF Yield | % | +13.78% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +11.95% | +12.84% | ||||||
| ROIC | % | +10.86% | +1.93% | ||||||
| Operating margin | % | +46.30% | +47.74% | ||||||
| Gross margin | % | +95.24% | +95.94% | ||||||
| FCF/Sales | % | +38.79% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +10.45% | -12.69% | ||||||
| Sales Growth YoY | % | +19.42% | -7.29% | ||||||
| Net Income Growth YoY | % | +10.79% | -12.79% | ||||||
| FCF Growth | % | +13.18% | -100.00% | ||||||
| Operating Profit Growth | % | -8.50% | -27.91% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | +4.84% | +4.11% | ||||||
| Dividend Growth | % | +46.67% | +60.00% | ||||||
| Payout Ratio | % | +37.15% | +37.10% | ||||||
| FCF/Debt | x | 4.77 | - | ||||||
| Net Debt/EBITDA | x | -4.37 | -4.90 | ||||||
| EBIT/Net interest | x | 13.18 | 13.54 | ||||||
| Net debt/market cap | % | +2.78% | 0.00% | ||||||
| Net debt/Equity | x | -0.66 | -0.80 | ||||||
| Gross debt/equity | x | 0.03 | 0.00 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Jeffersonville Bancorp functions as the parent entity for Jeff Bank, a financial institution dedicated to serving its local community. The bank extends a comprehensive suite of banking and financial services to individuals, small businesses, and municipal governments, primarily within Sullivan County, New York, with additional branch presence in Orange County. Its deposit product lineup features diverse options, including various checking, money market, savings, NOW, and retirement accounts, alongside both demand and time deposits. For personal financing, Jeff Bank offers loans for a range of needs such as vehicles (auto, RV, motorcycle, boat), home improvements, debt consolidation, and general credit. Business clients can access a broad spectrum of lending solutions, encompassing commercial real estate financing, lines of credit, short-term notes, installment loans, and credit for commercial vehicles, equipment, agricultural ventures, and construction projects. The company's mortgage offerings are extensive, covering residential properties, home equity lines of credit, construction loans, and financing for vacant land, manufactured homes, mobile homes, and seasonal residences. Beyond these, Jeff Bank provides credit and debit cards, business-specific services like electronic deposits/withdrawals and remote check deposits, and convenient online and mobile banking platforms. As of February 8, 2022, Jeffersonville Bancorp operated twelve full-service branches located across Sullivan and Orange Counties in New York. These branches are situated in Anawana Lake Road/Monticello, Eldred, Callicoon, Jeffersonville, Liberty, Livingston Manor, Loch Sheldrake, Monticello, Narrowsburg, Port Jervis, White Lake, and Wurtsboro. The company was founded in 1913 and is headquartered in Jeffersonville, New York.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Jeffersonville Bancorp (JFBC)
No price history available.
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Jeffersonville Bancorp functions as the parent entity for Jeff Bank, a financial institution dedicated to serving its local community. The bank extends a comprehensive suite of banking and financial services to individuals, small businesses, and municipal governments, primarily within Sullivan County, New York, with additional branch presence in Orange County. Its deposit product lineup features diverse options, including various checking, money market, savings, NOW, and retirement accounts, alongside both demand and time deposits. For personal financing, Jeff Bank offers loans for a range of needs such as vehicles (auto, RV, motorcycle, boat), home improvements, debt consolidation, and general credit. Business clients can access a broad spectrum of lending solutions, encompassing commercial real estate financing, lines of credit, short-term notes, installment loans, and credit for commercial vehicles, equipment, agricultural ventures, and construction projects. The company's mortgage offerings are extensive, covering residential properties, home equity lines of credit, construction loans, and financing for vacant land, manufactured homes, mobile homes, and seasonal residences. Beyond these, Jeff Bank provides credit and debit cards, business-specific services like electronic deposits/withdrawals and remote check deposits, and convenient online and mobile banking platforms. As of February 8, 2022, Jeffersonville Bancorp operated twelve full-service branches located across Sullivan and Orange Counties in New York. These branches are situated in Anawana Lake Road/Monticello, Eldred, Callicoon, Jeffersonville, Liberty, Livingston Manor, Loch Sheldrake, Monticello, Narrowsburg, Port Jervis, White Lake, and Wurtsboro. The company was founded in 1913 and is headquartered in Jeffersonville, New York.
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