Bank of San Francisco (BSFO)
Full history for every metric is available with a Kvantra account
No price history available.
Key financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Total net revenue | $m | 19 | 24 | 24 | 23 | 16 | 29 | 33 | - |
| Operating profit | $m | 9 | 11 | ||||||
| Net profit | $m | 5 | 9 | 6 | 7 | 7 | 7 | 8 | - |
| EPS reported | $ | 3.17 | 3.59 | ||||||
| Operating cashflow per share | $ | 4.02 | 0.00 | ||||||
| Capex per share | $ | 0.68 | 0.00 | ||||||
| FCF per share | $ | 3.34 | 0.00 | ||||||
| Free cash flow | $m | 7 | 0 | ||||||
| Net debt | $m | -11 | 18 | ||||||
| Book value equity | $m | 83 | 87 | ||||||
| Book value per share | $ | 38.81 | 40.02 | ||||||
| Number of shares | m | 2.14 | 2.17 | ||||||
| DPS (TTM paid) | $ | 0.00 | 0.00 |
Financial summary
Financials in USD| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM | 2026E | ||
|---|---|---|---|---|---|---|---|---|---|
| Value | |||||||||
| P/E TTM | x | 10.22 | 12.01 | ||||||
| P/B LTM | x | 0.82 | 0.78 | ||||||
| P/S LTM | x | 2.32 | 2.09 | ||||||
| P/FCF LTM | x | 9.70 | 0.00 | ||||||
| EV/EBITDA LTM | x | 5.88 | 5.33 | ||||||
| EV/Sales LTM | x | 1.55 | 2.78 | ||||||
| Earnings Yield LTM | % | +9.78% | +8.33% | ||||||
| FCF Yield | % | +10.31% | 0.00% | ||||||
| Quality | |||||||||
| ROE | % | +8.16% | +9.20% | ||||||
| ROIC | % | +7.02% | +0.89% | ||||||
| Operating margin | % | +25.65% | +26.19% | ||||||
| Gross margin | % | +76.23% | +75.94% | ||||||
| FCF/Sales | % | +19.00% | 0.00% | ||||||
| Growth and momentum | |||||||||
| EPS Growth YoY | % | +2.26% | +15.81% | ||||||
| Sales Growth YoY | % | +79.44% | +99.04% | ||||||
| Net Income Growth YoY | % | +3.67% | +18.03% | ||||||
| FCF Growth | % | -8.02% | -100.00% | ||||||
| Operating Profit Growth | % | -22.77% | -12.65% | ||||||
| Dividend and capital structure | |||||||||
| Dividend Yield | % | 0.00% | 0.00% | ||||||
| Dividend Growth | % | - | - | ||||||
| Payout Ratio | % | 0.00% | 0.00% | ||||||
| FCF/Debt | x | - | 0.00 | ||||||
| Net Debt/EBITDA | x | -1.12 | 1.72 | ||||||
| EBIT/Net interest | x | 1.25 | 1.28 | ||||||
| Net debt/market cap | % | +1.62% | +25.10% | ||||||
| Net debt/Equity | x | -0.13 | 0.21 | ||||||
| Gross debt/equity | x | 0.00 | 0.28 | ||||||
Price target estimates
Based on consensus from external analysts. Not Kvantra's opinion.
Ratings
Based on consensus from external analysts. Not Kvantra's opinion.
ESG
| Metric | 2024 | 2025 | 2026 |
|---|---|---|---|
| ESG-score | |||
| Environmental score | |||
| Social score | |||
| Governance score | |||
| Risk rating |
Company overview
Operating within the greater San Francisco Bay Area, the Bank of San Francisco delivers a wide array of financial solutions and services. Its diverse clientele includes businesses, nonprofit organizations, individual entrepreneurs, professionals, and both private individuals and families. For personal customers, the bank offers various deposit accounts such as standard and interest-bearing checking, savings, and money market options, alongside certificates of deposit (CDs) and individual retirement accounts (IRAs). Their lending solutions for individuals encompass financing for tenancy in common (TIC) and co-op arrangements, single-family homes and condominiums, condo conversions, multi-unit properties, and loans for vacation or investment properties. Additional personal banking conveniences include online and mobile banking, bill payment services, debit and credit cards, wire transfers, foreign draft processing, public notary services, and direct deposit capabilities. The bank further extends a variety of commercial lending options. These include revolving lines of credit, financing for business acquisitions, specialized funding for medical, dental, and professional service practices, commercial real estate and construction loans, and Small Business Administration (SBA) guaranteed loans. Established in 2005, the Bank of San Francisco maintains its headquarters in San Francisco, California.
Similar companies
For informational purposes only. Kvantra provides data and quantitative analysis, not investment advice. KvantraRank is a mechanical model output. Analyst price targets and ratings are sourced from third parties and are not Kvantra recommendations. Past performance does not guarantee future results; all investments carry risk.
Bank of San Francisco (BSFO)
No price history available.
Not enough data to calculate KvantraRank
Consensus from external analysts. Not Kvantra's opinion.
Based on consensus from external analysts. Not Kvantra's opinion.
Operating within the greater San Francisco Bay Area, the Bank of San Francisco delivers a wide array of financial solutions and services. Its diverse clientele includes businesses, nonprofit organizations, individual entrepreneurs, professionals, and both private individuals and families. For personal customers, the bank offers various deposit accounts such as standard and interest-bearing checking, savings, and money market options, alongside certificates of deposit (CDs) and individual retirement accounts (IRAs). Their lending solutions for individuals encompass financing for tenancy in common (TIC) and co-op arrangements, single-family homes and condominiums, condo conversions, multi-unit properties, and loans for vacation or investment properties. Additional personal banking conveniences include online and mobile banking, bill payment services, debit and credit cards, wire transfers, foreign draft processing, public notary services, and direct deposit capabilities. The bank further extends a variety of commercial lending options. These include revolving lines of credit, financing for business acquisitions, specialized funding for medical, dental, and professional service practices, commercial real estate and construction loans, and Small Business Administration (SBA) guaranteed loans. Established in 2005, the Bank of San Francisco maintains its headquarters in San Francisco, California.
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